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Life insurance

  • Covers rehabilitation and other medical costs
  • Compensates for lost income during a period of incapacity for work
  • Financial security in case family loses their breadwinner
  • Ensures that your loan obligations are covered and not inherited

Insurer is SEB Life and Pension Baltic SE Estonian Branch.


61 159 customers

trust SEB for their life insurance solutions

1 580 000 EUR

paid in indemnities


of insured events were reimbursed by SEB

2-3 working days

average duration of claim processing

According to SEB Life and Pension Baltic SE Estonian Branch data for 2021.

The indicated monthly payment is based on the age entered above and is informative. The offer includes price for a customer who can confirm the health certificate included in the application. To find out the exact amount of the monthly insurance payment, click the “Choose” button. By clicking “Choose” I agree that my age will be used to calculate my offer. Before concluding a contract, please read the insurance terms and conditions. If necessary, please call 665 8020 or register for a consultation to get a personalised offer.

65% of women say their spouses should have life insurance

  • In SEB Baltic Insurance survey, 40% of men from Estonia admit that at this stage of their life they would need life insurance
  • When we asked women, 65% said that they would feel more at peace if their spouses would have life insurance
  • In reality only 29% of men have it

Don’t delay important life decisions. Choose your life insurance here.

Insurance covers

Life insurance cover

In case of the death of the insured person, the beneficiary will receive an insurance benefit in the amount of the sum insured. Insurance cover is terminated upon the insured person turning 71.

Critical illness cover

The insured person will be compensated in the amount of the sum insured if they are diagnosed with one of the listed illnesses, like heart attack, stroke, malignant tumour, kidney failure, etc.

Accidental disability insurance cover

The insured person receives insurance benefit for the loss of a bodily function caused by an accident. The amount of the indemnity depends on the severity of the injury – for example, the loss of a thumb is 20% and the loss of vision is 100% of the sum insured.

Accidental daily allowance insurance cover

The insured person receives a certain daily allowance for each day of incapacity for work if it has occurred as a result of an accident and lasts at least 14 days.

Accidental death cover

A family member receives indemnity for the entire sum insured if the insured person dies as a result of an accident.

In case of an insured event

  • Fill in a claim application
  • Submit the required documents
  • Receive the benefit

Do you need help with life and health insurance?

  • Our advisors will help find a suitable solution
  • We have a dedicated team of professionals you can trust
  • Convenient video meeting

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