Change language:
Notification Image

We have a special offer for You

Customers who submitted a consumer loan application between 1.10 and 30.11.2025 will have a fixed interest rate of 8.9% (7.9% with loan protection insurance) per annum and a contract fee of 0 euros, except for the purposes of "loan refinancing", "real estate purchase", "purchase of solar panels" and "increasing home energy efficiency".


The above offer is not binding on the bank and obtaining a loan depends on your ability to pay.

Daily needs and larger purchases

Paragraphs

Consumer loan

  • Loan amount 1,000−40,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1,5% of the loan amount, min 35 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

The loan amount depends on your financial ability to repay the loan: 

  • up to €25,000 (if you apply alone) 

  • up to €40,000 (if you apply with co-applicant) 

Mortgage loan

  • Loan amount from 15,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 0,4% of the loan amount, min 190 euros
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Credit card with fixed payment

  • Loan amount from 200 euros
  • Without a term*
  • Interest rate 16−18% on the used amount of credit
  • Contract fee − the card is issued free of charge (except for Picture Cards)
  • Collateral is not required
  • Home insurance is not required

* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.