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Youth Plan

You are automatically a member of the Youth Plan if you are between the ages of 0 and 25 (included), so there is no need to conclude an agreement.

Compare and choose the service plan that suits you best among all the service plans

Service plans calculator

SEB's advantages

  • Settlement accounts without a monthly fee (except for residents of non-EEA countries)
  • The money on your account accrues interest
  • One eco-friendly debit card, including an ISIC, exempt from a monthly fee
  • Thousands of discounts with the ISIC card
  • A Mastercard credit card and a Picture Card credit card with purchase insurance and without a monthly fee
  • No fee is charged for the securities held at the bank or for transactions with Baltic securities
  • The free money-saving solution Digital Coin Jar and the convenient investment solution Robo-Advisor
  • Free European payments in the Internet Bank and the mobile app
  • In Youth Plan sending a card by regular mail or to a parcel machine is free of charge
  • Free trauma insurance if you select the Daily Plan (free up to and including the age of 25)

Documents and conditions

Terms and conditions of SEB plan

Price list

SEB Youth Plan price list applies for clients aged 18-25 (included). SEB Youth Plan is chosen by the client. As an extra benefit, safekeeping of Estonian, Latvian and Lithuanian securities is free of charge for those joining the plan. Services not denoted in the table below are subject to the bank’s regular price list.

  SEB Youth Plan Regular price list
1. Internal and European ordinary payment (incl. instant payment) 
SEB Internet Bank, SEB mobile app free of charge EUR 0.16 / 0.38
ATM (automated teller machine) free of charge EUR 0.16 / 0.38
standing order free of charge EUR 0.16 / 0.38
e-invoice with automated standing order free of charge EUR 0.08 / 0.19
2. Monthly fees
current account monthly fee (1) free of charge EUR 0.30 / 7
debit card monthly fee (except Gold debit card) one card free of charge (2), other cards 1 euro EUR 1
Gold debit card monthly fee EUR 1 EUR 1.50
credit card monthly fee (except Gold, Platinum and World Elite credit card) free of charge EUR 1.60
SEB Youth Plan formalization fee, monthly fee EUR 0.32 -


(1)    There is no monthly fee for customers resident in Estonia and the European Economic Area who are using plans. Customers resident in another country who is using plans will be charged the full monthly fee.
(2)    The card related to the earliest debit card agreement concluded has no monthly fee.