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Autumn forest from above

An energy-efficient home with SEB’s green home loan

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Special offer for refinancing your loan

Refinance your A or B energy class home with us! If your loan amount is over 100,000 euros, we will pay the notary fees ourselves.
To receive a discount, use the campaign code “REFIN26” when applying for a loan.
The offer is valid from January 1 to March 31, 2026.

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Special offer for interest rate

In the period from 01.01.–31.03.2026 for clients who have applied for a new home loan for the purchase of an A or B energy class property, the interest rate is from 1.35% + Euribor.

The offer is not binding on the bank and the possibility of obtaining a loan depends on your solvency.

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Interest rate from 1.35% + EURIBOR
Contract fee 0 euro
Up to 30 years maturity
From 15% down payment

Responsible home purchase through green home loan

Every home has a certain environmental impact. Greenhouse gas emissions depend on the amount of heat and electricity used at home. In order to reduce the environmental impact, we would like to facilitate building and buying energy-efficient homes.

  • Lower utility bills
  • Environmentally friendly
  • A healthier living environment
  • Long-term advantage arising from the value of the property

 

Green home loan requirements for real estate

A well-considered purchase may be a step toward a more environmentally friendly lifestyle

Everything you purchase has an environmental impact, and we strongly encourage consumption that is conscious. Keep the environment in mind and think about taking a loan for environmentally friendly expenses.  

Reduce energy at home
Think of a more environmentally friendly energy source
Switch to more environmentally friendly transportation

Green Products and Services

 

We are convinced that we can influence the development towards a more sustainable economy.

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Annual percentage rate as a typical example

The initial annual percentage rate of credit for the SEB green home loan is 3.57% and the total amount payable by the consumer is €229,103.59 under the following sample conditions: annual interest rate* 1.35% + 6-month Euribor 2.114% | loan amount €150,000 | period 26 years | number of repayments 312 | repayment amount €229,009.99 | contract fee €0 | monthly current account fee €0.30.

*The interest rate consists of a fixed margin and Euribor, which changes every 6 months.
The loan is secured by a mortgage and the collateral must be insured. The costs of assessing, setting up and insuring the collateral are not included in the example.