How to complain

We try to give our best to ensure that you are served well and fast in all SEB service channels. Still, sometimes mistakes happen. We would really appreciate any feedback that you could give us on the part of our customer service, products or services. Your findings help to improve our services and solutions.

If you have any questions, suggestions or criticism on account of our service or products, please don’t hesitate to contact us:

• via private or business internet bank, by sending us a letter
• by e-mail to or by using our contact form "letter to bank" on our homepage. If we are to disclose sensible contract-based information in our response, we shall send you the answer to internet bank or contact you on the phone number available in our database.
• via customer support line on 665 5100
• turn to your nearest SEB branch and inform our teller or branch manager about your experience or concern. Most of our offices are open from Monday to Friday, from 10 a.m. to 6 p.m. Some branches are open also on Saturdays. More detailed information on the opening hours of branches can be found here.

Term for complaint proceedings

We aim at solving all client complaints as soon as possible and in a manner to ensure that you receive a proper answer your question. Generally, we solve the complaint promptly or provide you feedback on the same day, however no later than within three working days.

If your complaint is a more complicated one, requiring gathering of data and involving other SEB specialists:

• we shall contact you in writing or by phone
• we shall inform you of the reason why we have not answered your complaint
• we shall inform you on the time when you will be contacted.
   

We keep you informed of the course of the proceedings until the complaint is settled and a solution/explanation found to your concern.
 

If the offered solution does not meet your expectations

If you are not happy with our answer of explanation, you may always contact us again and dispute the decision. Your inquiry will be handled by a senior manager. The manager will send you a written answer or contact you by phone. The solution of the senior manager is final.

If you feel that the answer received from a represesntative of the management is not the one you expected from us, you may turn to the Consumer Protection Board (at Pronksi 12, Tallinn 10117, www.tarbijakaitseamet.ee) or the Financial Supervision Authority (at Sakala 4, Tallinn, 15030, www.fi.ee) to obtain assistance and explanations. Furthermore, in order to resolve a dispute you may contact the Consumer Disputes Committee operating at the Consumer Protection Board or turn to court. A complaint to the Consumer Dispute Committee can be submitted also digitally via Online Dispute Resolution website at http://ec.europa.eu/odr. You may examine the rules of procedure of the committee at  www.tarbijakaitseamet.ee.