en

Fill in the car leasing application

Fill in the leasing application in our Internet Bank, on our website, at a branch of SEB, or at a car dealership.

• Submit an application in the Internet Bank
• Submit an application on the website of SEB

 

Submit the required documents

When applying for a car lease, please submit the following documents:

• the bank statement of your current account for the last six months, if your income is not transferred to SEB;
• the sale offer of the vehicle or a link to a sales advertisement published online;
• if the seller of the vehicle is not our partner, please submit the valuation report of the vehicle and a copy of the certificate of registration.

 

You will receive an offer

We will then send you a personal lease and insurance offer.

 

Conclude a lease agreement

You can conclude a lease agreement at a car dealership if they are our partner, with your ID-card from your home, or at a branch of SEB.

 

You will receive the vehicle

Pay the agreed downpayment and contractual fee. Register the vehicle in the name of AS SEB Liising in the traffic register of the Road Administration. A seller who is a partner of SEB Liising will register the vehicle on your behalf. In other cases, SEB Liising will issue to you the power of attorney required for registration. Take out optional motor vehicle insurance and motor third party liability insurance.

 

Applying for lease
After you have found a suitable vehicle, submit us a lease application. First we advise you to familiarize yourself with the leasing conditions.
You may find a suitable vehicle from

• a car dealership, where you will be advised by specialists of their field. Select the seller from our partners
• the list of vehicles on sale in SEB
• Internet (e.g. www.motors24.ee, www.auto24.ee)

There are several ways to submit your application

• Fill in the electronic application in Internet Bank or on our homepage
• Fill in the lease application at the SEB’s partner car dealer, who will assist you in lease-related matters and in forwarding the necessary documents
• Send us a message, if you would like consultation at a bank office. You will be contacted and you can agree upon a time for consultation

When applying for leasing, present the following documents

• Application electronically
• An account statement for the last 6 months, if your salary is not received in SEB
• Personal data sheet of surety, if you apply for a leasing together with the provider of surety
• Sales offer of a vehicle or notice of sale published on the Internet
• Valuation report  of the vehicle and a copy of the certificate of registration, if the seller is not our partner. To order a valuation report, you can apply to the authorised dealership of the selected make of vehicle or to another company from the partner list of SEB

Entering into lease contract

• When agreeing on lease terms, you can choose whether you wish to sign the lease contract at the car dealership that is a cooperation partner, using your ID card, or at a SEB branch
• If the seller is not our partner, the seller must sign the sales contract at a branch of SEB

Receiving the vehicle

• Pay the agreed downpayment and contract fee
• Register the vecicle in the name of AS SEB Liising. If the seller is our partner, the latter will also register the vehicle. In other cases you will receive a respective power of attorney from SEB Liising for registration
• Sign optional motor vehicle and motor third party liability insurance contracts.
  You will find more information from the subdivision "Insurance"

To receive the vehicle, you will be issued an instrument of delivery and receipt from SEB Liising, which must be returned to SEB Liising, signed, after the receipt of the vehicle

If the seller is a private individual, delivery shall generally take place after SEB Liising has made the payment to the seller.

A vehicle engaged in leasing must have a valid insurance cover. Both, the optional motor vehicle as well as motor third party liability insurance contracts must be concluded.

Requirements to insurance contracts of leased property

• • We recommend choosing an insurer from the list of insurance companies preferred by SEB .
• The vehicle must be insured at least for the amount corresponding to its market value throughout the lease term.
• The insurance contract must be concluded with the minimal deductible, permitted by the insurer.
• The beneficiary in the insurance contract must be AS SEB Liising.
• The insurance conditions must ensure that any damages that may be caused by theft, robbery, fire, water damage, natural catastrophe, traffic accident and any other possible loss events would be covered with the full indemnity paid out.
• Insurance premium must be paid on time in accordance with the insurance contract.
• Insurance contract must be concluded for a period of one year.
• To prove the validity of the insurance, please submit a copy of the new insurance policy to SEB within five days prior to the end of the valid insurance policy, at the latest. You may send it to the e-mail address or fax it to 665 5103

Valid from 01.12.2018

Description of service	Price in euros
1.Entry into contract
Entry into lease contract	1% of the acquisition cost of the lease item, min €225
Conclusion of a new lease contract on the residual value of the ending lease contract	1% of the acquisition cost of the lease item, min €160
2. Amendment of contractual conditions
Amendment of contract, incl. change of lease period, change of repayment schedule, transfer of contract to new lessee, releasing additional collateral (surety, guarantee), other contractual changes	1% on outstanding residual value (1),  min €160
Amendment of contract due to partial early performance of financial lease contract of a private individual, if other conditions are not changed	No contract amendment fee (for fixed interest, interest difference charge shall be paid)
Amendment of payment day of a valid lease contract upon client's request	EUR 30, first amendment free of charge
Reinstatement of contract	EUR 160
3. Debt notice to the lessee (2)
Reminder of debt	Free of charge
Debt claim letter	EUR 5
4. Authorisations, reports, certificates, invoices, other(2)
Unattested power of attorney, incl. for changing the register entry in the e-service of Road Administration	EUR 12 Upon expiry / pre-term termination of lease contract, first authorisation free of charge
Notarised power of attorney	EUR 90
Change of register data during the lease period by the lessor	EUR 12, state fee to be added. Upon expiry / pre-term termination of lease contract, initiating the change of owner free of charge
Processing a claim arising from the violation of parking conditions, traffic regulations, or other legislation (including moving costs of the vehicle)	EUR 36 Incurred costs will be added
Consent for subleasing the property	EUR 42
Cancellation / amendment of redemption invoice of property upon client’s request	EUR 12
Confirmation of balance statement presented by the client	Free of charge
Issuing a certificate, consent, copy of contract, duplicate invoice (older than 1 month), fuel card statement or balance confirmation upon client’s request	EUR 12
Issue of a specific statement or report upon the client’s request; confirmation of a period turnover statement provided by the client	EUR 30
5. Pre-term termination of lease contract (2)
Pre-term termination of private person’s lease contract	As per contractual conditions
Pre-term termination of legal person's lease contract	Unless otherwise specified in the agreement, the fee for early repayment is 2.5% on outstanding residual value (1), min €225; for operating lease, VAT shall be added; for fixed interest, interest difference charge shall be added

The establisher of the price list reserves the right to make changes to the price list.

(1) Outstanding residual value is the total sum of unpaid instalments, balance of VAT(loan) and residual value.
(2) Service fees include VAT as per Value-Added Tax Act

Price list