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Bank Link and Authentication service

  • The bank link allows paying instantly for the goods and services purchased from your online shop. Bank link allows you to collect payments from SEB accounts.
  • The authentication service allows you to safely and simply identify a client entering your service environment or online shop.

Bank Link

A Bank Link offers a comfortable payment option for an online shop client. The client can immediately pay for their purchases as they are directed to the pre-filled payment order in the Internet Bank. An instant response message, by which the bank confirms that the client has paid for the order, is sent to you after the Bank Link payment.

Prerequisites for using the Bank Link:

  • a current account in SEB;
  • a website that meets the requirements of online shops and software capable of preparing a pre-filled payment order from the goods chosen by the client;
  • submit an application to join the Bank Link service in the Internet Bank.

 

Submit for banklink

To use the Bank Link, the merchant’s website must meet the following terms and conditions:

Contact data of the company

The website offering the goods or services must belong to a company that has concluded an agreement with the bank.

  • complete name of the company;
  • registry code;
  • postal address; country of residence;
  • e-mail address;
  • contact phone.

Information about the offered goods and services

  • Complete list of goods/services – a detailed description of the goods/services; price list
  • Total cost of the order – postal charges and the fee for determining them will be added; reference to possible additional fees, including the obligation of the person who orders to pay possible customs fees and value-added taxes
  • Description and terms and conditions of the purchasing process – must be easily found and unambiguous for the client

Terms and conditions for the delivery and return of goods and services

  • Procedure for handing over / sending the goods
  • Procedure for forwarding data about the order to the client
  • Warranty provisions of the goods; procedure for exchange and return

NB! The entire transaction process must be executed on the website specified in the agreement concluded with the bank. It is prohibited to direct the website to sites not specified in the agreement. It is also prohibited to direct the websites of other sales environments to the website specified in the agreement.

We also ask that you familiarise yourself with the document prepared by the Consumer Protection Board Instructions for a company operating in e-trade, which includes instructions for merchants arising from the requirements of the law and good trading practices.

 

Bank Link logo

The website of the online shop must include the Internet Bank logo, which the client cannot make or change on their own.

1. Home page icon

seb logo 120x60 px


seb_120x60.gif (120x60 pixels, 2559 bytes)

Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".

2. Home page icon

SEB logo 88x31 px


seb_88x31.gif (88x31 pixels, 1803 bytes)

Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".

3. Icon for starting payment

SEB logo 88x31 px

   

The icon used measures 88 x 31 pixels including the submit button. The HTML code is placed in the form element with the details of the electronic payment order.

 

You can develop the technical solution on your own or order one from our partners

E-mail for the Bank Link’s technical support: eservice@seb.ee.

Authentication service

The authentication service allows you to safely and simply identify a client entering your service environment or online shop.

Prerequisites for using the authentication service:

  • a current account in SEB;
  • a website that meets the requirements and requires that the client identify themselves before using the website;
  • submit an application to join the service in the Internet Bank or the link provided below.

 

Process of authenticating a client:

 

  1. A package must be installed under the “SEB” logo on the website, which, once pressed, directs the client to the Internet Bank for identification.
  2. In the Internet Bank, a client shall give consent to SEB for forwarding their name and personal identification code to the service provider.
  3. The service provider is then sent a package which includes the authentication information and the client’s name and personal identification code.

 

Submit for authentication service

 

Bank Link / authentication service logo

The website of the online shop must include the Internet Bank logo, which the client cannot make or change on their own.

1. Home page icon

seb logo 120x60 px


seb_120x60.gif (120x60 pixels, 2559 bytes)

Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".

2. Home page icon

SEB logo 88x31 px


seb_88x31.gif (88x31 pixels, 1803 bytes)

Text under the icon: You can pay via SEB Internet Bank here.
From the icon please refer to the page http://www.seb.ee opened in a new window, with a recommendable name "SEB".

3. Icon for starting payment

SEB logo 88x31 px

   

The icon used measures 88 x 31 pixels including the submit button. The HTML code is placed in the form element with the details of the electronic payment order.

 

You can develop the technical solution on your own or order one from our partners

E-mail for the Bank Link’s technical support: eservice@seb.ee.

1. SEB Internet Bank for Private Individuals
sign-up free of charge
2. SEB Internet Bank for Business
sign-up free of charge
agreement amendment
- by a bank employee (1) EUR 10
- by an administrator at the Internet Bank free of charge
monthly fee free of charge
automatic inquiry from commercial register EUR 2.24
monthly fee for non-resident legal entities registered outside European Economic Area EUR 10
3. SEB mobile app
   sign-up free of charge
   payment commission fee of the respective payment in an electronic channel
4. Other mobile services
information inquiries (as per operator’s price list)
   Telia EUR 0.38
   Elisa EUR 0.26
   TELE2 EUR 0.26
5. Express notification
agreement conclusion, amendment, termination free of charge
notification by SMS message EUR 0.20 per message
notification by e-mail free of charge
6. Standing payment order
agreement conclusion, amendment at the Internet Bank free of charge
agreement conclusion, amendment at a bank office EUR 5
agreement cancellation free of charge
payment commission fee of the respective payment in an electronic channel
7. Adding predefined payments free of charge
8. E-invoice with automated standing order
agreement conclusion, amendment, termination free of charge
internal payment EUR 0.08
European ordinary payment (2) EUR 0.19
9. Forwarding of e-invoices (3)
agreement conclusion EUR 60
agreement amendment EUR 20
agreement monthly maintenance fee EUR 7
monthly fee of the agreement, incl. the use of e-invoice forwarding programme EUR 12
fee for forwarding e-invoices (per every e-invoice sent) EUR 0.15
template designed at company's request – implementation/ amendment EUR 200
migration of standing orders according to the agreement
10. Digital coin jar
agreement conclusion free of charge
monthly maintenance fee free of charge
payment to savings deposit free of charge
11. Bank link
subscription min EUR 65
transaction fee 1% of transaction value, min EUR 0.13, max EUR 3.20 per transaction
   for Financial intermediation companies EUR 1.28
amendment of agreement EUR 15
authentication (3)  
   subscription EUR 65
   amendment of agreement EUR 15
   authentication fee EUR 0.08 per transaction, min. EUR 20 per month
12. Payment card servicing in a company
subscription free of charge
transaction processing fee as per contract
preparation and installation of POS Terminal as agreed with the client free of charge
preparation and installation of the POS Terminal the latest by the next banking day EUR 75
monthly fee of Terminal as agreed with the bank
13. Host to host banking interface
direct connection  
   agreement conclusion EUR 65
  monthly fee min. EUR 50
14. Trading Station
subscription free of charge
15. Additional services
issue of a security device  
   - PIN calculator EUR 15
   - ID card reader with keyboard EUR 17
replacement of PIN calculator EUR 8
first issuance of Smart-ID at a bank office free of charge
subsequent issuance of Smart-ID at a bank office (4), (5) EUR 5
16. Management of foreign accounts via SEB Estonia’s Internet Bank for Business
Baltic Online (foreign accounts in SEB Baltic banks)  
- subscription to the service (6) EUR 15
- only the SEB Latvia or SEB Lithuania account(s) have been included in the client´s Internet Bank EUR 10 per month
- both, the SEB Latvia and SEB Lithuania accounts have been included in the client´s Internet Bank EUR 15 per month
- contract amendments EUR 10
17. SEB Baltic Gateway
Direct channel  
- sign-up fee EUR 50
- account statements (except intraday) and/or POS reports EUR 10 per month
- account intraday reports (real-time account information) EUR 25 per month
- payment initiation and/or e-invoice forwarding EUR 25 per month
- e-signing EUR 0.10 per signature (9)
Operator channel  
- sign-up fee free of charge
- Basic services – account statements (except intraday), POS reports and payment initiation  EUR 5 per month (7)
- account intraday reports (real-time account information) EUR 10 per month
- e-invoice forwarding EUR 10 per month
- e-signing EUR 0.10 per signature (9)
Fees for operator  
- sign-up fee EUR 50
- monthly fee as agreed with the bank
18. E-invoice portal
Package Basic  
- sign-up fee free of charge
- monthly fee free of charge
- sending an e-invoice to e- invoice portal* users public bodies and to SEB Internet Bank** up to 5 invoices per month free of charge (8)
Package Premium  
- sign-up fee free of charge
- monthly fee (3) EUR 7
- sending an e-invoice to e- invoice portal* users public bodies, to SEB Internet Bank** and to application of any credit institution within the possibilities of the e-invoice portal (3) up to 30 invoices free of charge, each subsequent invoice 0.24 euros

(1) Only those changes to the agreement which are made by an employee of the bank but can be made by a person with administrator rights at the Internet Bank for Business are subject to a fee.
(2) E-invoices with automated standing order are effected only in euros.
(3) VAT as per Value Added Tax Act will be added to the price.
(4) Except for minors.
(5) Price includes VAT as per Value Added Tax Act
(6) Cost per one company and one state to be joined.
(7) Monthly fee is not applied to clients with SEB Plans.
(8) After sending five invoices, the opportunity to join the Premium package.
(9) Free trial period applies for this service until 31.03.2023.

* E-invoice portal means the software offered by AS SEB Pank within the meaning of the e-invoice portal agreement and the environment arved.ee provided by Fitek AS.
** Under the Basic package, e-invoices can be forwarded to SEB Internet Bank for Private Individuals and SEB Internet Bank for Business.

agreement conclusion fee EUR 50
monthly fee per one trading place EUR 10
transaction processing fee as agreed with the bank