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We have a special offer for You

Customers who submitted a consumer loan application between 1.10 and 30.11.2025 will have a fixed interest rate of 8.9% (7.9% with loan protection insurance) per annum and a contract fee of 0 euros, except for the purposes of "loan refinancing", "real estate purchase", "purchase of solar panels" and "increasing home energy efficiency".


The above offer is not binding on the bank and obtaining a loan depends on your ability to pay.

Buying a car

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Car loan

  • Loan amount 2,000–40,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1.5% of the cost of the vehicle, min 75 euros
  • Self-financing is not required
  • Optional motor vehicle insurance is not required

It is possible to get PZU motor vehicle insurance and, together with the loan agreement, SEB Loan Protection.

The loan amount depends on your financial ability to repay the loan: 

  • up to €25,000 (if you apply alone) 

  • up to €40,000 (if you apply with co-applicant) 

Vehicle leasing

  • Loan amount from 5,000 euros
  • Term up to 7 years
  • Interest rate 3-, 6- or 12-month EURIBOR + individual interest margin in the range of
    1.45%–7.99%
  • Contract fee 1% of the cost of the vehicle, min 225 euros
  • Self-financing from 10% of the cost of the vehicle
  • Optional motor vehicle insurance is required

It is possible to get PZU motor vehicle insurance.