I have been a client of other banks as well, yet I always return to SEB. So far, SEB has been the only one to provide adequate information and meet my needs.
Feedback from Customer Satisfaction Survey
They always recommend the best options for saving.
Feedback from Customer Satisfaction Survey
I consider SEB to be the most service-friendly and reliable bank today.
Feedback from Customer Satisfaction Survey
Robo-Advisor – smart investing, made simple
- From an idea to a suitable solution in just 15 minutes
- Invest as little as 10 euro
- Simple process – no previous investment experience is needed
How to start investing
- Choose the type of investment
Learn about different investment products and their specifics, as well as investment-related risks, costs and charges. Choose the product that fits your needs best and is appropriate and suitable for you. Read more. Open investment and securities accounts
First, open an investment account if you want to postpone taxation on your investment income. It will also help you simplify taxation of income received from investing. Then you need a securities account to be able to invest. It holds the securities you own and is needed for securities transactions.Start investing
Transfer money from your current account into your investment account.Submit a security purchase order through the internet bank. If you want to invest into investment funds or stocks, you can set up regular investments in the internet bank so you don’t have to do that manually every time. Start investing.
- Keep track of your investments
You can see the return of your investment on the SEB mobile app or internet bank. Additionally, you should keep track of your investments using all the available data. See your results.
Not sure how to start?
If you are new to investing, it may be difficult to understand all the details. We have created a short guide to help you learn more.
- Guide on how to get started
- Ideas on what to look for when choosing where to invest
- Differences between investment products
Investment manager
The investment manager is a licensed investment advisor who evaluates how the investments in the product range suit your needs so that you can make informed investment decisions. Counselling is available both at the Tornimäe office and via video call.
If the amount to be invested is greater than 40,000 euros, we offer a securities portfolio management service. The portfolio management fee is up to 1.2% (plus VAT) per year, depending on the investment solution and the invested amount.
The service is intended for you if:
- You don't have time or enough experience to follow market changes and you want professional and experienced asset managers to help you make decisions;
- you want transparent and cost-effective asset management;
- you would like to receive a monthly report on portfolio and market changes via online banking.
Investing in funds, ETFs, bonds or stocks
Investment funds
- Preferred for long-term investments
- Start from just 1 euro
- Wide selection – various strategy, geography, stock, bond and technology funds
ETFs (Exchange-traded funds)
- Possibility to trade in securities on various global markets
- Lower costs and charges than investment funds
- With this instrument you can quickly respond to market changes, i.e. buy or sell units when the time is right
Bonds, debt securities
- Predictable level of earnings
- You can sell bonds before their maturity date
- Fluctuations of the return on investments are lower in comparison to the investment funds
Stocks
- Intended for experienced investors
- Ability to invest directly into various companies
- You can buy stocks in the Baltics as well as overseas companies on many major stock exchanges
Investments calculator
When providing investment services, we always comply with the Markets in Financial Instruments Directive (MiFID) and other regulatory requirements.
- Investor protection measures required by MiFID and other regulatory requirements
- Transparency of financial markets
- Your investments are kept separated from the bank’s investments and no claims of the creditors of the bank can be satisfied on account of your investments
Keep money for investing separately on an investment account
- Recommended for transactions with funds, stocks, bonds and ETFs
- An opportunity to defer the payment of personal income tax
- Convenient and transparent transactions using various financial instruments
You need a securities account to invest
- Hold securities and perform securities transactions
- Transfer to or receive securities from third parties, i.e. to or from other individuals or companies
- An opportunity to buy and sell through the internet bank
- No fees for opening the securities account through the internet bank
