Let's connect - at Latitude59 or after!
Find us at the Podcast stage in the SEB Lounge and let’s explore how we can support your next step.
If we don’t get a chance to meet at Latitude59, leave your contact details and we’ll reach out after the event.
Effortless business onboarding with SEB
Get started in the way that best suits you
Internet bank
- You can do it yourself
- Available anytime, anywhere
- In under 20 minutes
If you want full control over when and where you become a customer. It's also the fastest option.
Video meeting
- Face-to-face meeting online
- Personal service recommendations
- Takes up to 60 minutes
If you’d like to join from anywhere but still want some guidance when choosing the right services.
Branch
- In-person meeting
- Personal service recommendations
- Takes up to 60 minutes + waiting time
If you prefer speaking to someone in person and want a full consultation.
Everyday banking services free for one year
- Free package for one year, including free payments, debit cards and current accounts. (The volume of free services depends on the package you select)
- Account opening document handling fee 0 € (according to the price list 500 euros) for legal persons registered in Estonia, represented by a non-resident or whose ownership structure include a non-resident*
- Cross border payments -50% applies to outgoing payments with shared charges and receivables*
- Up to five payment terminals free for 6 months
- Acceptance of payments in an online store without a contract fee or monthly charge
- Holding of a Baltic and foreign securities portfolio of up to 100,000 euros and trading in Baltic securities free of charge
- E-invoice portal for submitting and receiving electronic invoices
- Microloan special offer: up to 15 000 € without personal guarantee or collateral
- Leasing special offer: interest rate on a new vehicle 1.85% per year + Euribor, interest on a new electric vehicle 1.45% per year + Euribor
*The offer is valid for new clients who book an account opening appointment at the Latitude59 event.
The only bank that offers free business consultations
We help you assess your business, uncover growth opportunities, mitigate risks, secure the right funding, and make confident decisions with strategic guidance to take your company to the next level.
Pick the topics that matter most to you
- Venture debt & growth financing
- Partnership opportunities
- Market insights
- Macroeconomic outlook with SEB economist Mihkel Nestor*
- Or tailor the sessions to your needs
Consultations include three 1-hour sessions. You can choose up to three topics. The offer is valid for new clients who book an account opening appointment at the Latitude59 event. The consultations are valid for 6 months from the date of account opening.
Special offers for SEB business customers only
Veebimajutus
Website and email hosting free for 6 months
As an SEB business customer, you can use Veebimajutus website and email hosting services free of charge for the first 6 months. The service is ideal for creating your company’s website or online store, even if you have no prior technical experience. Veebimajutus also offers free Website School trainings for its clients.
Simply choose a package and enjoy it free for 6 months—the discount is applied automatically.
The offer is valid until 31 December 2026.
SimplBooks
Accounting software free for six months
As a business customer of SEB, your first six months of using the software are free of charge. SimplBooks is ideal for small-company accounting and invoicing. To obtain the discount, enter the code ‘SEB’ on the SimplBooks website.
This offer is valid until 31 December 2026.
Smaily
Free e-mail marketing software for up to 2000 contacts
As a business customer of SEB, you can use Smaily’s e-mail marketing services free of charge. This offer includes one hour’s free consultation to get you started with e-mail marketing, the creation of a branded e-mail (template), up to 2000 contacts without charge and a free trial for three months.
This offer is valid until 31 December 2026.
Documents and requirements for opening an account
The most important prerequisites for opening a bank account are that your company has a connection to Estonia, a transparent ownership structure, and a transparent business model.
The connection to Estonia can be one of the following:
- business operations that are strongly linked to Estonia (manufacturing, head office or acting office, warehouse, real estate with cash flow);
- your main long-term business partners, suppliers, and/or clients are located in Estonia;
- goods are physically moved through Estonia, e.g. using local logistics companies or local warehouses.
In accordance with local and international laws and regulations and the Know Your Customer principle, we may ask for supplementary documents, information, or clarifications prior to starting or continuing a business relationship with you (e.g. bank statements, documents showing the source of capital, information on the structure of the group, list of beneficiaries).
If the ultimate beneficial owner is a Russian or Belarusian citizen, you will be asked to present a document proving their right to permanently reside in the European Economic Area or Switzerland.
If you are required to open a bank account prior to the registration of a company, please visit the start-up account page.
The bank may take up to 10 working days to make a decision about starting a customer relationship, and we may ask the client for supplementary documents in accordance with the Know Your Customer principle. This may include a bank statement from another bank.
Know Your Customer
Price list of services
