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SEB Gold Client status –
always valuable


SEB Gold Client programme offers you added value and advantages, which make organising your everyday finances truly convenient. The Gold card ensures exclusive services and various benefits; a free plan provides the best conditions for everyday settlements and our team of experts offer complete solutions for making more important decisions.

Gold card

The symbol of the SEB Gold Client status is the Gold card, which ensures exclusive servicing and various benefits at our bank as well as at our partners. Upon request, you may order also a Gold credit card.

Priority service at a bank office

We provide significant economy of time and faster service to our gold card holders at our bank offices. A preferential ticket is issued from the ticket machine.

Annual travel insurance at a favourable price for the entire family

Gold travel insurance can be taken out by clients, who are permanent residents in Estonia and who hold either Mastercard Gold credit card or a Gold or Platinum debit card.

Advantages of gold travel insurance

Special offers

Gold card holders enjoy also the special offers of SEB partners

Free plan

SEB Plans are free of charge for a Gold Client. The best solution is the Family Plan, which provides a more extensive selection of benefits and where you can add up to seven members.

All Family Plan members can enjoy the following:

  • One debit card with no monthly fee (except for Gold debit card);
  • Credit cards with no monthly fee (except for Gold credit card);
  • For a Gold Client, the home insurance is 15% off the price list from SEB partner (PZU);
  • European payments Internet Bank free of charge;
  • Standing payment orders and e-invoice with automated standing order free of charge;
  • Digital Coin Jar - free solution for saving money.

Upon request you can choose also a different SEB Plan.


Car leasing

For a Gold Client, the contract fee for car leasing is 25% off the price list.



We provide you priority services:

  • if you call from the number which you have indicated as your contact number;
  • if you present your gold card at a bank office.


For important financial decisions, our team of experts consider the wishes and needs of you and your family as a whole, offering complete solutions when acquiring a home, insuring property and life as well as when investing or saving for children and for your retirement.

How to join?

You can sign up for the Gold Client programme at a meeting with an expert, where:

  • we will formalise all necessary contracts;
  • we will transfer from the other bank all your settlement services, upon your request;
  • we will prepare you your personal financial plan, which helps to make the right decisions in order to achieve your financial goals.

I would like to become a Gold Client

Who can join?

We offer the Gold Client status to clients:

  • whose monthly income for the legal entity in SEB exceeds 1,500 euros or
  • whose assets in SEB exceed 40,000 euros.

Terms and conditions of the Gold Client Programme