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Standing payment order

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Your money will be transferred in due time

  • Set the amount that must be transferred, to whom and how frequently
  • You won't have to do a thing because the money will be transferred automatically
  • Use to your own advantage by automatically making savings in a deposit or pension fund 

Apply via Internet bank

If you have to transfer a fixed amount to the same payee at regular intervals (say, monthly or weekly), use this service to forget about the money transfers as this will be done automatically at the required time. You can cancel the service or change its terms anytime.

When is it worth choosing this service?

This is the best solution for making regular payments of the same amount to the same beneficiary, such as monthly payments for rent or pocket money for a child. You can also use it to automatically transfer money to your pension fund or cover insurance, loan or leasing payments because a fixed amount is transferred to service providers at agreed intervals.

Transfers can be made among your own accounts, as well as the account of another person or company in Estonia or abroad. If necessary, you can also transfer money in currencies other than euros – the currency will be exchanged according to the valid exchange rate.

Set up easily online

Log in to the internet bank, select "Payments" – "Standing orders", fill in the required fields and confirm the application.

If you are unable to set up the standing order in the internet bank, you can book a meeting at any branch of SEB. Remember to take your personal identity document.

Standing order contract conditions

Standing order contract conditions

1. SEB internet bank for private Individuals
sign-upfree of charge
2. SEB internet bank for business
sign-upfree of charge
agreement amendment
- by a bank employee (1)EUR 10
- by an administrator at the internet bankfree of charge
monthly feefree of charge
automatic inquiry from commercial registerEUR 2.24
monthly fee for non-resident legal entities registered outside European Economic AreaEUR 10
3. SEB mobile app
   sign-upfree of charge
   paymentcommission fee of the respective payment in an electronic channel
4. Express notification
agreement conclusion, amendment, terminationfree of charge
notification by SMS messageEUR 0.20 per message
notification by e-mailfree of charge
5. Standing payment order
agreement conclusion, amendment at the internet bankfree of charge
agreement conclusion, amendment at a bank officeEUR 5
agreement cancellationfree of charge
paymentcommission fee of the respective payment in an electronic channel
6. Adding predefined paymentsfree of charge
7. E-invoice with automated standing order
agreement conclusion, amendment, terminationfree of charge
internal paymentEUR 0.08
European ordinary payment (2)EUR 0.19
8. Forwarding of e-invoices (3)
agreement conclusionEUR 60
agreement amendmentEUR 20
agreement monthly maintenance feeEUR 7
monthly fee of the agreement, incl. the use of e-invoice forwarding programmeEUR 12
fee for forwarding e-invoices (per every e-invoice sent)EUR 0.15
template designed at company's request – implementation/ amendmentEUR 200
migration of standing ordersaccording to the agreement
9. Digital coin jar
agreement conclusionfree of charge
monthly maintenance feefree of charge
payment to savings depositfree of charge
10. Bank link
subscriptionmin EUR 65
transaction fee1% of transaction value, min EUR 0.13, max EUR 3.20 per transaction
- for Financial intermediation companiesEUR 1.28
amendment of agreementEUR 15
authentication (3) 
- subscriptionEUR 65
- amendment of agreementEUR 15
- authentication feeEUR 0.08 per transaction, min. EUR 20 per month
11. Payment card servicing in a company
subscriptionfree of charge
transaction processing feeas per contract
preparation and installation of POS Terminal as agreed with the clientfree of charge
preparation and installation of the POS Terminal the latest by the next banking dayEUR 75
monthly fee of Terminalas agreed with the bank
12. Trading Station
subscriptionfree of charge
13. Additional services
- first issuance of Smart-ID at a bank officefree of charge
- subsequent issuance of Smart-ID at a bank office (4), (5)EUR 5
- issuing of PIN- calculatorEUR 15
- replacement of PIN calculatorEUR 8
- issuing PIN-calculator to remotely identified user of business internet bank (3), (9)EUR 200
14. Management of foreign accounts via SEB Estonia's internet bank for business
Baltic Online (foreign accounts in SEB Baltic banks) 
- subscription to the service (6)EUR 15
- only the SEB Latvia or SEB Lithuania account(s) have been included in the client´s internet bankEUR 10 per month
- both, the SEB Latvia and SEB Lithuania accounts have been included in the client´s internet bankEUR 15 per month
- contract amendmentsEUR 10
15. SEB Baltic Gateway
Direct channel 
sign-up feeEUR 50
account statements (except intraday) and/or POS reportsEUR 10 per month
account intraday reports (real-time account information)EUR 25 per month
payment initiation and/or e-invoice forwardingEUR 25 per month
account information from other banksEUR 10 per month
e-signingEUR 0.10 per signature
Operator channel 
- sign-up feefree of charge
Basic services – account statements and intraday reports, account information from other banks, POS reports and payment initiation EUR 5 per month (7)
- e-invoice forwardingEUR 10 per month
- e-signingEUR 0.10 per signature
Fees for operator 
sign-up feeEUR 50
monthly feeas agreed with the bank
16. E-invoice portal
E-invoice portal package Basic 
sign-up feefree of charge
monthly feefree of charge
sending an e-invoice to e- invoice portal* users public bodies and to SEB internet bank**up to 5 invoices per month free of charge (8)
E-invoice portal package Premium 
sign-up feefree of charge
monthly fee (3)EUR 7
sending an e-invoice to e- invoice portal* users public bodies, to SEB internet bank** and to application of any credit institution within the possibilities of the e-invoice portal (3)up to 30 invoices free of charge, each subsequent invoice 0.24 euros

(1) Only those changes to the agreement which are made by an employee of the bank but can be made by a person with administrator rights at the internet bank for business are subject to a fee.
(2) E-invoices with automated standing order are effected only in euros.
(3) VAT as per Value Added Tax Act will be added to the price.
(4) Except for minors.
(5) Price includes VAT as per Value Added Tax Act
(6) Cost per one company and one state to be joined.
(7) The monthly fee will not be applied to clients using business customers´ Standard, Standard+, Premium, Premium+ plans.
(8) After sending five invoices, the opportunity to join the E-invoice portal package Premium.
(9) Fee will be applied in case user is identified remotely and it is not possible to use Estonian ID-card, Mobile-ID or Smart-ID.

* E-invoice portal means the software offered by AS SEB Pank within the meaning of the e-invoice portal agreement and the environment arved.ee provided by UnifiedpostAS.
** Under the E-invoice portal Basic package, e-invoices can be forwarded to SEB internet bank for private Individuals and SEB internet bank for business.