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Ready for school? What about life?

Order a free bank card for your child

Instant trauma insurance for children

More active summer means a higher chance of minor accidents for children – that’s why we provide additional protection.

  • From 1 June to 31 August 2026, instant trauma insurance included in the service plan is automatically extended to cover your underage child. No extra steps are required.  
  • Insurance benefit is paid for accidents that occur during the campaign period. The amount depends on your service plan: 50 EUR for Daily, 100 EUR for Diverse, 200 EUR for Exclusive
  • In the event of an accident, you can submit a claim via the internet bank: Additional services – Service plan – Inform about accident. The claim must always be submitted on behalf of the customer, even if the accident involves a child.  
  • The benefit is payable for one accident per year to those that haven't submitted a claim this year.  To receive the insurance benefit, sufficient documentation is required. Please view terms and conditions to learn more.   
Terms and conditions (PDF)

Lottemaa ticket for free?

By opening an account for a child via a video meeting or in internet banking by June 30, SEB clients will receive one Lottemaa ticket as a gift. The ticket is valid for either an adult or a child aged 2 or older and can be used to visit Lottemaa until August 30, 2026.

Additionally, SEB clients can purchase a regular Lottemaa ticket at a discounted price of €24 (full price €28) using the promo code “seb2026”. The discount code is valid for purchasing tickets through the Fienta website until August 30, 2026.

Saving for your child’s future is simple

You can now open a fixed-term deposit, savings deposit, or Digital Coin Jar for your 7–17-year-old child directly in your internet bank, under their profile — anytime that works best for you.

How to open a deposit or Digital Coin Jar for your child?

  • Click on your profile in the top right corner of the internet bank homepage and select your child’s name from the dropdown menu.
  • To open a deposit, go to “Savings and Pension” → “New Deposit.”
  • To open a Digital Coin Jar, go to “Savings and Pension” → “Digital Coin Jar.”

 

Start saving for your child today More about savings

Allow your child to enjoy free daily banking services until age 26

  • Bank account
  • Bank card can be ordered from the age of 7 (ISIC card can be ordered from the age of 6 in case the child goes to school)
  • Eco-friendly card options, including the ISIC with worldwide discounts
  • Receive the card for free by post or at a parcel machine
  • Unlimited free transfers
  • Withdraw up to 1000 euros per month from SEB ATMs for free

Benefits for parents

  1. Easily transfer money to your child
  2. Switch to your child's profile from your internet bank for full overview and control
  3. Set limits for child's card
  4. Set and adjust limits for purchases and transfers
  5. Enable or disable online and contactless payments
  6. Block, close and re-open child's card
  7. Activate child's new card
  8. Request a child card replacement or manage card renewal directly in internet bank

Child will be able to

  1. Pay with their card in stores and online
  2. Check account balance in the SEB app or internet bank
  3. Request money from parents in app when needed
  4. Withdraw cash from ATMs
  5. Use Smart-ID to confirm payments 
  6. Open and close term and savings deposits
  7. Activate and deactivate Digital Coin Jar 

Open child’s account and order the card in most convenient way

Scroll the table horizontally to see more information about the different options.


Internet bank
Video meeting
Branch

15 min

Only for SEB clients.
Child is an Estonian citizen.

30 min

Only for SEB clients.
Child is an Estonian citizen.

60 min + waiting time

Suitable for everyone.
Child is an Estonian citizen.

Kid is 7–17 years old

One parent with custody is enough.

Kid is 0–17 years old

One parent (guardian) is enough. 
Child participation optional.

Kid is 0–17 years old

One parent (guardian) is enough. 
Child participation optional.

Important

  • Parent has valid SEB Internet Bank contract.
  • Parent and child have valid identity documents – ID card or passport.
  • Parent has valid digital signature rights (ID-card, Mobile-ID or Smart-ID);
  • Parent is not a minor.

Important

  • Parent and child have valid identity documents – ID card or passport. For a child under 7, it can also be a birth certificate or a query to the population register.
  • Parent has valid digital signature rights (ID-card, Mobile-ID or Smart-ID).

Important

Parent and child have valid identity documents – ID card or passport. For a child under 7, it can also be a birth certificate or a query to the population register.

A visit to the branch is for you if:

  • you do not have an Estonian ID-card, Mobile-ID or Smart-ID and you are unable to sign documents digitally;
  • you are not a resident.
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