The sooner you start saving, the more your money can grow over time.

When you invest, your money earns extra money, called return. This return becomes part of your savings, but also starts earning its own return. Over time, this extra money can become a big part of your savings, making your pension much larger than what you put in yourself.

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The calculation is just a theoretical assumption and does not give the right of claim. Assumptions are based on historical performance and does not guarantee the same return in the future. For illustrative purposes only. Forecasts are not reliable indicators of future results.

Next Generation Pension prognosis

Next Generation Pension is a unit-linked life insurance product

If I start my monthly contributions now and will increase it 4% annually (as much as salary is prognosed to grow), by age 65 I:

Will have invested
60 943 €

Might have earned from investments
63 846 €

Will have paid in fees
5 105 €

Might have gotten a tax refund of 
15 168 €

Prognosed value of my retirement savings

Three investment scenarios

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The calculation is just a theoretical assumption and does not give the right of claim. Assumptions are based on historical performance and does not guarantee the same return in the future. For illustrative purposes only. As with all investing, your money is at risk. The value of your savings can go down as well as up. You could get back less than you put in or lose it all. The tax treatment of your investment will depend on your individual circumstances and may change in the future.