Change language:

Special offer: From 11.04.2024-29.04.2024, a 0-euro contract fee for customers who apply for a consumer loan for the purpose of home repair and furnishing and buying a car.
The above offer is not binding on the bank and getting a loan depends on your ability to pay.

Special offer: for customers who will conclude a consumer loan agreement 11.03.2024-29.04.2024 can apply for a loan with fixed interest rate of 8.5% and 7.5% with loan protection insurance. The offer is only valid for the purpose of "Home renovation and furniture" and "Purchase of car".

The above offer is not binding on the bank and obtaining a loan depends on your solvency.

Home renovation and furnishing

Paragraphs

Renovation loan

  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1,5% of the loan amount, min 35 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Mortgage loan

  • Loan amount from 15,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 0,4% of the loan amount, min 190 euros
  • Self-financing from 20%
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Credit card with fixed payment

  • Loan amount from 200 euros
  • Without a term*
  • Interest rate 16−18% on the used amount of credit
  • Contract fee − the card is issued free of charge (except for Picture Cards)
  • Collateral is not required
  • Home insurance is not required

* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.

Improving home energy efficiency

  • Loan amount 3,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1% of the loan amount, min 50 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.