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Daily needs and larger purchases

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Consumer loan

  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Interest rate from 7%
  • Contract fee 1,5% of the loan amount, min 35 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get SEB Loan Protection together with the loan agreement.

Mortgage loan

  • Loan amount from 7,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 1% of the loan amount, min 250 euros
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Credit card with fixed payment

  • Loan amount from 200 euros
  • Without a term*
  • Interest rate 16−18% on the used amount of credit
  • Contract fee − the card is issued free of charge (except for Picture Cards)
  • Collateral is not required
  • Home insurance is not required

* The credit card agreement is without a term. The card is valid for 3 years and is automatically extended.