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We pay interest on
your current account

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  • When calculating interest, an interest calculation base of A/360 is used and the interest is paid for the actual number of days.
  • Interest rates are variable and will be quoted daily.
  • The state guarantees that 100% of the deposit is compensated, but no more than 100 000 euros per depositor in any one bank.

Term Deposit for private customer

Private persons can open term deposits in EUR, USD, SEK and GBP.

In the case of a fixed-term deposit of more than 100,000 euros (or the equivalent in another currency), ask SEB customer support at 665 5100 for more information.

Interest rates are informative. The interest rates applicable at the time of signing the deposit agreement may differ from the product here.

Open a deposit Open a deposit as a business customer

Current interest rates for term deposits for private and business customers

Term deposit EUR
Period of time 500 - 100 000 100 001 - -1 0 - -1 0 - 0
7 days       0,00%
14 days       0,00%
21 days       0,00%
1 month 2,25% 2,25% 2,25% 2,25%
2 months 2,25% 2,25% 2,25% 2,25%
3 months 3,75% 3,75% 3,75% 3,75%
4 months 3,75% 3,75% 3,75% 3,75%
5 months 3,75% 3,75% 3,75% 3,75%
6 months 4,00% 4,00% 4,00% 4,00%
7 months 4,00% 4,00% 4,00% 4,00%
8 months 4,00% 4,00% 4,00% 4,00%
9 months 4,00% 4,00% 4,00% 4,00%
10 months 4,00% 4,00% 4,00% 4,00%
11 months 4,00% 4,00% 4,00% 4,00%
1 year 4,00% 4,00% 4,00% 4,00%
2 years 3,00% 3,00% 3,00% 3,00%
3 years 2,70% 2,70% 2,70% 2,70%

Term deposit USD
Period of time 500 - 100 000 100 001 - -1 0 - -1 0 - 0
7 days       0,00%
14 days       0,00%
21 days       0,00%
1 month 1,00% 1,00% 1,00% 1,00%
2 months 1,00% 1,00% 1,00% 1,00%
3 months 1,50% 1,50% 1,50% 1,50%
4 months 1,50% 1,50% 1,50% 1,50%
5 months 1,50% 1,50% 1,50% 1,50%
6 months 1,75% 1,75% 1,75% 1,75%
7 months 1,75% 1,75% 1,75% 1,75%
8 months 1,75% 1,75% 1,75% 1,75%
9 months 2,00% 2,00% 2,00% 2,00%
10 months 2,00% 2,00% 2,00% 2,00%
11 months 2,00% 2,00% 2,00% 2,00%
1 year 3,00% 3,00% 3,00% 3,00%
2 years 3,00% 3,00% 3,00% 3,00%
3 years 3,00% 3,00% 3,00% 3,00%

Term deposit SEK
Period of time 2 000 - 599 999 600 000 - -1 0 - -1 0 - 0
7 days       0,00%
14 days       0,00%
21 days       0,00%
1 month       0,00%
2 months       0,00%
3 months       0,00%
4 months       0,00%
5 months       0,00%
6 months       0,00%
7 months       0,00%
8 months       0,00%
9 months       0,00%
10 months       0,00%
11 months       0,00%
1 year       0,00%
2 years       0,00%
3 years       0,00%

Term deposit GBP
Period of time 200 - 99 999 100 000 - -1 0 - -1 0 - 0
1 month       0,00%
2 months       0,00%
3 months       0,00%
4 months       0,00%
5 months       0,00%
6 months 0,01% 0,01% 0,01% 0,01%
7 months 0,01% 0,01% 0,01% 0,01%
8 months 0,01% 0,01% 0,01% 0,01%
9 months 0,01% 0,01% 0,01% 0,01%
10 months 0,01% 0,01% 0,01% 0,01%
11 months 0,01% 0,01% 0,01% 0,01%
1 year 0,05% 0,05% 0,05% 0,05%
2 years 0,05% 0,05% 0,05% 0,05%
3 years 0,05% 0,05% 0,05% 0,05%

Savings Deposit

Annual interest of Savings Deposit EUR 1.8%

Interest rate of savings deposit valid since 28.07.2023

Base rates

Published on 26.02.2024

1-month EURIBOR® 3,8430
3-month EURIBOR® 3,9520
6-month EURIBOR® 3,9010
12-month EURIBOR® 3,7320
€STR 3,9070
SOFR USD 5,3100
Bank's base interest 4,0740
Base rates historical data

Euribor (benchmark) and Eonia (benchmark) are published by the European Money Markets Institute (EMMI).
The base interest rate of the bank is set and published by AS SEB Pank.
The set base interest rate may decrease or increase over time. These changes affect the contractual interest rate. For example, if the new base interest rate has increased compared to the previous base interest rate which was in force on the day the agreement was concluded, the interest payments will also increase.

Bank base interest (BBI)

The BBI is based on the level of interest rates in financial markets. As interest rates in the euro area have been rising rapidly (mainly due to high inflation and the decisions of the ECB to raise the base interest rate), the BBI has also risen. The bank reviews the BBI on a monthly basis and, if necessary, adjusts it if changes in interest rates in financial markets give reason to do so. Customers whose loans are contractually linked to the BBI will receive a contractual notification stating the new BBI level and the date from which the rate will apply. You can check whether your loan is linked to the BBI either via the Internet Bank or your loan agreement. The BBI is only used for existing credit agreements. The bank will not enter into any new agreements with the BBI.