New card design
We are replacing our plastic cards with a more environmentally-friendly solution: corn-based plastic will now make up 84% of our cards.
We have also updated the design of our cards, which we will be implementing gradually.
Choose the card that best fits your needs
Mastercard Debit card
- Free of charge when using a plan, otherwise - 1 euro a month
- Possibility to use for mobile contactless payments
- Payments in Estonia and abroad
- Cash deposits and withdrawals from ATMs
ISIC and ITIC cards
- Free of charge when using a plan, otherwise - 1 euro a month
- Proves your academic status
- Provides thousands of discounts
- Usable as a public transport card
Mastercard Gold debit card
- Free on charge when using Diverse, Exclusive or Elite plans, otherwise - 1.50 euro a month
- Priority service at a bank office
- Payments in Estonia and abroad
- Cash deposits and withdrawals from ATMs
Mastercard Picture card
- Free of charge when using a plan, otherwise - 1 euro a month
- The gallery now features works of four renowned Estonian photographers
- Pay for the goods on the Internet
- Make contactless payments up to 150 euros
Mastercard credit card with fixed payment
- Your monthly net income is at least EUR 500
- Without monthly fee
- Purchase insurance
- Regular monthly repayment
- Additional contributions possible
- Special interest of 16% for users of Diverse or Elite plans
Credit card with predetermined repayment
- Your monthly net income is at least EUR 640
- 1.60 euros a month, free for Diverse or Elite plan users
- Up to 45 days of interest-free credit
- Purchase insurance
- Possibility to use your own funds
Mastercard Premium credit card
- Your monthly net income is at least EUR 1200
- 7.50 euros a month, free of charge for Exclusive or Elite plan owners
- Up to 45 days of interest-free credit
- Purchase insurance
- Premium travel insurance
- Flight Delay Pass - lounge access in case of flight delay
- Priority service at bank offices
- Possibility to transfer credit limit
Mastercard World Elite
- Your monthly net income is at least EUR 3000
- 30 euros a month, free of charge for Elite plan owners
- Purchase insurance
- World Elite travel insurance
- Priority Pass - access to more than 1300 airport business lounges
- Fast Track security check at international airports
- Mastercard Travel & Lifestyle Services – 24/7 access to luxury travel and dining benefits
- Priority service in our bank offices
- Possibility to transfer credit limit and use your own funds
A service plan provides plenty of useful solutions
- Free current accounts for managing your finances
- Free payments to other Estonian and European banks
- Debit and credit cards with no monthly fee
- Trauma insurance
- Purchase and travel insurance for credit card holders
- Possibility to withdraw larger amounts free of charge from SEB ATMs in Estonia, Latvia and Lithuania
- Free settlements for children and young people with the new service plans of SEB
Contactless payments: convenient and secure
- Enable and disable contactless payments at any time in the mobile app
- Without entering your PIN, you can pay up to 150 EUR for one purchase in Estonia. This limit cannot be changed. For additional security, SEB has a total contactless payment limit of 50 EUR. After you reach this, you will have to enter your PIN. You can change this limit from 5-150 EUR in the Internet bank, mobile app or at any SEB branch
- If you enter the wrong PIN three times in a row when making a purchase, your card will be automatically blocked for security reasons. You can view your card’s PIN in the Internet bank and then unblock the card by entering the PIN at any SEB ATM
Digital wallets – pay with SEB card in your smart device
- Apple users can use Apple Pay on supported devices for secure and fast payments in stores, apps and online
- Garmin users can add cards to smartwatches for contactless payments in stores
- Add your SEB bank card to your SEB mobile application and use your smart devices for quick and easy payments.
- Any type of activated Mastercard payment card can be added to Digital wallets
What to do if your payment card is lost or stolen?
- Report this immediately by calling +372 665 5100 to block the card, or block the card yourself by using the mobile app
- When you block your card, you can order a new payment card immediately
- Within one week, we will produce and issue a new card and provide you a new PIN code. A defined fee is applied for new card issuance according to the price list
Frequently asked questions
In case your card is lost or stolen, we suggest blocking it immediately. You can block the card:
- in the mobile app (“Cards” → “Card” → “Blocking”)
- in the Internet Bank (“Cards” → “My cards” → “Block the card”)
- by calling SEB Bank at +372 665 5100 (24/7)
Yes. You can order a card for yourself in the Internet Bank on the page "Cards" → "New card". We send the cards both by post and to the Omniva parcel machine. We can send the card to your residential address, office address or elsewhere in Estonia or abroad, wherever you usually stay or prefer to receive the card at. Sending by ordinary mail in Estonia is free. There is a fee for sending the card to the parcel machine. For minors and owners of the Youth Plan, sending to parcel machines is free of charge. For owners of the Youth Plan, sending cards both via regular mail and to parcel machines is free of charge.
You can view your card’s PIN code in the Internet Bank section "Cards" → "My cards" → "View PIN code".
Yes. You can change the PIN code by using an ATM of SEB.
If you forgot your card in the ATM or if the ATM confiscated your card, please block your card and order a replacement. You can block the card:
- in the mobile app (‘Cards’ → ‘Card’ → ‘Block’ → ‘Lost’)
- in the Internet Bank (‘Cards’ → ‘My Cards’ → ‘Block card’ → ‘Lost’)
- by calling the SEB customer support at +372 665 5100 (24/7)
First you need to activate the card. You can do it either in mobile app or the Internet Bank:
- in the mobile app (“Cards” → “Card”)
- in the Internet Bank (“Cards” → “My cards” → “Activate the card”)
A maximum daily limit for cash withdrawal at an ATM by a debit card is 3500 euros.
You can change cash withdrawal limits:
- in the mobile app (“Cards” → “Settings and limits”)
- in the Internet Bank (“Cards” → “My cards” → “Change data”)
Currently, it is only possible to buy a 1-hour ticket from the validator with a bank card, you cannot buy a discount ticket, nor can you prove the right to ride for free with a bank card. As the vast majority of ISIC card holders have either the right to discount tickets or even the right to ride for free, in order to avoid mistaken full ticket purchases, it is not possible to use ISIC bank cards issued in Estonia to purchase tickets from validators. However, these cards can still be used in the old way – to prove the right to ride, to deposit money onto the card used in public transport and to buy tickets with that money.
A bank card ordered by mail or a parcel machine in Estonia will arrive within 5-6 working days. If the card is sent to another country, then delivery can take up to 14 working days (depending on the country).
For credit cards, an additional processing time of up to 5 working days could be applied.
A bank in your smartphone
- Quick overview of your account balances
- Convenient way to make and request payments
- Manage your savings goals and bank cards
More about debit and credit cards
Want to make sure you find the most suitable solution?
- Our customer executives will help you find the best solution for you
- We have a dedicated team of professionals you can trust
