SEB Loan Protection insurance is meant to guarantee the payment of loan obligations in a situation where as a result of an insured event the borrower would face difficulties with repayment of their loan or the loan payments of a certain period.
SEB Loan Protection insurance can be used for SEB’s home loan, mortgage and small loan. It is meant to protect incomes and the performance of loan obligations, if the borrower’s income has decreased or ended as a result of an insured event (severe health impairment, loss of capacity to work or employment, or death). This way, it is possible to make sure that the loan or a part of it is paid back to the bank.
Based on your needs, it is possible to select different insurance covers:
Loan protection coverage for small loans includes all four types of insurance cover
The insurance period of life insurance coverage shall commence upon concluding the insurance contract and shall last until the end of the loan period. The insurance period of impaired risk life insurance coverage, insurance coverage in the event of incapacity for work and loss of employment shall be one year, and it shall be extended automatically, unless the bank is informed of a wish to terminate the insurance contract.
Insurance premiums shall be paid together with loan repayments every month until the end of the loan period.
The sum of the insurance premium depends on the actual loan repayment amount and/or loan balance and the age of the insured.
Loan protection coverage can be concluded by persons aged 18–55 who are permanent residents of Estonia, and until the maximum age of 61 of the policyholder.
If you wish to amend your life insurance agreement or terminate it prematurely, please call the insurance line at 665 8020 or write to .
Please read the terms and conditions of SEB loan protection insurance before you sign the insurance contract.
Terms and prices of SEB loan protection insurance
Temporary disability insurance information document Unemployment insurance information document
You can conclude a loan protection insurance contract together with a loan agreement secured with real estate or at any other time of your choice during the term of the loan agreement.
With the help of an insurance specialist, you can find the most suitable solution via a video meeting without having to leave home. Sign up for a consultation
In case of an insured event, you can submit a claim for compensation through our website.
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