To apply for an SEB Mastercard World Elite credit card, please contact SEB Private Banking by emailing or calling
Mastercard Concierge is a Mastercard World Elite support service that enables you to contact a personal assistant abroad round the clock. In order to contact your personal assistant, call the number on the Mastercard World Elite information card.
The personal assistant service abroad features the following:
In all these instances, your personal Mastercard assistant will provide you with a detailed description of the options, prices of services (including delivery charges or other additional charges) and the terms and conditions of delivery and any additional steps (where applicable). Your personal Mastercard assistant can also arrange for bookings and order courier services, paying for them with your MasterCard World Elite card if you consent to it.
Please review the terms and conditions of use for the Mastercard Concierge service.
The Mastercard World Elite credit card comes with free travel insurance with an extraordinarily broad cover provided by SEB in cooperation with PZU*.
Mastercard World Elite travel insurance
The following costs are compensated by travel insurance:
Read the travel insurance service information document, which provides an overview of the insurance service, and terms and conditions of travel insurance R400/2018, which describes the complete list of insured events and defenses and the limitations and exclusions of damages compensation payments, and indemnity limits. Contact the PZU customer service by phone on (+372) 622 4545 to consult a specialist, if necessary.
Please report any accidents to PZU, telephone: +372 662 4545; e-mail: seb@pzu.ee or via webpage.
The Mastercard World Elite credit card comes with the internationally recognised Priority Pass membership card.
Priority Pass is the world’s biggest business client lounge access programme – it provides access to business client areas at 700 airports on five continents, where you can enjoy peace, quiet and refreshing beverages.
The Mastercard World Elite credit card provides access to the business client area of the Priority Pass programme at no additional charge four times a year for one person or twice a year for two people.
To be able to enjoy the advantages of a business client area, register your Priority Pass membership card when entering.
For a list of business client areas, go to prioritypass.com/lounges. From the website, you can also download a mobile app that will provide you with more detailed information about business client areas. The website for mobile devices is accessible at prioritypass.com/mobile/index.cfm.
Information about the facilities of a specific business client area is available directly at the airport or by sending to
Please read the terms and conditions of use for the Priority Pass membership card.
Thanks to priority security check, the Mastercard World Elite credit card will save you time at Tallinn airport, Riga airport and Vilnius airport.
In order to skip the line in Tallinn airport, Mastercard World Elite card must be swiped through a validator, inside the SEB Fast Track gate. Priority security check applies to the cardholder, to one companion traveller of the cardholder and to cardholders children.
The invitation for priority security check in Riga airport can be collected at the special terminal in front of Check-in area. In Riga airport you can print two priority security check invitations over a 24 hour period.
In Vilnius Priority security check point is located on the left from the common aviation security check point on the first floor of the Departures.
Mastercard World Elite holders receive priority services at SEB branches.
Up to 10% off hotel bookings at participating independent and local chain at hotels.com, when you pay with Mastercard World Elite.
Whether you are planning a romantic week-end, time alone to unwind or a cultural experience with your family, take advantage of this exclusive discount on participating Best Price Guarantee hotels at hotels.com
For further information please use: https://et.hotels.com/hotel-deals/Mastercard/?pos=HCOM_EE&locale=et_EE
The Platinum Club Card is available only to selected individuals − it cannot be bought or applied for. Cards are only issued by Estravel, on its initiative and in cooperation with its recognised partners. SEB Private Banking clients are able to enjoy this advantage.
The Platinum Club Card comes with the following bonuses:
For a complete list of added-value features and discounts, visit the Estravel website.
To order a card, please contact your client executive.
The card you have ordered will be available for collection within ten banking days from Private Banking, Level 15, at the SEB headquarters (Tornimäe 2, Tallinn).
Read more about the terms and conditions of the credit card
The annual percentage rate of charge of a World Elite credit card is 5.03% under the following sample conditions:
The total amount of repayments payable by the client is EUR 10,000.00 and total amount is EUR 10,458.60.
To apply for an SEB Mastercard World Elite credit card, please contact SEB Private Banking by emailing at or calling +372 665 6200.
The World Elite card is valid for three years and is re-issued automatically upon expiry.
The Mastercard World Elite card comes with an information card listing the phone numbers needed for using its advantages, a Priority Pass membership card and travel insurance.
Private individual | |
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1. Credit card with fixed payment | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | free of charge |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | free of charge |
replacement card | EUR 5 |
monthly fee | free of charge |
2. Picture card with fixed payment | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | free of charge |
3. Mastercard credit card, Visa Classic credit card, Mastercard Standard credit card (1) | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | free of charge |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | free of charge |
replacement card | EUR 5 |
monthly fee | EUR 1.60 |
4. Picture card credit card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 1,60 |
5. MC Gold credit card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 3,50 |
6. Mastercard Platinum credit card (with Priority Pass service and travel insurance Platinum) | |
activating the card at a bank office or through the customer support (2) | EUR 25 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 25 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
monthly fee | EUR 10 |
hooldustasu kuus | EUR 10 |
7. Mastercard World Elite credit card (with Priority Pass service and travel insurance World Elite) | |
issue (with the cover of Emergency service, incl. prolongation) | EUR 35 |
replacement card | EUR 15 |
additional card | EUR 35 |
monthly fee | EUR 35 |
Legal entity | |
1. Mastercard Business credit card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 2 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 2 |
replacement card | EUR 5 |
monthly fee | EUR 3 |
2. Mastercard credit card-Picture card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 3 |
3. Mastercard Gold credit card |
|
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 7 |
4. Mastercard Platinum credit card (with Priority Pass service and travel insurance Platinum) | |
activating the card at a bank office or through the customer support (2) | EUR 25 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 25 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
replacement card | EUR 10 |
monthly fee | EUR 12 |
(1) Starting from 02.10.2018 it is not possible to order Mastercard Standard credit card. Starting from 01.20.2020 it is not possible to order Visa Classic credit card.
(2) A card ordered to a bank office always activated by an employee of the bank office when the card is issued.
General transaction and service fees | |
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1. Approval of loan limit | free of charge |
2. Annual interest of used loan | 18% |
3. Credit card with fixed payment (MC Standard, Picture card) | |
interest on used credit | 18% per year |
4. Approval/extension of credit limit | free of charge |
5. Security deposit interest rate | one-month term deposit |
6. Agreement amendment | |
loan limit change | free of charge |
credit limit change | EUR 10 |
permanent change of monthly limit | |
at a bank office | EUR 3.20 |
internet-bank | free of charge |
7. Temporary card´s limit increase | 1,5% of additional limit, min. EUR 8 |
8. Regular statement | |
by e-mail to a legal entity(1) |
free of charge |
by post in Estonia |
EUR 0.4 per page, min EUR 4 |
by post outside Estonia |
EUR 0.4 per page, min EUR 10 |
9. Single statement at a bank office | |
for up to last 10 years | EUR 4 |
10. Balance inquiry (balance; last transactions) | |
from SEB Estonia ATM's | free of charge |
from other bank's ATM | EUR 0.40 / per inquiry |
11. Payment at a service enterprise (fee for transaction in foreign currency will be added) | free of charge |
12. Cash deposit in SEB Estonia ATM’s (2) | |
up to EUR 4000 in a calendar month per client (holder of account(s)) with credit and/or debit card | free of charge |
if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with credit and/or debit card | 0.3% of the deposited amount |
13. Cash withdrawal from cash machine or bank office (incl. abroad) Fee for transaction in foreign currency will be added | EUR 2 + 2.5% of the withdrawn amount |
14. Transfer of credit limit to current account | EUR 2 + 2% of the transaction amount |
15. Fee for transaction in foreign currency (3) | |
transaction original currency is other (excl. EUR) | 1,5% of the transaction amount |
16. Blocking of card by bank | free of charge |
17. Debt claim letter | EUR 5 |
18. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time | EUR 65 |
19. Duplicate of POS receipt | |
domestic transaction | EUR 4 |
cross-border transaction | EUR 8 |
20. Unjustified demand for refund | |
domestic transaction | EUR 12 |
cross-border transaction | EUR 16 |
21. Preparation of express bank cards | EUR 40 |
22. Sending a card by | |
mail in Estonia | free of charge |
registered mail in Estonia | EUR 2.50 |
mail outside Estonia | EUR 6 |
23. Using Priority Pass service | EUR 27 per using |
24. Taking a bank card from an ATM and returning it (4) | EUR 30 |
(1) Starting from 11.10.2018, it is not possible to order regular account statements by e-mail.
(2) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, Mastercard), converted into euros according to their determined exchange rates.
(4) Confiscated cards are returned during the opening hours of the bank office of the bank. Only cards of other banks are returned.
Taking a credit card is an important decision, involving risks. We would like to help you in preparing an informed decision.
When applying for a credit card, you should do a proper homework:
You may ask information about the terms and conditions of our credit card and get explanations both, before concluding the agreement as well as during its term. In case of questions, contact us on the general information lines of SEB Pank.
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