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ISIC and ITIC cards
ISIC card:
- Proves your academic status
- Provides thousands of discounts
- Usable as a public transport card
- Possibility to use for mobile contactless payments
SEB-s new ISIC and ITIC card are made of environmentally friendly corn plastic, containing 82% less plastic than a regular bank card.
ISIC can be activated for free until 2 October.
If you are not SEB’s customer or you do not have a valid Internet Bank agreement, you can order the card here.
Bankcard – Mastercard contactless debit card
- for everyday bank transactions
- for online purchases
- for contactless payments in amount up to 50 euros.
ISIC Student/Scholar and ITIC Teacher card
- for proving your academic status throughout the world
- it bears your date of birth, photo and name of the school in addition to your name and signature
- can be used in the school cafeteria, library, for printing or in access systems (if this option has been provided)
- for getting discounts in thousands of places in Estonia and abroad
Read more about the benefits of ISIC and ITIC cards
Subscribe to the ISIC card newsletter
ISIC Benefitsmobile app for the benefits of ISIC card
Public Transportation Card
- to prove your right to travel and receive travel benefits in the united ticket system of the public transport.
Registration of card: enter your ID code on the ISIC card page in the pilet.ee environment. Active cards tied with the ID code and found in the MinuKool database will be connected to the ticketing system. Tickets can be bought for the card and your right to travel benefits certified based on the ID code at www.pilet.ee
A card registered in the ticketing system can be used until expiry of its term, unless the student or teacher statute of the user expires sooner or if the user closes its bankcard before the expiry date printed on it. In this case, the card will be deactivated and information on it forwarded automatically also to the ticketing system. You can find the list of your active and activated cards when logging into the ticketing system.
* If a foreign student has been issued Estonian ID code after receipt of the card (a foreign ID code or date of birth is entered on the card), a new card must be ordered for using it as a public transport card with an Estonian ID entered on it.
Extension card
Until the end of 2019, we issued automatic multi-year extension cards for ISICs and ITICs. In the first quarter of each year, we check the statuses of the holders of multi-year student and teacher cards to find out if they still have the right to keep using the card. If the client has the required status in the Estonian Education Information System at the time of the check and therefore has the justification to keep using their two-year card, we deduct a service fee of 6 euros from their account for extending their usage rights. This means that the client can use the card until the term of expiry marked on the card.
If the client does not have the student/teacher status but they own a multi-year card, we send them a notice of closing the card. Instead of ISICs and ITICs, these clients will receive free Mastercard debit cards as replacement cards.
ISICs and ITICs are issued in cooperation with the Federation of Estonian Student Unions (EÜL).
ISIC Student card can be applied for by every at least 16-year-old
- student, studying full or part-time
- tudent, studying in a distance learning programme
- student on academic leave
- student of open universities, completing a confirmed Bachelor’s, professional higher education, or Master’s curricula.
ISIC Student card cannot be applied for by: external students, interns, residents.
Ordering a card
- in Internet bank, if you are a client of SEB
- on the homepage, if you are not a client of SEB.
To order the card, the following is required
- personal data
- a file of coloured photograph in a format suitable for documents
All young people aged 18-25 years can join the SEB Youth Plan.
The monthly fee of Youth Plan is EUR 0.32, which includes an ISIC card with no service fee and free payments.
Applying for a card for a 6-17-year-old
- in your Internet bank if you tie the child’s card to the parent’s account
- through the child´s Internet bank*, if you wish to tie the card to the child’s account
- on the homepage, if you are not a client of SEB
* Internet bank agreement can be concluded for a child from the age of 7 years
Applying for a card from 18 years of age
- in Internet bank, if you are a client of SEB
- on the homepage, if you are not a client of SEB
To order the card, the following is required
- personal data (both, of the child and the parent, when ordering for a child up to the age of 18)
- a file of coloured photograph in a format suitable for documents
Every at least 6-year-old pupil of a general or a vocational education school can apply for an ISIC Scholar bankcard.
You can obtain an ITIC Teacher card, if you
- are engaged in pedagogical work (in terms of the Education Act) in an educational institution that has an education licence issued by the Ministry of Education and Science of the Republic of Estonia or in a social welfare institution and your workload of teaching is at least 18 hours per week or assigned as a full-time job;
- you are a member of Estonian Education Personnel Union.
The following employees of educational institutions are entitled to an ITIC Teacher card
- general education schools: teachers, principal, principal of studies, hobby group leader and other persons engaged in the field of study and education*
- vocational schools: pedagogues (persons, engaged in studies*, principal)
- institutions of higher education: academic staff (professors, docents (associate professors), lecturers, assistants and teachers), scientific staff (researchers and senior researchers)
- pre-school child-care institutions: pedagogues (manager, deputy manager in study and education, teachers, special education teachers)
- hobby schools: music and art schools; language schools; sports schools; technical-, nature-, creation- and hobby houses and - centres; and other educational institutions, with education license issued by the Ministry of Education, however not listed above
- pedagogues*, school managers
*The following specialists engaged in the field of teaching and education are considered to be teachers: teacher, academic staff, speech therapist, special education teacher, school psychologist, educator, methodologist, hobby group leader, hobby manager, trainer-teacher, accompanist, instructor.
Ordering a card
- in Internet bank, if you are a client of SEB
- on the homepage, if you are not a client of SEB
To order the card, the following is required
- personal data
- a file of coloured photograph in a format suitable for documents
Kuidas ma saan endale tellida uue pangakaardi?
Ordering a new debit if I am already SEB's customer
You can order a new debit card by mail from the Internet Bank (Transactions −˃ Cards −˃ Order cards). The prerequisite is that you are of legal age and have a valid Internet Bank agreement. This is required to activate the card and see the PIN.
Ordering a debit card if I am not SEB's customer
If you are not SEB's customer or you do not have a valid Internet Bank agreement, you can order the card via video meeting.
Ordering a debit card for your child
You can open an account for your child or order them a bank card without leaving your computer. An account can be opened for a child by their legal representative: a parent.
Necessary for opening an account
- Identity document of the child and the parent (passport, ID-card);
- A legal guardian of a child – a parent with SEB Internet Bank for private individuals.
If you do not have a valid internet bank agreement, you can fill in the card application here and open the child's account at a video meeting or at the SEB office.
Read more about debit card conditions
| Ordinary cards | |
|---|---|
| 1. Mastercard debit card, Visa Classic debit card, Visa Electron debit card (1) | |
| activating the card at a bank office or through the customer support (2) | EUR 3 |
|
activating the card in the Internet Bank, the mobile app, or at an ATM |
free of charge |
|
activating the prolonged card at a bank office or through the customer support (2) |
EUR 3 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| replacement | EUR 3 |
| monthly fee | EUR 1 |
| 2. Mastercard Business debit card, Visa Business debit card | |
| issue | |
|
first card to account |
free of charge |
|
every next card to account |
EUR 3 (2) |
| prolongation | free of charge |
| replacement | EUR 3 |
| monthly fee | EUR 2 |
| 3. Visa Gold debit card | |
| activating the card at a bank office or through the customer support (2) | EUR 3 |
|
activating the card in the Internet Bank, the mobile app, or at an ATM |
free of charge |
|
activating the prolonged card at a bank office or through the customer support (2) |
EUR 3 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
| replacement | EUR 3 |
| monthly fee | EUR 1.50 |
| 4. Pildikaart debit card for private individual | |
| activating the card at a bank office or through the customer support (2) | EUR 5 |
| activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
| activating the prolonged card at a bank office or through the customer support (2) | EUR 5 |
| activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
| replacement | EUR 5 |
| monthly fee | EUR 1 |
| 5. Pildikaart debit card for legal entity | |
| issue, replacement, prolongation | EUR 5 |
| monthly fee | EUR 2 |
| ISIC and ITIC cards | |
| 1. ISIC Tudeng (Student) | |
| issue, replacement, prolongation | EUR 7.50 |
| extension of the right to use the card | EUR 6 |
| monthly fee | EUR 1 |
| 2. ISIC Õpilane (Scholar) | |
| issue, replacement, prolongation | |
| - until the age of 20 | free of charge |
| - from the age of 20 | EUR 7.50 |
| extension of the right to use the card from the age of 20 | EUR 6 |
| monthly fee | EUR 1 |
| 3. ITIC Õpetaja (Teacher) | |
| issue, replacement, prolongation | EUR 7.50 |
| extension of the right to use the card | EUR 6 |
| monthly fee | EUR 1 |
| Other cards | |
| 1. Virtual Card | |
| issue | EUR 2 |
| 2. Temporary-card | |
| issue | EUR 3 |
(1) Starting from 08.01.2019 it is not possible to order Visa Electron debit card.
(2) A card ordered to a bank office always activated by an employee of the bank office when the card is issued.
| General transaction and service fees | |
|---|---|
| 1. Payment at a service enterprise (fee for transaction in foreign currency will be added) | free of charge |
|
with a temporary-card |
transaction is not allowed |
| 2. Cash deposit in SEB Estonia ATM’s (1) | |
| up to EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | free of charge |
| if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | 0,3 % of the deposited amount |
| 3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia ATMs (2) | |
| legal entity | EUR 0.19 + 0,3% of the withdrawn amount |
| private individual | |
| up to EUR 1000 in a calendar month per client (holder of account(s)) | free of charge |
|
- if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s)) |
0,3% of the withdrawn amount |
| 4. Cash withdrawal in Estonia from cross-use ATMs | |
| legal entity | EUR 2 + 2,5% of the withdrawn amount |
| private individual | EUR 1 + 2,5% of the withdrawn amount |
| with a temporary-card | transaction is not allowed |
| 5. Cash withdrawal abroad (fee for transaction in foreign currency will be added) | |
| legal entity | EUR 2 + 2,5% of the withdrawn amount |
| private individual | EUR 1 + 2,5% of the withdrawn amount |
| with a temporary-card | transaction is not allowed |
| 6. Fee for transaction in foreign currency (3) | |
| transaction original currency is other (excl. EUR) | 1,5% of the transaction amount |
| 7. Balance inquiry (balance, last transactions) | |
| from SEB Estonia ATM´s | free of charge |
| from other bank’s ATM | EUR 0.40 / per inquiry |
| 8. Fee for change in debit card limit | |
| at a bank office | EUR 2.50 |
| internet-bank | free of charge |
| 9. Preparation of express bank cards | EUR 40 |
| 10. Debt claim letter of debit card by post | EUR 1.28 |
| 11. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time | EUR 65 |
| 12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance | actual expenses, up to EUR 130 |
| 13. Overdraft penalty | 0,2% per day |
| 14. Duplicate of POS receipt | |
| domestic transaction | EUR 4 |
| cross-border transaction | EUR 8 |
| 15. Unjustified demand for refund | |
| domestic transaction | EUR 12 |
| cross-border transaction | EUR 16 |
| 16. Sending a card by | |
| mail in Estonia | free of charge |
| registered mail in Estonia | EUR 2.50 |
| mail outside Estonia | EUR 6 |
| 17. Taking a bank card from an ATM and returning it (4) | EUR 30 |
(1) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(2) The transaction is not permitted with a temporary card in SEB Latvia and SEB Lithuania ATMs.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, Mastercard), converted into euros according to their determined exchange rates.
(4) Confiscated cards are returned during the opening hours of the bank office of the bank. Only cards of other banks are returned.
