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Become a customer
via the app.
New usual.


Become an SEB customer via the SEB Eesti app

It takes only 15 minutes.

Available 24/7
Provides everything necessary for your daily finances
Free trial for the first 3 months with Daily plan or until reaching the age of 26
No termed obligations – cancel anytime


  • Customers who have opened an account via the mobile app will receive the Daily Plan free of charge for 3 months. After the end of the promotional period, the monthly fee for the Daily Plan is €1.95, from the age of 65 €0.32.
  • For customers aged 18–25 (incl.), the Daily Plan is free of charge from when they open an account in the mobile app until their 26th birthday. After the free trial – 2.95 euros a month.

You will receive

After onboarding you will automatically get access to everything necessary for your daily finances via the modified version of the Daily plan with with one free of charge Mastercard Debit card.

  • Handy app for overviewing and managing your daily finances and bank card on the go
  • Mastercard Debit contactless payment card for withdrawing cash, paying in stores and shopping online. For Android and Apple users – possibility to create a digital version of the card and make payments with phone
  • Unlimited amount of transactions to accounts in European banks (SEPA) without any additional commission fees
  • Convenient payments to your friends and family members in your phonebook by using only the recipient's phone number, as well as smart payment form and money request functionality
  • SEB current account with transfer limits of up to 10 000 euros for internet payments a month and 5000 euros for card payments
  • Wide ATM network with more than 200 cash out places in Estonia alone, as well as the possibility to withdraw cash in stores

After onboarding you will automatically get access to everything necessary for your daily finances via the modified version of the Daily plan with with one free of charge Mastercard Debit card.

If at any point you need additional app's features, such as savings, insurance, investments or need of changing card or transfer limits, you can easily sign the full internet bank agreement at any time to gain access to all our services.

Learn how

Debit card and its PIN code will be delivered to you by post in 2 different envelopes within 6-8 working days. After receiving the card, you will need to activate it in the app.

Suitable for:

Adult citizens of Estonia who currently do not have account in SEB, have not been the customer of the bank previously and are not politically exposed persons.

If onboarding via the app is not suitable for you, please choose another way to become our customer.

For the onboarding you will need:

  • Your passport or ID-card
  • Smart-ID or mobile-ID for signing
  • Good enough lightning to be able to make a selfie and record a video of yourself, as well as take photos of your document

Steps to open account

1. Download and install the app SEB Eesti

2. In app press the button
"Open account"

3. Follow the onboarding process

If you are in need of additional banking services, such as loans, investments or access to the SEB internet bank, you can conclude the full internet bank agreement. This will give you access to all of our services and you can use the full version of the Daily plan for the same monthly fee.

How to upgrade and gain access to all services in the mobile app and internet bank:

During a video meeting

Choose suitable time for about a 20 minute long video call, in which you will gain full access to the internet bank, SEB app and all banking services, including loans, savings, cards and payments.

The fastest and most suitable way, if:

  • You are an Estonian resident with ID-card of the Republic of Estonia or mobile-ID or Smart-ID.

An account to a minor can be opened by the legal representative (parent or guardian) in a bank branch or via video.

Steps for remote registration


In the branch

Schedule a meeting in the closest branch to you and receive the full range of SEB possibilities.

Suitable, if:

  • You do not have an Estonian ID-card, mobile-ID or Smart-ID and you are unable to sign documents digitally;
  • You are a non-resident;
  • You wish to open an business account as a other bank customer.

Steps for in person registration 

Book a meeting