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Special offer: Special offer: for customers who will conclude a consumer loan agreement 01.10-16.10.2022 can apply for a loan with fixed interest rate of 9.9% and 7.9% with loan protection insurance. The offer is not valid for the purpose of purchasing solar panels, purchasing real estate and refinancing.

The above offer is not binding on the bank and obtaining a loan depends on your solvency.

Home renovation and furnishing


Renovation loan

  • Interest rate from 6.9%
  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Collateral is not required
  • Home insurance is not required

It is possible to get SEB Loan Protection together with the loan agreement.

Mortgage loan

  • Loan amount from 7,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 1% of the loan amount, min 250 euros
  • Self-financing from 20%
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Credit card with fixed payment

  • Loan amount from 200 euros
  • Without a term*
  • Interest rate 16−18% on the used amount of credit
  • Contract fee − the card is issued free of charge (except for Picture Cards)
  • Collateral is not required
  • Home insurance is not required

* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.