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Zero-effort investments

You’ll contribute, we’ll invest

Results that build confidence

X% return rate for 20–48-year-olds in 2025

Control without complexity

Change or stop contributions, withdraw anytime

Decreasing fee that rewards your growth

Fee rate lowers form 0.6% to 0.2% as your savings grow

Money in your pocket with tax returns

Get back up to 22% of what you put in

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Here's how Next Generation works for you

You'll subscribe
It's on you to confirm a monthly contribution to start charging your pension
We'll invest
It's on us to invest your contributions and help your savings grow
Time adds its effect
The sooner you start saving, the bigger your money can grow over time – all thanks to compound return

Start saving

Zero-effort investments

No need to know markets or actively engage – we'll do it for you

Have you postponed saving for your pension because investing felt complex?

With Next Generation Pension, it's on us to craft the portfolio, invest your contributions, and manage your savings.

Based on our strategy, we'll use lifecycle investments that adapt to your age: more risk when you're younger, more safety as you near retirement.

Where and how we invest

As with all investing, your money is at risk. The value of your savings can go down as well as up. You could get back less than you put in or lose it all.

Results that build confidence

Your pension grows without your involvement – and with competitive results. We'll tailor investment risks to your age, so you can sit back and relax.

Next Generation Pension involves investment risk. The value of your savings can go down as well as up. You could get back less than you put in or lose it all. Past performance doesn't guarantee future performance.