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World Elite

Mastercard World Elite

Best choice for Private Banking customers

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Net income starting from

3000 euros

 

A minimum credit limit starting from 3000 euros

3000 euros

 

An interest-free credit limit for up to

45 days

 

It provides more than you expect

Learn more about Mastercard World Elite privileges

To apply for an SEB Mastercard World Elite credit card, please contact SEB Private Banking by sending an e-mail to privaatpangandus@seb.ee or calling +372 665 6200.

Travel concierge service
Fast Track check-in at Vilnius, Riga and Tallinn international airports
Priority Pass – the opportunity to use business lounges at over 700 international airports
Car rental benefits, discounts and benefits in the hotels all around the world

The Special World Elite travel insurance 

Travel insurance

The Mastercard World Elite credit card comes with free travel insurance with an extraordinarily broad cover provided by SEB in cooperation with PZU*.

It is valid worldwide (except for the country of residence of the insured person) and includes free insurance cover for the spouse or partner (with whom the insured person is in a non-marital relationship) travelling with the insured person and for two children under 18 (or under 22 if enrolled for full-time study).

Learn more about travel insurance

* PZU is the trademark of AB “Lietuvos draudimas” Estonian branch.

Isikliku assistendi teenus reisimisel

The Mastercard Concierge service means your personal assistant abroad, available on a 24/7 basis. The price for concierge service is included in the monthly fee for Mastercard World Elite.

Your personal assistant will provide you with information on various matters, advise you on the best service providers in various fields, make service reservations/bookings. If necessary, subject to your approval, your personal assistant may pay for the services, using your World Elite card data. 

Please review the terms and conditions of use for the Mastercard Concierge service.

Fast Track check-in at Vilnius, Riga and Tallinn international airports

Thanks to priority security check, the Mastercard World Elite credit card will save you time at Tallinn airport, Riga airport and Vilnius airports.

In order to skip the line in Tallinn airport, Mastercard World Elite card must be swiped through a validator, inside the SEB Fast Track gate. Priority security check applies to the cardholder, to one companion traveller of the cardholder and to the cardholder’s children.

The invitation for priority security check in Riga airport can be collected at the special terminal in front of Check-in area. In Riga airport you can print two priority security check invitations over a 24 hour period.

In Vilnius airport Priority security check point is located on the left from the common aviation security check point on the first floor of the Departures.

Priority Pass

The Mastercard World Elite credit card comes with the internationally recognised Priority Pass membership card.

Priority Pass is the world’s biggest business client lounge access programme – it provides access to business client areas at 1300 airports on five continents, where you can enjoy peace, quiet and refreshing beverages.

The Mastercard World Elite credit card provides access to the business client area of the Priority Pass programme at no additional charge four times a year for one person or twice a year for two people.

To be able to enjoy the advantages of a business client area, register your Priority Pass membership card when entering.

For a list of business client areas, visit prioritypass.com/en/airport-lounges. A list of business class lounges is available online https://www.prioritypass.com/en/airport-lounges or https://www.prioritypass.com/en.

Information about the facilities of a specific business client area is available directly at the airport or by sending an SMS to +44 76 2480 9977 with the three-letter airport code indicated in your flight booking information or on your boarding pass.

Please read the terms and conditions of use for the Priority Pass membership card.

Car rental benefits

If you like driving a car and enjoy all advantages of travelling by car, use the car rental benefits, provided for Mastercard World Elite cardholders.

  • Up to 15% discount off standard rates
  • Expedited Gold Service at over 1000 locations worldwide
  • Bypass the queues and the counters at more than 50 of the world’s busiest airports
  • Gold Plus Reward Programme 900 bonus points upon enrolment
Hertz car rental

Gold Plus Rewards - all global renting bookings at over 8500 locations across 147 countries

Avis car rental

To use car hire upgrades, discounts and superb benefits you can join Avis Preferred programme with free membership for the recurring membership period of two years.

Discounts and benefits in hotels all over the world

Receive discounts when booking hotels with Mastercard World Elite.

Whether you are planning a romantic weekend, time alone to unwind or a cultural experience with your family, take advantage of these exclusive advantages.

For further information please visit: 2021 European Privileges Portfolio (merchant-offers.com)

 

Card payments

In the internet bank or mobile app you can set allowed transactions and spending limits for your cards.

For additional security of online purchases made with cards, you need also to connect to your internet bank, thus confirming your identity.

Types of repayment schemes

Interest-free credit card

You may use the interest-free credit limit free of charge for up to 45 days – if you pay back the used credit limit amount by the 15th day of the next month, no interest will be charged, and the full credit limit will be available again.
 

In case you lost your card

If your card is lost or stolen, please block it immediately:

  • in the internet bank (section “Accounts/Cards” → “My cards”);
  • in the mobile app (in the Cards section, select your card and press Blocking);
  • SEB 24/7 help line no +372 665 5100.

Your card will be blocked so that it cannot be used by anybody.

Private individual
1. Credit card with fixed payment
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM free of charge
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM free of charge
replacement card EUR 5
monthly fee free of charge
2. Picture card with fixed payment
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
replacement card EUR 5
monthly fee free of charge
3. Mastercard credit card
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM free of charge
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM free of charge
replacement card EUR 5
monthly fee EUR 1.60
4. Picture card credit card
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
replacement card EUR 5
monthly fee EUR 1,60
5. MC Gold credit card  
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
replacement card EUR 5
monthly fee EUR 3,50
6. Mastercard Platinum credit card (with Priority Pass service and travel insurance Platinum)
activating the card at a bank office or through the customer support (1) EUR 25
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 20
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 25
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 20
monthly fee EUR 10
hooldustasu kuus EUR 10
7. Mastercard World Elite credit card (with Priority Pass service and travel insurance World Elite)
issue (with the cover of Emergency service, incl. prolongation) EUR 35
replacement card EUR 15
additional card EUR 35
monthly fee EUR 35
Legal entity
1. Mastercard Business credit card
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 2
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 2
replacement card EUR 5
monthly fee EUR 3
2. Mastercard credit card-Picture card
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
replacement card EUR 5
monthly fee EUR 3
3. Mastercard Gold credit card
activating the card at a bank office or through the customer support (1) EUR 5
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 5
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 3,50
replacement card EUR 5
monthly fee EUR 7
4. Mastercard Platinum credit card (with Priority Pass service and travel insurance Platinum)
activating the card at a bank office or through the customer support (1) EUR 25
activating the card in the Internet Bank, the mobile app, or at an ATM EUR 20
activating the prolonged card and additional card at a bank office or through the customer support (1) EUR 25
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM EUR 20
replacement card EUR 10
monthly fee EUR 12

(1) A card ordered to a bank office always activated by an employee of the bank office when the card is issued.

General transaction and service fees
1. Approval of loan limit free of charge
2. Annual interest of used loan 18%
3. Credit card with fixed payment (MC credit cardPicture card)
interest on used credit 18% per year
4. Approval/extension of credit limit free of charge
5. Security deposit interest rate one-month term deposit
6. Agreement amendment
loan limit change free of charge
credit limit change EUR 10
permanent change of monthly limit
at a bank office EUR 3.20
internet-bank free of charge
7. Temporary card´s limit increase 1,5% of additional limit, min. EUR 8
8. Regular statement
by e-mail to a legal entity(1) free of charge
by post in Estonia EUR 0.4 per page, min EUR 4
by post outside Estonia EUR 0.4 per page, min EUR 10
9. Single statement at a bank office  
for up to last 10 years EUR 4
10. Balance inquiry (balance; last transactions)
from SEB Estonia ATM's free of charge
from other bank's ATM EUR 0.40 / per inquiry
11. Payment at a service enterprise (fee for transaction in foreign currency will be added) free of charge
12. Cash deposit in SEB Estonia ATM’s (2)  
up to EUR 4000 in a calendar month per client (holder of account(s)) with credit and/or debit card free of charge
if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with credit and/or debit card 0.3% of the deposited amount
13. Cash withdrawal from cash machine or bank office (incl. abroad) Fee for transaction in foreign currency will be added EUR 2 + 2.5% of the withdrawn amount
14. Transfer of credit limit to current account EUR 2 + 2% of the transaction amount
15. Fee for transaction in foreign currency (3)
transaction original currency is other (excl. EUR) 1,5% of the transaction amount
16. Blocking of card by bank free of charge
17. Debt claim letter EUR 5
18. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time EUR 65
19. Duplicate of POS receipt
domestic transaction EUR 4
cross-border transaction EUR 8
20. Unjustified demand for refund
domestic transaction EUR 12
cross-border transaction EUR 16
21. Preparation of express bank cards EUR 40
22. Sending a card by
mail in Estonia free of charge
registered mail in Estonia EUR 2.50
mail outside Estonia EUR 6
23. Using Priority Pass service EUR 27 per using
24. Taking a bank card from an ATM and returning it (4) EUR 30

(1) Starting from 11.10.2018, it is not possible to order regular account statements by e-mail.
(2) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Mastercard), converted into euros according to their determined exchange rates.
(4) Confiscated cards are returned during the opening hours of the bank office of the bank. Only cards of other banks are returned.

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