Change language:
Image
Inimesed kuulamas konverenstil

Everything from venture debt and capital to expert advisory and traditional financing solutions

Paragraphs

Latitude59 special offer

Thank you for visiting us at the Podcast Stage in the SEB Lounge during Latitude59. We look forward to continuing the conversations and supporting your next step.

Our special offer:

  • 0 € account opening fee (save 500-700 €)
  • 50% off cross-border payments
  • 3 hours of mentorship from SEB experts

Effortless business onboarding with SEB

Get started in the way that best suits you

Internet bank

  • You can do it yourself
  • Available anytime, anywhere
  • In under 20 minutes

If you want full control over when and where you become a customer. It's also the fastest option.

Steps for opening account in Internet bank

Login to Internet bank
 

Video meeting

  • Face-to-face meeting online
  • Personal service recommendations
  • Takes up to 60 minutes

If you’d like to join from anywhere but still want some guidance when choosing the right services.

Steps for opening account during a video meeting

Book a meeting

Branch

  • In-person meeting
  • Personal service recommendations
  • Takes up to 60 minutes + waiting time

If you prefer speaking to someone in person and want a full consultation.

Steps for opening account at a branch

Book a meeting

Looking to grow your business in Estonia with SEB?

We are here to support your journey. During Latitude59, we offer some special conditions. See what we can offer you: 

  • Everyday banking services free for one year: free payments, debit cards and current accounts. (The volume of free services depends on the package you select)
  • L59 offer: Account opening document handling fee 0 € (according to the price list 500 euros) for legal persons registered in Estonia, represented by a non-resident or whose ownership structure include a non-resident*
  • L59 offer: Cross border payments -50% applies to outgoing payments with shared charges and receivables*
  • Up to five payment terminals free for 6 months
  • Acceptance of payments in an online store without a contract fee or monthly charge
  • Holding of a Baltic and foreign securities portfolio of up to 100,000 euros and trading in Baltic securities free of charge
  • E-invoice portal for submitting and receiving electronic invoices
  • Microloan special offer: up to 15 000 € without personal guarantee or collateral
  • Leasing special offer: interest rate on a new vehicle 1.85% per year + Euribor, interest on a new electric vehicle 1.45% per year + Euribor

 

*The offer is valid for new clients who book an account opening appointment at the Latitude59 event.

The only bank that offers free business consultations

We help you assess your business, uncover growth opportunities, mitigate risks, secure the right funding, and make confident decisions with strategic guidance to take your company to the next level.

Pick the topics that matter most to you

  • Venture debt & growth financing
  • Partnership opportunities
  • Market insights
  • Macroeconomic outlook with SEB economist Mihkel Nestor*
  • Or tailor the sessions to your needs

 

Consultations include three 1-hour sessions. You can choose up to three topics. The offer is valid for new clients who book an account opening appointment at the Latitude59 event. The consultations are valid for 6 months from the date of account opening.

Looking to grow your business in Latvia with SEB?

Explore our exclusive offers for new Latvian business clients below:

  • Effortless business onboarding. Get started in the way that suits you best: via Internet bank, via video meeting or in branch
  • L59 offer: Account opening document handling fee 0 € (according to the price list 700 euros) for legal persons registered in Latvia, represented by a non-resident or whose ownership structure include a non-resident*
  • Free Everyday plan for 1 year, including 15 intra-bank and European payments , 1 debit card and current account  
  • Up to 2 payment terminals free for 1 month
  • Acceptance of payments in an online store without a contract fee or monthly charge
  • Opportunity to earn interest on your company's funds in a savings deposit without a minimum deposit amount
  • Leasing special offer: interest rate on a new vehicle 1.75% per year + Euribor, interest on a new electric vehicle 1.45% per year + Euribor
  • Special offers from our partners: Circle K, Tele2, TET

 

*The offer is valid for new clients who book an account opening appointment at the Latitude59 event.

Looking to grow your business in Lithuania with SEB?

If your company was established no earlier than 12 months ago - take a look at our prepared special offers.

  • No fee for opening and managing company accounts and transferring money in euros online
  • L59 offer: Account opening document handling fee 0 € (according to the price list 700 euros) for legal persons registered in Lithuania, represented by a non-resident or whose ownership structure include a non-resident*
  • Any business service plan 1 year free of charge
  • 0,4% annual interest on savings deposit
  • E-commerce payment initiation service free for 3 months
  • Up to three card readers without a subscription fee for 1 year
  • E-commerce payment solution without monthly fees
  • Unlimited Mastercard Business debit card usage
  • SEB Baltic Gateway basic services in operator's channel free of charge
  • Special offers form our partners: Verskis.lt, Omnisend, Saskaita123, SmartOn, RoboLabs, DHL
  • Business Bonus programm partner offers by Mastercard

     

*The offer is valid for new clients who book an account opening appointment at the Latitude59 event.

Special offers for SEB business customers only

The man is working on a laptop

Veebimajutus

Website and email hosting free for 6 months

As an SEB business customer, you can use Veebimajutus website and email hosting services free of charge for the first 6 months. The service is ideal for creating your company’s website or online store, even if you have no prior technical experience. Veebimajutus also offers free Website School trainings for its clients.
Simply choose a package and enjoy it free for 6 months—the discount is applied automatically.

The offer is valid until 31 December 2026.

Explore the packages (EST)

Woman writing at a desk

SimplBooks

Accounting software free for six months

As a business customer of SEB, your first six months of using the software are free of charge. SimplBooks is ideal for small-company accounting and invoicing. To obtain the discount, enter the code ‘SEB’ on the SimplBooks website.

This offer is valid until 31 December 2026.

Find out more online

brooke-cagle-JBwcenOuRCg-unsplash

Smaily

Free e-mail marketing software for up to 2000 contacts

As a business customer of SEB, you can use Smaily’s e-mail marketing services free of charge. This offer includes one hour’s free consultation to get you started with e-mail marketing, the creation of a branded e-mail (template), up to 2000 contacts without charge and a free trial for three months.

This offer is valid until 31 December 2026.

Register for a consultation

Documents and requirements for opening an account

The most important prerequisites for opening a bank account are that your company has a connection to Estonia, a transparent ownership structure, and a transparent business model.

The connection to Estonia can be one of the following:

  • business operations that are strongly linked to Estonia (manufacturing, head office or acting office, warehouse, real estate with cash flow);
  • your main long-term business partners, suppliers, and/or clients are located in Estonia;
  • goods are physically moved through Estonia, e.g. using local logistics companies or local warehouses.


In accordance with local and international laws and regulations and the Know Your Customer principle, we may ask for supplementary documents, information, or clarifications prior to starting or continuing a business relationship with you (e.g. bank statements, documents showing the source of capital, information on the structure of the group, list of beneficiaries).

If the ultimate beneficial owner is a Russian or Belarusian citizen, you will be asked to present a document proving their right to permanently reside in the European Economic Area or Switzerland.

If you are required to open a bank account prior to the registration of a company,  please visit the start-up account page.

The bank may take up to 10 working days to make a decision about starting a customer relationship, and we may ask the client for supplementary documents in accordance with the Know Your Customer principle. This may include a bank statement from another bank.

Know Your Customer
Price list of services