Why choose SEB Pension Fund 55+?
Best-performing plan among medium-risk plans over the past five years: 7,73%*
Low management fee:
starting from 0,99%
We have been taking care of pensions for over 23 years
More than 100,000 clients trust us with their pension
A convenient overview of your pension savings in online banking
You have 5-10 years until retirement
*The average annual return over a 5-year period for SEB Pension Fund 55+ , as of 16.06.2026. Source: SEB Varahaldus. Past performance and activity of the fund do not constitute a promise or indication of future returns or the achievement of the fund’s objectives.
Results
This chart shows Estonia’s four best-performing pension funds among medium-risk 2nd Pillar funds , ranked by average returns over the past 5 years. Source: www.pensionikeskus.ee. Data as of 19.06.2026.
Past performance and activity of the fund do not constitute a promise or indication of future returns or the achievement of the fund’s objectives.
Fund return rates
Investment strategy
Up to 100% of the assets of SEB Pension Fund 55+ can be invested in instruments with equity risk. The rest is invested in other asset classes and financial instruments permitted for the fund. When making investments, including investing in instruments with equity risk, the management company makes sure that the risk level of the investment portfolio of the fund corresponds to the medium risk profile of the fund.
- The fund invests mainly into equities and fixed income instruments
- Medium risk level
- The objective is to grow pension assets
- The fund invests mainly in equities and fixed-income instruments
Key information (EST)
Information about sustainability (EST)
SEB’s pension funds are managed by SEB Varahaldus. The Estonian branch of SEB Life and Pension Baltic SE and SEB Pank act as intermediaries of the pension funds of SEB Varahaldus.
More about the second pension pillar
Price list
| 1. Choice application for the II pillar pension fund | |||
| over the counter or in the SEB internet bank | free of charge | ||
| under power-of-attorney | EUR 3 | ||
| 2. Application for exchanging the II pillar pension fund units | |||
| over the counter or in the SEB internet bank | free of charge | ||
| under power-of-attorney | EUR 3 | ||
| 3. Succession application | |||
| resale of inherited fund units | EUR 22 | ||
| transfer of inherited fund units to the successor's pension account | EUR 3 | ||
| resale of inherited fund units and transfer to the successor's pension account | EUR 22 | ||
| 4. Payout applications | Bank office | SEB internet bank | |
|---|---|---|---|
| application for single payout | EUR 3 | EUR 3 | |
| statement of partial payment from pension funds | free of charge | free of charge | |
| application for payment from pension investment account | free of charge | free of charge | |
| funded pension application | EUR 5 | EUR 5 | |
| 5. Application for exemption from payment of mandatory funded pension contributions | EUR 5 | free of charge | |
| 6. Application for withdrawal of money from the mandatory funded pension | EUR 15 | EUR 7 | |
| 7. Application for payment of mandatory funded pension contributions | free of charge | free of charge | |
| 8. Application for cancellation of an application | free of charge | free of charge | |
| 9. Application for changing the contributions rate | free of charge | free of charge | |
Do you need advice regarding your pension?
- Our professional team will help to find a suitable solution for you. In order to consult an expert, you can register for a video meeting, a phone consultation, or meet at an SEB branch office – whichever suits you best!
