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Microloan offer

Loan amount up to EUR 15,000, with an interest rate of 5% + Euribor. No collateral or surety is required. To take advantage of the offer, submit your application by 30 November 2026. The offer is non-binding on the bank and is subject to the company’s creditworthiness.


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Apply for microloan

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Microloan for your
business success

For companies up to 9 empoyees and turnover up to 2 million
Up to 50 000 euros without material collateral
EIF additional collateral option and/or owner's or board member's guarantee
Intrest rate from 5% + Euribor

Conditions

  • The maximum amount to be financed is up to 50 000 euros
  • The company has up to 9 employees
  • The annual turnover is up to 2 million EUR, or the balance sheet total is up to 2 million EUR
  • No material collateral is required
  • The guarantee is free of charge

Simple to apply

1.
Send us the filled application
2.
We will contact you with proposal or additional questions
3.
After a positive decision, sign the agreement

Cooperation with the European Investment Fund (EIF)

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Contracts entered into between the European Investment Fund (EIF) and SEB enable us to provide loans and leasing services to micro, small and medium-sized enterprises in Estonia, Latvia, and Lithuania. The Guarantee is provided with the ultimate purpose of enhancing access to finance in line with defined policy objectives. 

To get the EIF-supported financing, fill in  application.

Submit application 

Want to make sure you find
a suitable solution?

  • Our client executives will help you find the most suitable financing solution for your business.
  • We have a dedicated team of professionals you can trust.