Intressi eripakkumine
During the period 01.10.–31.12.2026, customers who have applied for a new home loan to purchase an A and B energy class property will have an interest rate starting from 1.35% + Euribor.
The offer is not binding on the bank and obtaining a loan depends on your solvency.
Refinantseerimise eripakkumine
Refinance your A or B energy class home loan with us!
If your loan amount is over 100,000 euros, we will pay the notary fees related to the loan restructuring.
To receive the discount, use the campaign code “REFIN26” when applying for a loan.
The offer is valid from January 1 to December 31, 2026.
Time to buy your own home?
Between 7 September and 31 October 2026, young adults aged 18-25 can take advantage of a special home loan offer. We will reimburse up to €500 in notary fees if the loan amount is at least €100,000. To redeem the offer, use the campaign code SEBNOOR when submitting your home loan application.
Responsible home purchase through green home loan
Every home has a certain environmental impact. Greenhouse gas emissions depend on the amount of heat and electricity used at home. In order to reduce the environmental impact, we would like to facilitate building and buying energy-efficient homes.
- Lower utility bills
- Environmentally friendly
- A healthier living environment
- Long-term advantage arising from the value of the property
Green home loan requirements for real estate
Green Products and Services
We are convinced that we can influence the development towards a more sustainable economy.
Annual percentage rate as a typical example
The initial annual percentage rate of credit for the SEB green home loan is 3.57% and the total amount payable by the consumer is €229,103.59 under the following sample conditions: annual interest rate* 1.35% + 6-month Euribor 2.114% | loan amount €150,000 | period 26 years | number of repayments 312 | repayment amount €229,009.99 | contract fee €0 | monthly current account fee €0.30.
*The interest rate consists of a fixed margin and Euribor, which changes every 6 months.
The loan is secured by a mortgage and the collateral must be insured. The costs of assessing, setting up and insuring the collateral are not included in the example.
