Responsible home purchase through green home loan
Every home has a certain environmental impact. Greenhouse gas emissions depend on the amount of heat and electricity used at home. In order to reduce the environmental impact, we would like to facilitate building and buying energy-efficient homes.
- Lower utility bills
- Environmentally friendly
- A healthier living environment
- Long-term advantage arising from the value of the property
Green home loan requirements for real estate
A well-considered purchase may be a step toward a more environmentally friendly lifestyle
Everything you purchase has an environmental impact, and we strongly encourage consumption that is conscious. Keep the environment in mind and think about taking a loan for environmentally friendly expenses.
Green Products and Services
We are convinced that we can influence the development towards a more sustainable economy.
Annual percentage rate as a typical example
The initial annual percentage rate of credit for the SEB green home loan is 3.57% and the total amount payable by the consumer is €229,103.59 under the following sample conditions: annual interest rate* 1.35% + 6-month Euribor 2.114% | loan amount €150,000 | period 26 years | number of repayments 312 | repayment amount €229,009.99 | contract fee €0 | monthly current account fee €0.30.
*The interest rate consists of a fixed margin and Euribor, which changes every 6 months.
The loan is secured by a mortgage and the collateral must be insured. The costs of assessing, setting up and insuring the collateral are not included in the example.