Paragraphs
With a Debit card you can
- Change the card settings using the SEB mobile app or the Internet Bank
- Make contactless payments with your Android phone
- Order the card and receive it at your home address or any other address in Estonia or abroad
- Pay for goods and services in Estonia and abroad without using cash. Debit card can be used for online purchases
- Pay with debit card in all institutions and companies, where you notice Mastercard logo on the window, door or cash register
- Withdraw cash from ATMs in Estonia and abroad
- View account and transaction information in ATMs of SEB
Compare debit cards
Image
ISIC and ITIC cards
- Proves your academic status
- Provides thousands of discounts
- Usable as a public transport card
- Possibility to use for mobile contactless
Image
Gold Debit card
- Priority service at a bank office
- Special offers from our partners
- Priority service by phone on 665 5100, when calling from the number provided in your contact data
Image
Picture card
- Personal and distinct
- Available as a debit or credit card
- Pay for the goods on the Internet
- Make contactless payments up to 150 euros
What to do if your payment card is lost or stolen?
- Report this immediately by calling +372 665 5100 to block the card, or block the card yourself by using the mobile app
- When you block your card, you can order a new payment card immediately
- Within one week, we will produce and issue a new card and provide you a new PIN code. A defined fee is applied for new card issuance according to the price list
Frequently asked questions
In case your card is lost or stolen, we suggest blocking it immediately. You can block the card:
- in the mobile app (“Cards” → “Card” → “Blocking”)
- in the Internet Bank (“Accounts and cards” → “My cards” → “Block card”)
- by calling SEB Bank at +372 665 5100 (24/7)
Yes. You can order a card for yourself in the Internet Bank on the page "Transactions" → "Cards" → "Ordering a card". We send the cards both by post and to the Omniva parcel machine. We can send the card to your residential address, office address or elsewhere in Estonia or abroad, whereever you usually stay or prefer to receive the card at. Sending by ordinary mail in Estonia is free.There is a fee for sending the card to the parcel machine.
You can view your card’s PIN code in the Internet Bank section "Accounts/Cards" → "My cards" → "View PIN code".
Yes. You can change the PIN code by using an ATM of SEB.
First you need to activate the card. You can do it either in mobile app or the Internet Bank:
- in the mobile app (“Cards” → “Card”)
- in the Internet Bank (“Accounts and cards” → “My cards” → “Activate card”)
A maximum daily limit for cash withdrawal at an ATM by a debit card is 3500 euros.
You can change cash withdrawal limits:
- in the mobile app (“Cards” → “Settings and limits”)
- in the Internet Bank (“Accounts and cards” → “My cards” → “Change details”)
Manage your card in the app
Media
Image
Ordinary cards
| 1. Mastercard debit card | |
| activating the card at a bank office or through the customer support (1) | EUR 5 |
| activating the card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| activating the prolonged card at a bank office or through the customer support (1) | EUR 5 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| issuance of a replacement card | EUR 3 |
| monthly fee | EUR 1 |
| 2. Mastercard Business debit card | |
| activating the card at a bank office or through the customer support (1) | EUR 5 |
| activating the card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| activating the prolonged card at a bank office or through the customer support (1) | EUR 5 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| issuance of a replacement card | EUR 3 |
| monthly fee | EUR 2 |
| 3. Mastercard Gold debit card | |
| activating the card at a bank office or through the customer support (1) | EUR 5 |
| activating the card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| activating the prolonged card at a bank office or through the customer support (1) | EUR 5 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| issuance of a replacement card | EUR 3 |
| monthly fee | EUR 1.50 |
| 4. Picture card debit card for private individual | |
| activating the card at a bank office or through the customer support (1) | EUR 5 |
| activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
| activating the prolonged card at a bank office or through the customer support (1) | EUR 5 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
| issuance of a replacement card | EUR 5 |
| monthly fee | EUR 1 |
| 5. Picture card debit card for legal entity | |
| activating the card at a bank office or through the customer support (1) | EUR 5 |
| activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
| activating the prolonged card at a bank office or through the customer support (1) | EUR 5 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
| issuance of a replacement card | EUR 5 |
| monthly fee | EUR 2 |
ISIC and ITIC cards
| 1. ISIC Tudeng (Student) | |
| issue, replacement, prolongation | EUR 7.50 |
| issuing an initial ISIC card during the campaign period from 15 May to 15 October | free of charge |
| extension of the right to use the card | EUR 6 |
| monthly fee | EUR 1 |
| 2. ISIC Õpilane (Scholar) | |
| issue, replacement, prolongation | |
| - until the age of 20 | free of charge |
| - from the age of 20 | EUR 7.50 |
| issuing an initial ISIC card during the campaign period from 15 May to 15 October | free of charge |
| extension of the right to use the card from the age of 20 | EUR 6 |
| monthly fee | EUR 1 |
| 3. ITIC Õpetaja (Teacher) | |
| issue, replacement, prolongation | EUR 7.50 |
| extension of the right to use the card | EUR 6 |
| monthly fee | EUR 1 |
Other cards
Temporary-card
| issue | EUR 3 |
(1) A card ordered to a bank office always activated by an employee of the bank office when the card is issued.
General transaction and service fees
| 1. Payment at a service enterprise (fee for transaction in foreign currency will be added) | free of charge |
| with a temporary-card | transaction is not allowed |
| 2. Cash deposit in SEB Estonia ATM’s (1) | |
| up to EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | free of charge |
| if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | 0,3 % of the deposited amount |
| 3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia ATMs (2) | |
| legal entity | EUR 0.19 + 0,3% of the withdrawn amount |
| private individual | |
| - up to EUR 1000 in a calendar month per client (holder of account(s)) | free of charge |
| - if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s)) | 0,3% of the withdrawn amount |
| 4. Cash withdrawal in Estonia from other banks ATMs | |
| legal entity | EUR 2 + 2,5% of the withdrawn amount |
| private individual | EUR 1 + 2,5% of the withdrawn amount |
| with a temporary-card | transaction is not allowed |
| 5. Cash withdrawal abroad (fee for transaction in foreign currency will be added) | |
| legal entity | EUR 2 + 2,5% of the withdrawn amount |
| private individual | EUR 1 + 2,5% of the withdrawn amount |
| with a temporary-card | transaction is not allowed |
| 6. Cash withdrawal at a service enterprise (fee as per price list of the enterprise to be added) | free of charge |
| 7. Fee for transaction in foreign currency (3) | |
| transaction original currency is other (excl. EUR) | 1,5% of the transaction amount |
| 8. Balance inquiry (balance, last transactions) | |
| from SEB Estonia ATM´s | free of charge |
| from other bank’s ATM | EUR 0.40 / per inquiry |
| 9. Fee for change in debit card limit | |
| at a bank office | EUR 2.50 |
| internet-bank | free of charge |
| 10. Preparation of express bank cards | EUR 40 |
| 11. Debt claim letter of debit card by post | EUR 1.28 |
| 12. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time | EUR 65 |
| 13. Overdraft penalty | 0,2% per day |
| 14. Duplicate of POS receipt | |
| domestic transaction | EUR 4 |
| cross-border transaction | EUR 8 |
| 15. Unjustified demand for refund | |
| domestic transaction | EUR 12 |
| cross-border transaction | EUR 16 |
| 16. Sending a card by | |
| mail in Estonia | free of charge |
| registered mail in Estonia | EUR 5 |
| mail outside Estonia | EUR 10 |
| parcel machine in Estonia | EUR 3.20 |
(1) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(2) The transaction is not permitted with a temporary card in SEB Latvia and SEB Lithuania ATMs.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Mastercard), converted into euros according to their determined exchange rates.
Want to make sure you find the most suitable solution?
- Our customer executives will help you find the best solution for you
- We have a dedicated team of professionals you can trust
