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Special offer: 01.05.2024-30.06.2024 fixed interest rate 8.5% for customers who submitted an application and 7.5% with loan protection insurance. The offer is only valid for "Home repair and furnishing" and "Car purchase" purposes.

The above offer is not binding on the bank and getting a loan depends on your ability to pay.

Special offer: From 01.05.2024-30.06.2024, a 0-euro contract fee for customers who apply for a consumer loan for the purpose of home repair and furnishing and buying a car.
The above offer is not binding on the bank and getting a loan depends on your ability to pay.

Home renovation and furnishing

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Renovation loan

  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1,5% of the loan amount, min 35 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Mortgage loan

  • Loan amount from 15,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 0,4% of the loan amount, min 190 euros
  • Self-financing from 20%
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Credit card with fixed payment

  • Loan amount from 200 euros
  • Without a term*
  • Interest rate 16−18% on the used amount of credit
  • Contract fee − the card is issued free of charge (except for Picture Cards)
  • Collateral is not required
  • Home insurance is not required

* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.

Improving home energy efficiency

  • Loan amount 3,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1% of the loan amount, min 50 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.