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World Elite travel insurance

  • The insurance is valid anywhere in the world (except Russia, Belarus and Ukraine) for the first 90 days of each trip. The insurance is not valid in the country of permanent residence of the insured person.
  • The insurance cover begins upon activation of the credit card. The trip cancellation cover becomes effective 72 hours after the insurance cover starts.
  • In addition to the credit card holder, the spouse or partner travelling with him/her and all their children up to and including the age of 21 are insured. The insurance cover does not apply to these persons if they are travelling separately from the cardholder (if they go on a trip and return from the trip at a different time from the credit card holder and/or using a different means of transport, or spend the night at different places of stay).
Tossa’s Cape in Spain

Travel insurance covers the following costs:

  1. medical and pharmaceutical expenses incurred during the trip as a result of unexpected illness or accident, including terrorism. If, on the doctor's prescription, the sick person has to be transported extraordinarily to the country of residence, the related expenses will also be reimbursed;
  2. expenses for the extension of the trip, if the insured person is unable to return to the country of residence at the planned time due to an insured event of medical assistance;
  3. travel expenses of a close person (up to five days) for visiting the insured person abroad, if an insured event involving medical assistance has occurred;
  4. expenses that arise:
    -    in case of cancellation of the trip;
    -    when the trip is interrupted;
    -    in case of delay of the trip;
  5. expenses incurred in changing and changing flight tickets to the same destination due to a change in the itinerary due to reasons beyond the control of the insured person and for unforeseen reasons. One insured event of changing or exchanging flight tickets per insurance period will be indemnified;
  6. expenses incurred due to a delay of more than 4 hours in departure abroad. Additional transport and accommodation costs incurred as a result of the delay, as well as the cost of essential goods, will be reimbursed. One insured event of departure delay per insurance period shall be indemnified;
  7. expenses incurred in the event that baggage is stolen, damaged or delayed to the destination country for more than 4 hours due to the fault of the transport company;
  8. material or personal injuries caused unexpectedly and unforeseeably to third parties, for which the insured person is legally obliged to indemnify. Liability insurance also covers legal and bail costs.

Important!

Word Elite travel insurance is a package insurance product whose insurance covers, sums insured and indemnity limits, as well as restrictions and exclusions applicable to the insurance contract have been agreed between SEB and PZU Kindlustus.

Before you decide to use the insurance service, check out credit card travel insurance product information document (PDF), which provides an overview of the insurance service, general terms and conditions of insurance contracts and terms and conditions of multi-trip travel insurance World Elite R400/2024 (PDF), which provides a complete overview of the terms and conditions of the insurance agreement, sums insured, indemnity limits and the restrictions and exclusions applicable to the insurance contract.

Make sure that the insurance service meets your needs and the nature of the trip. If necessary, consult an expert at PZU Kindlustus customer service number +372 662 4545.

You can check the existence of the insurance contract from the menu "Insurance" → "Travel insurance" in your Internet Bank or from the PZU Kindlustus self-service, where you can download, save and print out the travel insurance certificate.

If you need urgent medical assistance while travelling, please call PZU's round-the-clock customer support number +372 662 4545.

Please notify us of the insured event in the PZU self-service, by e-mail seb@pzu.ee or by calling +372 662 4545.

PZU Kindlustus is the Estonian Branch of the Lithuanian insurance company AB Lietuvos draudimas, which is a part of the international PZU Group and uses the PZU trademark in Estonia.