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Micro-investments
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4 new ETFs are now available
Discover ETFs focused on four global themes: artificial intelligence, gold, ageing populations and blockchain technology.
Simple and easy solution for becoming an investor
- You can invest amounts starting from 1 euro in Exchange Traded Funds (ETFs)
- There is a small service fee of 0.5% for purchasing and selling
- There are no minimum fees or safekeeping fees
- Conclusion of an agreement is free of charge
- You will select the investment amount and we will do the rest
- You can choose to invest regularly or at freely chosen times
- We perform securities transactions on your behalf
Where can you invest using Micro-investments?
New
Artificial Intelligence & Big Data
Xtrackers Artificial Intelligence & Big Data UCITS ETF seeks to track The Nasdaq Global Artificial Intelligence and Big Data Total Net Return Index aims to reflect the performance of the large, mid and small-cap companies from global developed and emerging markets that have material exposure to themes related to among other AI, big data and cyber security that meet certain ESG Criteria.
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Gold Producers
The iShares Gold Producers UCITS ETF seeks to track the S&P Commodity Producers Gold index, which tracks the largest publicly-traded companies involved in the exploration and production of gold and related products from around the world.
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Ageing Population
The iShares Ageing Population UCITS ETF seeks to track the iSTOXX® FactSet Ageing Population index, tracks companies across the world that specifically provide products or services to the world’s ageing population (defined as people aged 60 years or above).
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Blockchain technology
The Invesco CoinShares Global Blockchain UCITS ETF seeks to track the CoinShares Blockchain Global Equity index, tracks global companies from developed and emerging countries that are or will be part of the blockchain eco system.
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World equities
The Amundi Prime All Country World UCITS ETF tracks the Solactive GBS Global Markets Large & Mid Cap index, which tracks large- and mid-cap stocks from developed and emerging markets worldwide.
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World small cap equities
The iShares MSCI World Small Cap UCITS ETF tracks the MSCI World Small Cap index, which tracks small-sized companies in developed equity markets globally.
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US technology – Nasdaq 100
The Xtrackers Nasdaq 100 UCITS ETF 1C tracks the Nasdaq 100 index. Nasdaq 100 tracks a selection of the 100 largest American and global non-financial equities listed on the NASDAQ stock exchange.
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S&P 500
The SPDR S&P 500 UCITS ETF tracks the S&P 500 index, which tracks the 500 largest US stocks.
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US companies
The ETF tracks the MSCI USA ESG Screened Index, which comprises the largest US companies (such as Microsoft, Apple, Nvidia, etc.). The index does not include companies related to the coal industry, weapons, tobacco and other controversial industries.
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Japan companies
The ETF tracks the MSCI Japan ESG Screened Index, which consists of the largest Japanese companies (Toyota, Mitsubishi, Sony, etc.). The index does not include companies related to the coal industry, weapons, tobacco and other controversial industries.
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Emerging markets companies
The ETF tracks the MSCI Emerging Markets IMI ESG Screened Index, which is composed of companies of various sizes from 24 countries recognised as emerging markets. The index does not include companies related to coal, weapons, tobacco and other controversial industries.
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European companies
The ETF tracks the MSCI Europe ESG Screened Index, which consists of the largest European companies (eg Novo Nordisk, Shell, LVMH). The index does not include companies related to coal, weapons, tobacco and other controversial industries.
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Eurozone government bonds
The ETF tracks the FTSE Advanced Climate Risk-Adjusted European Monetary Union Government Bond Index, which includes Eurozone government bonds denominated in euros. Based on the underlying index (FTSE EMU Government Bond), country weights are adjusted to mitigate climate change risks.
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High-yield corporate bonds
The ETF tracks the Bloomberg MSCI Euro Corporate High Yield Sustainable BB+ SRI Bond Index, which includes high-yield corporate bonds denominated in euros. The index does not include companies related to coal, weapons, tobacco and other controversial industries.
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Emerging markets government bonds
The ETF tracks the JP Morgan ESG EMBI Global Diversified (EUR Hedged) index, which covers emerging market government bonds denominated in US dollars. Bonds can have any rating and any maturity. The index ranks bonds based on the social and environmental sustainability of their issuers.
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Short term corporate bonds
The ETF tracks the Bloomberg MSCI Euro Corporate ESG BB+ Sustainability SRI 0-3 Year index which tracks Euro denominated corporate bonds. The index consists of ESG (environmental, social and governance) screened corporate bonds.
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Corporate bonds
The ETF tracks the Bloomberg MSCI Euro Corporate ESG Sustainability SRI index which tracks Euro denominated corporate bonds. The index consists of ESG (environmental, social and governance) screened corporate bonds.
How to start using Micro-investments
Open an account and sign the agreement
If you are not yet a client of SEB, open an account
Invest through an investment account to benefit from tax advantages
If you don't have an investment account yet, open one here
Choose where to invest
You can choose up to 17 index funds to your investment portfolio. You can cancel an investment order and set-up new one if needed. See the selection of securities.
Choose how much money you want to invest
You will be requested to enter the amount to invest and we will do the rest
Sign a one time or regular investment order
You can invest once or create a regular investment habit. Remember that you can cancel your regular investment at any time, or create new ones
Relax, as transactions take place automatically
Trade orders are executed on Tuesdays. In some exceptional cases, i.e. holidays on Tuesday in specific countries or markets where trades are executed, market disruptions, bank's system errors or other unforeseen circumstances, trade orders might be initiated in the next possible trading day or the following Tuesday. Trade settlements require an additional 2 business days, therefore in case of withdrawal of the funds from investment portfolio account the transfer of money to your account usually might take up to 8 business days (in exceptional cases – up to 14 business days) after the submission of your withdrawal request.
Micro-investments calculator
Why you should invest
into these ETF-s?
into these ETF-s?
- All instruments are in EUR so you can easily track investment performance and not lose any money in currency conversion
- Dividends are accumulating, which means that the ETF uses dividends to invest automatically within the ETF itself
Fees
| Criteria | Fee |
|---|---|
| Conclusion of agreement, account opening and termination | Free of charge |
| Buying and selling fee | 0.5% for each transaction |
| Custody/safekeeping fee | Free of charge |
This is not investment advice, a recommendation or an offer. Before investing, we urge you to carefully read the documents we provide, familiarise yourself with information materials and fees related to the service. Based on this information, you will be able to decide on your investments.
Please note that every investment decision involves certain risk. The market value of investments may increase as well as decrease; in certain cases, you may lose your invested amount. Past performance and future forecast of investment products’ return do not constitute a promise of their future performance. The return may be impacted by currency fluctuations if assets are denominated in other currency than the euro.
Please read more about our services, financial instruments, and related risks. The provision of the service is subject to the terms and conditions of the micro-investments agreement. Therefore, please read them carefully and consult the staff of the bank if you need to.
