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Deposit rates

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When calculating interest, an interest calculation base of A/360 is used and the interest is paid for the actual number of days.

Interest rates are variable and will be quoted daily.

The state guarantees that 100% of the deposit is compensated, but no more than 100 000 euros per depositor in any one bank.

In the case of a fixed-term deposit of more than 100,000 euros (or the equivalent in another currency), ask SEB customer support at 665 5100 for more information.

Term Deposit

Private persons can open term deposits in EUR, USD, SEK and GBP and legal persons in EUR, USD and GBP.

Interest rates are informative. The interest rates applicable at the time of signing the deposit agreement may differ from the product here.

Open a deposit

Current interest rates for term deposits

Term deposit EUR
Period of time 500 - 99 999 100 000 - -1 0 - -1 0 - 0
7 days       0,00%
14 days       0,00%
21 days       0,00%
1 month 0,20% 0,20% 0,20% 0,20%
2 months 0,20% 0,20% 0,20% 0,20%
3 months 0,20% 0,20% 0,20% 0,20%
4 months 0,20% 0,20% 0,20% 0,20%
5 months 0,20% 0,20% 0,20% 0,20%
6 months 0,40% 0,40% 0,40% 0,40%
7 months 0,40% 0,40% 0,40% 0,40%
8 months 0,40% 0,40% 0,40% 0,40%
9 months 0,40% 0,40% 0,40% 0,40%
10 months 0,40% 0,40% 0,40% 0,40%
11 months 0,40% 0,40% 0,40% 0,40%
1 year 0,65% 0,65% 0,65% 0,65%
2 years 0,70% 0,70% 0,70% 0,70%
3 years 0,75% 0,75% 0,75% 0,75%

Term deposit USD
Period of time 500 - 99 999 100 000 - -1 0 - -1 0 - 0
7 days       0,00%
14 days       0,00%
21 days       0,00%
1 month 0,40% 0,40% 0,40% 0,40%
2 months 0,40% 0,40% 0,40% 0,40%
3 months 0,40% 0,40% 0,40% 0,40%
4 months 0,40% 0,40% 0,40% 0,40%
5 months 0,40% 0,40% 0,40% 0,40%
6 months 0,60% 0,60% 0,60% 0,60%
7 months 0,60% 0,60% 0,60% 0,60%
8 months 0,60% 0,60% 0,60% 0,60%
9 months 0,60% 0,60% 0,60% 0,60%
10 months 0,60% 0,60% 0,60% 0,60%
11 months 0,60% 0,60% 0,60% 0,60%
1 year 1,10% 1,10% 1,10% 1,10%
2 years 1,15% 1,15% 1,15% 1,15%
3 years 1,20% 1,20% 1,20% 1,20%

Term deposit SEK
Period of time 2 000 - 599 999 600 000 - -1 0 - -1 0 - 0
7 days       0,00%
14 days       0,00%
21 days       0,00%
1 month       0,00%
2 months       0,00%
3 months       0,00%
4 months       0,00%
5 months       0,00%
6 months       0,00%
7 months       0,00%
8 months       0,00%
9 months       0,00%
10 months       0,00%
11 months       0,00%
1 year       0,00%
2 years       0,00%
3 years       0,00%

Term deposit GBP
Period of time 200 - 99 999 100 000 - -1 0 - -1 0 - 0
1 month       0,00%
2 months       0,00%
3 months       0,00%
4 months       0,00%
5 months       0,00%
6 months 0,01% 0,01% 0,01% 0,01%
7 months 0,01% 0,01% 0,01% 0,01%
8 months 0,01% 0,01% 0,01% 0,01%
9 months 0,01% 0,01% 0,01% 0,01%
10 months 0,01% 0,01% 0,01% 0,01%
11 months 0,01% 0,01% 0,01% 0,01%
1 year 0,05% 0,05% 0,05% 0,05%
2 years 0,05% 0,05% 0,05% 0,05%
3 years 0,05% 0,05% 0,05% 0,05%

Savings Deposit

Starting from 8 November 2016 we offer new savings deposits to private clients only.

Annual interest of Savings Deposit EUR  0,01%

Interest rate of savings deposit valid since 01.11.2017

Base rates

Valid as 08.12.2022

1-month EURIBOR® 1,5520
3-month EURIBOR® 1,9770
6-month EURIBOR® 2,4420
12-month EURIBOR® 2,8640
€STR 1,3990
SOFR USD 3,8000
Bank's base interest 1,8260
EURIBOR® historical data
€STR historical data
SOFR USD historical data

Euribor (benchmark) and Eonia (benchmark) are published by the European Money Markets Institute (EMMI).
The base interest rate of the bank is set and published by AS SEB Pank.
The set base interest rate may decrease or increase over time. These changes affect the contractual interest rate. For example, if the new base interest rate has increased compared to the previous base interest rate which was in force on the day the agreement was concluded, the interest payments will also increase.

The bank’s base interest (BBI) will change starting from November

The rapid rise in interest rates in financial markets will also lead to a rise in the bank’s base interest (BBI) in October. Clients whose loans are contractually linked to the BBI will receive a contractual notification stating the new BBI level and the date from which the rate will apply. You can check whether your loan is linked to the BBI either via the Internet Bank or your loan agreement.

The BBI is based on the level of interest rates in financial markets. As interest rates in the euro area have been rising rapidly (mainly due to high inflation and the previous and expected decisions of the ECB to raise the base interest rate), the BBI will also rise. Currently, the BBI is only 0.0%, while Euribor rates have now already reached 1–2%. The bank plans to review the BBI in the future and, if necessary, to adjust it on a monthly basis if changes in interest rates in financial markets give reason to do so.