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Depositor information sheet


Basic information about guaranteeing deposits

Deposits in SEB Pank are protected by The Deposit Guarantee Sectoral Fund.
Limit of deposit guarantee 100,000 euros per depositor in SEB Pank.

In addition to the above, the deposit of a natural person is guaranteed within up to 100,000 euros if, in the 6 months preceding the date of suspension, the depositor has received funds:
  1. from the transfer of residential property;
  2. in connection with marriage or divorce, early termination of an employment contract or a contract of service at the initiative of the employer or redundancy, old-age pension, including funded pension, disability, or the death of a close person;
  3. as insurance compensation, compensation awarded for damage caused in the administration of justice on the basis of the Victim Support Act or the State Liability Act, or compensation awarded to a victim in criminal or misdemeanour proceedings.
If you have more deposits at a credit institution All your deposits at SEB are aggregated. The total amount of your deposits is subject to a limit of 100,000 euros.
If you have a joint deposit with another person (or several) The limit of 100,000 euros applies to each depositor separately.
Reimbursement period in case of the credit institution’s insolvency or other relevant event 7 working days from the day of the suspension of deposits, which may be extended by up to 10 working days for a valid reason.
Currency of reimbursement Euro
Contact Guarantee Fund
Registry code: 74000047
Address: Sakala 4, Tallinn 15030
Phone: (+372) 6680 583

Additional information

In general, the Deposit Guarantee Sectoral Fund covers all natural persons, ordinary entrepreneurs, and other retail depositors. Exceptions for certain deposits, as well as information on deposits not covered by guarantee or reimburse-ment, can be found on the website of the Guarantee Fund at

SEB Pank will also inform you on request whether certain financial products are covered or not. If deposits are guaranteed, SEB Pank shall also confirm this also on the statement of account.