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Private

Pension

A more financially secure future

  • Every year the state refunds tax paid on the III pillar contributions
  • You can increase and decrease the amount you pay and suspend payments for a certain period
  • Your personal money, which you can use also before retirement, if necessary

Pension savings planner

Savings planner gives you personal pension prognosis and helps you plan how much you should save to get your desired pension.

Your age
years
 
 
Your monthly net salary
EUR
 
 
Monthly pension you would like to get
EUR
 
 

 

Are you II pillar participant?
 

Your pension result:

 
  • 0 EUR - Your desired pension

  • 0 EUR - Your estimated pension

Correct your pension savings data

 

 
EUR/month
 
 


Start saving in the third pillar at SEB

  • SEB Balanced Pension Fund

    The main goal of the SEB Balanced Pension Fund is to grow the value of the pension assets. As the fund invests to a large extent in bonds and deposits, moderate fluctuations in the value of the fund's assets may occur.


    Savings period
    At least 3 years


    Proportion of equities
    Up to 25%


    Risk level

    Lower risk

    Higher risk

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7


    More information about the fund

     

  • SEB Active Pension Fund

    The main goal of the SEB Balanced Pension Fund is to grow the value of the pension assets. As the fund invests to a large extent in bonds and deposits, moderate fluctuations in the value of the fund's assets may occur.


    Savings period
    At least 5 years


    Proportion of equities
    Up to 100%


    Risk level

    Lower risk

    Higher risk

    • 1
    • 2
    • 3
    • 4
    • 5
    • 6
    • 7


    More information about the fund

     

  • Growth Portfolio for Pension

    You can invest your assets yourself according to your risk tolerance and expected rate of return. You can change funds anytime during the term of validity of the agreement without paying income tax or entry and exit fees.


    Life insurance cover
    Life insurance cover is provided along with the Growth Portfolio for Pension. Upon your death, 101% of the sum insured, i.e. 1% more than the sales amount, will be paid to the beneficiary appointed by you.


    More information about the insurance solution

Why save at SEB?

Our fund managers have more than 20 years of investing experience. The broad knowledge gained during this time will help to manage your pension savings in both good and bad times.

In the Internet Bank, you will have the best overview of your pension savings. During a video meeting, we can review your pension plan together.

SEB invests in responsible companies. This way, you can support a sustainable, environmentally friendly way of thinking!

Are you making full use of
the 3rd pillar income tax incentive?

 
Make a contribution Register for a consultation

You have exceeded your tax-free threshold. To review your saving solutions, come in for a consultation.

Register for a consultation We assume that your monthly contributions have been made throughout the year and that (if you select net salary) you have joined the 2nd pillar.
The basis of calculation is the valid income tax rate of 20%. The income tax incentive can be claimed on 3rd pillar contributions which are up to 15% of your gross income for the calendar year, but no more than 6000 euros per year. In order to obtain your refund you must submit an income tax return.

Contact

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