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Motorcycle leasing

A convenient way to purchase a new motorcycle, ATV or a snowmobile.

Starting from

4500 EUR

Lease financing

Up to

5 years*

Term of lease

Starting from


Down payment

* The age of motorcycle upon expiry of the lease term may not exceed 10 years.

Reach your goal in just a few steps

  • Choose a motorcycle, ATV or a snowmobile you would like to purchase
  • Apply for leasing and receive an answer about your financing opportunities
  • In the agreement you can choose the insurance for your vehicle
  • Sign the agreement remotely
  • Make the first deposit
  • Register your vehicle at the Estonian Road Administration
  • SEB leasing transfers funds to the vehicle seller

Choosing leasing in SEB provides various benefits

Quick and convenient lease financing
Reviewing your application within 1-2 business days
Apply and sign the agreement and other related documents remotely
Insurance and leasing payments could be in one invoice

Insurance for protection in unexpected situations


A vehicle engaged in leasing must have a valid insurance cover. Both, the optional motor vehicle as well as motor third party liability insurance contracts must be concluded.

To prove the validity of the insurance, please submit a copy of the new insurance policy to SEB within five days prior to the end of the valid insurance policy, at the latest. You may send it to the e-mail address or fax it to 665 5103

We recommend choosing an insurer from the list of insurance companies preferred by SEB .

Requirements for the insurance contract of leased property:


  • The vehicle must be insured at least for the amount corresponding to its market value throughout the lease term.
  • The insurance contract must be concluded with the minimal deductible, permitted by the insurer.
  • The beneficiary in the insurance contract must be AS SEB Liising.
  • The insurance conditions must ensure that any damages that may be caused by theft, robbery, fire, water damage, natural catastrophe, traffic accident and any other possible loss events would be covered with the full indemnity paid out.
  • Insurance premium must be paid on time in accordance with the insurance contract.
  • Insurance contract must be concluded for a period of one year.



Leasing calculator

We offer motorcycle leasing as financial lease or hire purchase


Submit a lease application


  • We recommend finding the seller of a motorcycle from amongst the cooperation partners of SEB
  • Final lease conditions depend on the chosen vehicle and the customer



Have a question about leasing or vehicle purchase?


Should you have any questions during the validity term of the lease agreement or you wish to submit an application, then please contact us via Internet Bank or send a message from our homepage.

For more information about leasing and related services, terms or rates please call +372 665 7910 or send an e-mail to

Annual percentage rate as a typical example

The initial annual percentage rate of charge of motorcycle leasing is 6.78% under the following sample conditions:

  • cost price of vehicle, EUR 12,000 (VAT included);
  • down-payment EUR 3,600 (30% of the cost of vehicle);
  • residual value 0% of the cost of vehicle;
  • total amount of credit taken into use EUR 8,400 (VAT included);
  • interest rate 5.00% p/a on credit balance (the interest rate consists of 6 month EURIBOR and a margin of 5.00%; as at 23 March 2021, the 6 month EURIBOR rate was –0.518% (when calculating the interest, the negative EURIBOR value is considered equal to zero); the EURIBOR fixed in the contract may change every 6 months, the margin is fixed until the end of the contract);
  • repayment within 4 years in 48 monthly annuity payments;
  • contract fee EUR 225 is paid upon conclusion of the contract;
  • the total monthly fees of the bank's current account and payment order are 0.46 euros.

The total amount of repayments payable by the client is EUR 9,299.53 and total amount is EUR 13,147.07.

The vehicle shall have comprehensive insurance and third party liability insurance cover throughout the lease period. The costs of insuring, possible property registration costs, state fees and price of the valuation report were not considered in the APR calculations.