Notice on Public offering of AS „Citadele banka“ bonds

The subscription period for the bonds of AS „Citadele banka“ started on 25 March 2024 at 10:00 and will end for clients of SEB Pank on 3 April 2024 at 15:00. Bond’s nominal value is 10 000 EUR each, the maturity date of 5 April 2034 and twice a year paid fixed interest rate of 8% per annum. The offering will be targeted to all retail and institutional investors in Estonia, Latvia and Lithuania, and bonds are also offered to professional investors registered in the European Union.

Before making a transaction, please be sure to check out notice and prospectus of the bond program of subordinated bonds.

Orders can be submitted at a bank office and in the Internet bank (Investments → Bonds → buy):

• Security: AS Citadele banka 8% IPO (LV0000803054)
• Nominal value: 10 000,00€
• Quantity: (Desired amount)
• Price, including accrued interest: 100%
• Commission fee: 0€
• Transaction date: (date of order)

Value date of the transaction is 05.04.2024

The issuer has the right to amend the volume of bonds to be issued, their interest rate and the bond issue price before the bonds are distributed. The revised interest rate and issue price will be published on Citadele's website at www.cblgroup.com in accordance with the terms of the Notes and subscribers should monitor this information independently. Subscribers have the right to change or cancel the subscription order in the event of a change in the interest rate and issue price, provided that the issuer receives the change or cancellation notice before the end of the offer period.

Important information 
Please note that this notice and information is directed only to persons in Estonia. The above information on a corporate event is informative and summary in nature. This information is not to be interpreted as AS SEB Pank’s offer of securities, nor as investment consultation or advice or obligation to buy or sell securities or to perform any other transactions, directed at you. Before making any decisions based on this information, carefully read all materials concerning the offer and consider the possible risks connected with participating in the offer. We also advise you to thoroughly analyse any possible financial, legal, regulatory, accounting and tax related issues. AS SEB Pank is not liable for any consequences that may result from your participation in the offering, including in the event that your participation in a corporate event is against the terms of the offer or is subject to meeting certain prerequisites on your behalf, or in the event you forward the above information to third persons whose participation in the corporate event is against the terms of the offer or subject to meeting certain prerequisites.