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Growth Portfolio for Pension

Growth Portfolio for Pension

All of your pension assets in your selected funds

  • You are managing your pension investments yourself
  • A wide selection of funds
  • Tax benefits

For concluding a contract sign up for consultation.

The Growth Portfolio for Pension allows you to decide the allocation of your pension assets. This means that you can save for your pension by investing assets in funds according to your risk tolerance and expectation regarding the rate of return.


The Growth Portfolio for Pension with an accumulation solution makes it possible to compile your own investment portfolio or to allocate the money to a single fund. During the term of validity of the contract you can move your investments from one fund to another without paying income tax or entry and exit fees.

You can make payments at any time and amount. Minimum payment is 30 euros per month. You have the possibility to withdraw money partially.

Tax benefits

The state refunds income tax on 3rd pension pillar contributions. Income tax is refunded on contributions not exceeding 15% of the gross annual income or EUR 6000 in a year. This limit is common to contributions made by both, the persons themselves as well as their employer.

The disbursements made to you in your retirement, provided that at least five years have passed since the conclusion of the agreement, are

  • are charged with lower income tax or
  • are taz-free as Lifelong disbursements.

Read more: Taxation of the third pension pillar



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