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We have a special offer for You

Customers who submitted a consumer loan application between 1.10 and 30.11.2025 will have a fixed interest rate of 8.9% (7.9% with loan protection insurance) per annum and a contract fee of 0 euros, except for the purposes of "loan refinancing", "real estate purchase", "purchase of solar panels" and "increasing home energy efficiency".


The above offer is not binding on the bank and obtaining a loan depends on your ability to pay.

Buying a car

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Car loan

  • Loan amount 2,000–20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1.5% of the cost of the vehicle, min 75 euros
  • Self-financing is not required
  • Optional motor vehicle insurance is not required

It is possible to get PZU motor vehicle insurance and, together with the loan agreement, SEB Loan Protection.

Vehicle leasing

  • Loan amount from 5,000 euros
  • Term up to 7 years
  • Interest rate 3-, 6- or 12-month EURIBOR + individual interest margin in the range of
    1.45%–7.99%
  • Contract fee 1% of the cost of the vehicle, min 225 euros
  • Self-financing from 10% of the cost of the vehicle
  • Optional motor vehicle insurance is required

It is possible to get PZU motor vehicle insurance.