Allow your child to enjoy free daily banking services until age 26

  • Bank account
  • Bank card can be ordered from the age of 7 (ISIC card can be ordered from the age of 6 in case the child goes to school)
  • Eco-friendly card options, including the ISIC with worldwide discounts
  • Receive the card for free by post or at a parcel machine
  • Unlimited free transfers
  • Withdraw up to 1000 euros per month from SEB ATMs for free

Saving for your child’s future is simple

You can now open a fixed-term deposit, savings deposit, or Digital Coin Jar for your 7–17-year-old child directly in your internet bank, under their profile — anytime that works best for you.

How to open a deposit or Digital Coin Jar for your child?

  • Click on your profile in the top right corner of the internet bank homepage and select your child’s name from the dropdown menu.
  • To open a deposit, go to “Savings and Pension” → “New Deposit.”
  • To open a Digital Coin Jar, go to “Savings and Pension” → “Digital Coin Jar.”

 

Start saving for your child today More about savings

Benefits for parents

A parent can use their child’s profile in the internet bank to:

  • View child’s account balance.
  • Set transfer limits for child’s card.
  • Manage child’s card:
    • Order a new debit card for the child and activate it. (PIN code for the new card can only be viewed in the child’s internet bank.)
    • Manage child’s card limits and settings.
    • Enable or disable contactless payments.
    • Close, block, or re-open child’s card.
    • Request a replacement card for the child and manage the card renewal process.

Benefits for children

A child can independently: 

  • In the internet bank or mobile app:
    • Check their account balance.
    • Make payments and confirm them using Smart-ID or by signing in the mobile app.
    • Open and close term and savings deposits.
    • Activate and deactivate Digital Coin Jar.
    • Set up e-invoices and e-invoice standing order agreements.
    • Set up standing orders.
  • In the mobile app:
    • Request money from their parent when needed.
  • Manage their card in the internet bank or mobile app:
    • Activate a new card.
    • View the card PIN and card details.
    • Temporarily block the card.
  • Use the card for transactions:
    • Pay with the card in stores (including contactless payments, if enabled for the card) and online.
    • Withdraw cash from ATMs.

Open child’s account and order the card in most convenient way

Scroll the table horizontally to see more information about the different options.


Internet bank
Video meeting
Branch

15 min

Only for SEB clients.
Child is an Estonian citizen.

30 min

Only for SEB clients.
Child is an Estonian citizen.

45 min

Suitable for everyone.

Kid is 7–17 years old

One parent with custody is enough.

Kid is 0–17 years old

One parent (guardian) is enough. 
Child participation optional.

Kid is 0–17 years old

One parent (guardian) is enough. 
Child participation optional.

Important

  • Parent has valid SEB Internet Bank contract.
  • Parent and child have valid identity documents – ID card or passport.
  • Parent has valid digital signature rights (ID-card, Mobile-ID or Smart-ID);
  • Parent is not a minor.

Important

  • Parent and child have valid identity documents – ID card or passport. For a child under 7, it can also be a birth certificate or a query to the population register.
  • Parent has valid digital signature rights (ID-card, Mobile-ID or Smart-ID).

Important

Parent and child have valid identity documents – ID card or passport. For a child under 7, it can also be a birth certificate or a query to the population register.

A visit to the branch is for you if:

  • you do not have an Estonian ID-card, Mobile-ID or Smart-ID and you are unable to sign documents digitally;
  • you are not a resident.
Open an accountUseful to knowBook a video meetingBook a video meeting

Frequently asked questions

For security reasons, the child’s card PIN is visible only in the child’s Internet Bank or mobile app. 

To view the PIN: 

  1. Log in to the child’s Internet Bank or mobile app. 
  2. Select Cards → Card PIN and details → View PIN. 

The PIN is not displayed in the parent’s Internet Bank.

  1. Log in to your Internet Bank and select your child’s profile from the menu under your name in the upper-right corner. 
  2. Open Additional Services → E-documents → Archive. 
  3. Open the document “Opening Financial Services for Children via Internet Bank.” 
  4. Open the “Internet Bank Agreement” – there you will find your child’s user ID.

A child’s bank card can be activated in the child’s Internet Bank or the SEB mobile app.

  1.  Log in to the child’s Internet Bank or mobile app. 
  2. Select Cards → My Cards → Activate Card. 
  3. Follow the instructions displayed on the screen. 

Once the card has been activated, you can also view the card PIN in the child’s Internet Bank or mobile app: Cards → Card PIN and details → View PIN.

If needed, the PIN can be changed at an SEB ATM. 

Important: A parent can also activate the card through their own Internet Bank under the child’s profile. However, the child’s card PIN is visible only in the child’s Internet Bank or mobile app.

A child can use the SEB mobile app to check their account balance, make payments, activate their bank card and log in to their internet bank.

  1. Download the SEB Estonia mobile app to the child’s phone from the App Store or Google Play. 
  2. Log in using the child’s personal identification code and user ID.
  3. Select an authentication method, for example Smart-ID.

If the child already has their own Smart-ID account, confirmation requests will be sent to the child’s Smart-ID. If the child does not have their own Smart-ID, confirmation requests will be sent to the parent’s Smart-ID.

  1. The child must create their own PIN codes. These must be confirmed using either the child’s or the parent’s Smart-ID.