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Cards that fit perfectly in
your daily routine

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It is all here

A debit card is a secure and convenient way of paying for everyday products and services in Estonia and abroad.

A credit card is suitable when you need to borrow money for a short term, buy a desired item, travel abroad or just for daily usage of your own funds.

Choose the card that fits your needs the best

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debit card

Mastercard Debit card

  • Free of charge when using a plan, otherwise - 1 euro a month
  • Possibility to use for mobile contactless payments
  • Payments in Estonia and abroad
  • Cash deposits and withdrawals from ATMs
  • No monthly fee with SEB Plans (except for Gold and Platinum cards)

 

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Isic_debit_card

ISIC and ITIC cards

  • Free of charge when using a plan, otherwise - 1 euro a month
  • Proves your academic status
  • Provides thousands of discounts
  • Usable as a public transport card
  • Make contactless payments up to 150 euros

 

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gold-debit card

Mastercard Gold debit card

  • 1 euro when using any plan, otherwise - 1.50 euro a month
  • Priority service at a bank office
  • Special offers from our partners
  • Priority service by phone on 665 5100, when calling from the number provided in your contact data
  • Possibility to connect an excellent travel insurance with card
  • Annual travel insurance at a favourable price for the entire family

 

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Mastercard Picture card

  • Free of charge when using a plan, otherwise - 1 euro a month
  • Personal and distinct
  • Available as a debit or credit card
  • Pay for the goods on the Internet
  • Make contactless payments up to 150 euros

 

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credit-card-with-fixed-payment

Mastercard credit card with fixed payment

  • Your monthly net income is at least EUR 500
  • Without monthly fee
  • Regular monthly repayment
  • Additional contributions possible
  • Special interest of 16% for users of Super+, Senior or Family Plan
  • Make contactless payments up to 150 euros

   

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Credit card with predetermined repayment

  • Your monthly net income is at least EUR 640
  • 1.60 euros a month
  • Up to 45 days of interest-free credit
  • Possibility to transfer credit limit
  • Possibility to use your own funds
  • You can choose the day of repayment (5th – 15th date)
  • Make contactless payments up to 150 euros

 

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Mastercard Gold credit card

Mastercard Gold credit card

  • To apply for the card, your monthly net income must amount to at least EUR 1200
  • 3.50 euros a month
  • Up to 45 days of interest-free credit
  • Priority service at bank offices
  • Possibility to transfer credit limit
  • Possibility to use your own funds
  • You can choose the day of repayment (5th – 15th date)
  • Make contactless payments up to 150 euros
  • Higher monthly transaction limits provide more flexibility for your payments

 

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Mastercard Platinum credit card

  • To apply for the card, your monthly net income must amount to at least EUR 3000
  • 10 euros a month
  • Priority Pass membership card
  • Free travel insurance
  • Priority service in our bank offices
  • Possibility to transfer credit limit and use your own funds
  • Make contactless payments up to 150 euros

 

Choose a plan that fits your needs

  • Use of the card without any card monthly service fee (except Mastercard Gold, Platinum and World Elite)
  • Money transfers in euros without a commission fee to banks in Estonia and other European Economic Area countries (SEPA) 
  • Unlimited amount of bank accounts
     

Contactless payments - convenient and secure

  • Enable and disable contactless payments at any time in the mobile app
  • Without entering PIN, in Estonia you can pay up to 150 EUR for one purchase and this limit cannot be changed. For additional security, SEB has total contactless payment limit of 50 EUR, reaching which it is necessary to enter a PIN. You can change this limit within 5-150 EUR in the internet bank, mobile app or at any SEB branch
  • If you enter a wrong PIN three times consecutively when making a purchase, the card will be automatically blocked for security reasons. You can view the card’s PIN code in the internet bank and then unblock the card by entering the PIN code at an ATM of SEB

Digital wallets – pay with SEB card in your smart device

  • Android users can enable the SEB mobile app’s functionality for payments with phone at stores and other points of sale
  • Apple users can use Apple Pay on supported devices for secure and fast payments in stores, apps and online
  • Garmin and Fitbit users can add cards to smartwatches for contactless payments in stores
  • Add your SEB bank card to your SEB mobile application and use your smart devices for quick and easy payments.
  • Any type of activated Mastercard payment card can be added to Digital wallets

What to do if your payment card is lost or stolen?

  • Report this immediately by calling +372 665 5100 to block the card, or block the card yourself by using the mobile app
  • When you block your card, you can order a new payment card immediately
  • Within one week, we will produce and issue a new card and provide you a new PIN code. A defined fee is applied for new card issuance according to the price list

Frequently asked questions

In case your card is lost or stolen, we suggest blocking it immediately. You can block the card: 

  • in the mobile app (“Cards” → “Card” → “Blocking”)
  • in the Internet Bank (“Cards” → “My cards” → “Block the card”)
  • by calling SEB Bank at +372 665 5100 (24/7)
     

Yes. You can order a card for yourself in the Internet Bank on the page "Cards" → "New card". We send the cards both by post and to the Omniva parcel machine. We can send the card to your residential address, office address or elsewhere in Estonia or abroad, wherever you usually stay or prefer to receive the card at. Sending by ordinary mail in Estonia is free. There is a fee for sending the card to the parcel machine. For minors and owners of the Youth Plan, sending to parcel machines is free of charge. For owners of the Youth Plan, sending cards both via regular mail and to parcel machines is free of charge.

You can view your card’s PIN code in the Internet Bank section "Cards" → "My cards" → "View PIN code".

Yes. You can change the PIN code by using an ATM of SEB.

First you need to activate the card. You can do it either in mobile app or the Internet Bank:

  • in the mobile app (“Cards” → “Card”)
  • in the Internet Bank (“Cards” → “My cards” → “Activate the card”)

A maximum daily limit for cash withdrawal at an ATM by a debit card is 3500 euros.

You can change cash withdrawal limits:

  • in the mobile app (“Cards” → “Settings and limits”)
  • in the Internet Bank (“Cards” → “My cards” → “Change data”)

Currently, it is only possible to buy a 1-hour ticket from the validator with a bank card, you cannot buy a discount ticket, nor can you prove the right to ride for free with a bank card. As the vast majority of ISIC card holders have either the right to discount tickets or even the right to ride for free, in order to avoid mistaken full ticket purchases, it is not possible to use ISIC bank cards issued in Estonia to purchase tickets from validators. However, these cards can still be used in the old way – to prove the right to ride, to deposit money onto the card used in public transport and to buy tickets with that money.

A bank in your smartphone

  • Quick overview of your account balances
  • Convenient way to make and request payments
  • Manage your savings goals and bank cards

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Want to make sure you find the most suitable solution?  

  • Our customer executives will help you find the best solution for you
  • We have a dedicated team of professionals you can trust

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