Private person | |
---|---|
1. Current account opening (1) | free of charge |
2. Handling fee of documents submitted for current account opening (2) | |
- resident of Estonia | free of charge |
- resident of EEA member state | free of charge |
- resident of another country (except EEA member state) | EUR 250 |
3. Current account monthly fee (3,4,5) | |
- resident of Estonia | EUR 0,30 |
- resident of EEA member state | EUR 0,30 |
- resident of another country (except EEA member state) | EUR 5 |
4. Investment account opening | free of charge |
Legal entity | |
1. Current account opening (1) | free of charge |
2. Handling fee of documents submitted for current account opening (2) | |
- resident of Estonia, except for legal persons registered in Estonia, represented by a non-resident or whose ownership structure or ultimate beneficial owners include a non-resident | free of charge |
- resident of EEA member state, including legal persons registered in Estonia, represented by a non-resident or whose ownership structure or ultimate beneficial owners include a non-resident | EUR 500 |
- resident of another country (except EEA member state) | EUR 750 |
3. Current account monthly fee (3,4,6) | |
- resident of Estonia | EUR 1 |
- resident of EEA member state | EUR 20 |
- resident of another country (except EEA member state) | EUR 60 |
4. Monthly account management fee for payment and e-money institutions (7) | EUR 500 |
5. Start-up account opening (1) | free of charge |
6. Opening current account in in other SEB Group bank | EUR 150 + mail fees |
7. Account balance fee (8) | |
- EUR, starting from balance of EUR 1,000,000 | ECB deposit facility rate |
- SEK, starting from balance of SEK 9,500,000 | Sveriges Riksbank repo rate |
- DKK, starting from balance of DKK 7,500,000 | Danmarks Nationalbank Certificates of deposit rate |
- CHF, starting from balance of CHF 1,000,000 | Swiss National Bank negative interest rate |
(1) Upon opening the account is given a account card (for legal entity - with account card is cash deposit in marked account - 0,4% of the amount, min. EUR 5.
- Account card upon opening the account – free of charge
- Issuing extra account card - EUR 0.64 per card.
(2) The bank starts handling of documents after the handling fee of documents has been paid The fee is not returned if the bank decides not to open the account. The fee is not applied to the opening of each subsequent current account.
(3) Monthly fee is not charged for the account opening month, if the account is opened after the 15th day of the month.
(4) Monthly fee is not applied to clients of SEB Plans. Monthly fee is charged in full amount for the month, when the plan ends.
(5) Monthly fee is not applied to clients, who are younger than 19 years of age (incl.) or older than 65 years of age (incl.).
(6) Current account monthly fee for legal entities does not apply to the payment and e-money institutions.
(7) Monthly account management fee is applied on client basis (does not depend on the number of accounts).
(8) When calculating the fee, the total balance of all current accounts of the client in the given currency will be taken into account.
The fee will be calculated at the end of each calendar day on the positive end-of-day balance, exceeding the limit, specified for the respective currency. The fee is calculated based on the actual number of calendar days in a month and a year of 360 days.
The fee is debited from the current account in the first decade of a calendar month for the previous month.
The client is notified of the application of a fee with a personal notification at least 10 working days in advance.
1. Term deposit | ||
opening | free of charge | |
internal transfer from current account to deposit | free of charge | |
cash deposit in the holder’s deposit | free of charge | |
2. Savings deposit | free of charge | |
opening | free of charge | |
first contribution upon opening the deposit | free of charge | |
automated balancing | free of charge | |
internal transfer from savings deposit to current account on the same day | 0,5% of the amount, min. EUR 1.60 | |
internal transfer from savings deposit to current account after three calendar days or later | free of charge |
1. Opening of cash pool account | EUR 200 |
2. Sub-account maintenance fee | EUR 15 |
3. Annual maintenance fee of the group | EUR 320 |
4. Amendment of cash pool account contract | EUR 20 |
5. Internal interest transfers, monthly fee | EUR 6 |
6. Administration of cash pool account via internet bank, monthly fee | EUR 16 |
7. Cross-usage of currencies in the group, monthly fee | EUR 65 + interest |
8. Intra-day cross-usage of currencies, monthly fee | EUR 20 |
9. Cash Concentration | |
account registration | EUR 70 |
monthly fees for services | |
- frequency of payment: daily | EUR 70 |
- frequency of payment: weekly | EUR 40 |
- frequency of payment: monthly | EUR 20 |
fee for one payment | according to the price list of payments |
contract amendment fee | EUR 70 |
1. From Internet Bank | free of charge |
2. At a bank office on paper | |
- transactions from year 2000 | EUR 0.6 per page, min. EUR 6 |
- for private persons annual statement once in year | free of charge |
3. By e-mail | EUR 6 |
3. By mail | |
- by mail monthly statement in Estonia | EUR 0.4 per page, min. EUR 4 |
- by mail monthly statement outside Estonia | EUR 0.4 per page, min. EUR 10 |
As a rule, correct payments forwarded to the bank before 10 p.m. shall be debited from the remitter's account on the same day, payments forwarded after 10 p.m. on the following day.
Due to expiry of the retention period, the bank is not able to present the supporting documents of transactions carried out at a bank office more than 10 years ago.
In EUR |
|
---|---|
1. Cash deposit starting from EUR 10 000 (except coins) |
|
in the holder's account |
|
private person |
0,5% of the amount |
legal entity |
0,5% of the amount |
to a minor's account |
0,5% of the amount |
in other account in SEB Pank |
0,5% of the amount |
2. Cash deposit in coins via a coin machine (3), (4) |
|
in the holder's account |
|
private person |
5% of the amount, min. EUR 5 |
legal entity (1) |
5% of the amount, min. EUR 5 |
to a minor's account |
up to 100 euros per month free of charge; |
3. Cash deposit by cash transport company |
as agreed with the bank |
4. Cash withdrawal starting from EUR 10 000 (except coins) (1), (2), (4) |
0.5% of the amount, min. EUR 10 |
5. Cash withdrawal by cash transport company | 0.4% of the amount |
6. Fee for canceling cash reservation |
EUR 50 |
7. Additional fee for paying unreserved cash amounts on the same day (2) |
EUR 50 |
(1) Cash transfers in amounts smaller than 10,000 euros cannot be made in a bank office. Such transactions can be made via an ATM.
(2) Cash withdrawal requires a reservation. Advance reservation application of cash must be submitted the latest by 3:30 p.m. on the banking day before fulfilling the order.
(3) A cash deposit in coins can only be made via a coin deposit machine; the amount indicated on the receipt issued by the coin machine is transferred to your bank account and it is not paid out in cash.
(4) Cash transactions can only be carried out in branch offices that use cash.
1. Cash deposit | transferred to account immediately |
2. Cash withdrawal of reserved amounts (starting from 10 00 euros) | upon agreement with the client |
Outgoing payments | At a bank office | Electronic services (incl. standing payment order, banklink payment) | ||
---|---|---|---|---|
1. Internal payment (1) | ||||
in euros |
EUR 2.30 | EUR 0.16 | ||
in foreign currency |
EUR 3 | EUR 2 | ||
intra-account conversion |
free of charge | free of charge | ||
2. European payment (1,2) | ||||
ordinary payment (incl. instant payment (3)) | EUR 3.50 | EUR 0.38 | ||
express payment (4) | EUR 35 | EUR 30 | ||
3. Cross border payment | ||||
ordinary payment | ||||
with shared charges (5) | EUR 25 | EUR 6 | ||
without charges to beneficiary (6) | EUR 45 | EUR 26 | ||
urgent payment | ||||
with shared charges (5) | EUR 35 | EUR 14 | ||
without charges to beneficiary (6) | EUR 55 | EUR 34 | ||
express payment in euros | ||||
with shared charges (5) | EUR 35 | EUR 30 | ||
without charges to beneficiary (6) | EUR 55 | EUR 50 | ||
express payment in foreign currency (7) | ||||
with shared charges (5) | EUR 60 | EUR 39 | ||
without charges to beneficiary (6) | EUR 80 | EUR 59 | ||
4. Transfer order for debiting in consolidated amount (8) | - | EUR 0.16 | ||
the internal payment on the transfer order | - | free of charge | ||
the ordinary European payment on the transfer order | - | EUR 0.38 | ||
5. Exchange rates used for executing a payment transaction | ||||
an amount corresponding to 10 000 euros or equivalent in other currency | transfer purchase or sale rate of the respective currency valid at the bank at the moment of debiting | transfer purchase or sale rate of the respective currency valid at the bank at the moment of debiting | ||
an amount starting from 10 000 euros or equivalent in other currency |
Market rate determined by the bank, if the payment is made on a settlement day from 9.00 to 17.00. |
Market rate determined by the bank, if the payment is made on a settlement day from 9.00 to 17.00. |
||
(1) Upon compulsory collection (attachment order of a bailiff, tax administrator, other entitled persons) the fee for a payment made at a branch office shall apply. The service fee for a cross-border payment has up to three different components depending on the type of payment:
|
Receivables | ||
---|---|---|
1. Internal | free of charge | |
2. European payment (1) | free of charge | |
3. Cross border payment International (2) | EUR 5.75 | |
from the Baltic banks of the SEB Group | free of charge | |
(1) Cross-border receivable in euros with shared charges. Beneficiary's account number must be indicated with a proper IBAN and remitter's bank has to be an European bank. (2) An incoming payment is free of charge if the transfer order has been marked by remitter's bank as "without charges to beneficiary". An exception is a transfer order received from an European bank marked as "without charges to beneficiary", where the remitting bank has not indicated currency conversion. |
Additional settlement services | |
---|---|
1. Revoking a transfer order (1) | |
European payment | EUR 10 |
cross border payment | EUR 30 |
2. Amendment of transfer order (1) | |
European payment | EUR 10 |
cross border payment | EUR 30 |
3. Certificate on forwarding a payment (regular, by e-mail) | EUR 0,5 |
4. Certificate on forwarding a payment (on demand) (3) | EUR 6 |
5. Cross-border payment SWIFT copy (on demand) | EUR 10 |
6. Inquiries (1) | |
for up to 3 months old payment | EUR 25 |
for more than 3 months old payment | EUR 50 |
Use of account in SEB Estonia via another bank | |
1. Subscription to the service (2) | EUR 50 |
2. Agreement amendment | EUR 10 |
3. Termination of service | free of charge |
4. Sending MT940, MT941, MT942 to a foreign bank | |
sending an account statement (MT940) (for each account separately) |
EUR 35 per month or EUR 420 per year |
sending an intra-day balance (MT941) (for each account separately) |
|
- once a day |
EUR 30 per month or EUR 360 per year |
- twice a day |
EUR 60 per month or EUR 720 per year |
- three times a day |
EUR 90 per month or EUR 1080 per year |
5. Receiving a MT101 | |
fee for use of the account on the basis of MT101 |
EUR 25 per month or EUR 300 per year |
Execution of a payment order based on MT101 |
the payment fee according to the price list applied to the electronic channel |
Use of an account in another bank via SEB Eesti | |
1. Subscription to the service (4) | EUR 50 |
2. Agreement amendment | EUR 10 |
3. Termination of service | free of charge |
4. Receiving a MT940, MT941, MT942 | |
receiving and displaying statements per account and currency |
EUR 20 per month |
5. MT101 forwarding to foreign bank | |
Forwarding of a MT101 transfer order to a foreign bank |
EUR 1 per order |
(1) Charges of foreign banks and the cost of conversion will be added.
(2) A subscription processing fee is charged upon concluding an MT101 agreement or an MT940/941/942 agreement. If the client has concluded any of the above agreements, no contract fee shall be charged from the client for the conclusion of an additional agreement. If the client wishes to conclude several of the above agreements, the client shall pay the contract fee to the bank for one agreement only.
(3) A forwarding fee shall be added to the price:
by mail in Estonia – EUR 2;
by mail outside Estonia – EUR 5.
(4) Cost per one company and one state to be joined.
Ordinary cards | |
---|---|
1. Mastercard debit card, Visa Classic debit card, Visa Electron debit card (1) | |
activating the card at a bank office or through the customer support (2) | EUR 3 |
activating the card in the Internet Bank, the mobile app, or at an ATM |
free of charge |
activating the prolonged card at a bank office or through the customer support (2) |
EUR 3 |
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
replacement | EUR 3 |
monthly fee | EUR 1 |
2. Mastercard Business debit card, Visa Business debit card (1) | |
activating the card at a bank office or through the customer support (2) | EUR 3 |
activating the card in the Internet Bank, the mobile app, or at an ATM |
free of charge |
activating the prolonged card at a bank office or through the customer support (2) |
EUR 3 |
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
replacement | EUR 3 |
monthly fee | EUR 2 |
3. Visa Gold debit card | |
activating the card at a bank office or through the customer support (2) | EUR 3 |
activating the card in the Internet Bank, the mobile app, or at an ATM |
free of charge |
activating the prolonged card at a bank office or through the customer support (2) |
EUR 3 |
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | free of charge |
replacement | EUR 3 |
monthly fee | EUR 1.50 |
4. Picture card debit card for private individual | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
activating the prolonged card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
replacement | EUR 5 |
monthly fee | EUR 1 |
5. Picture card debit card for legal entity | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
activating the prolonged card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card in the Internet Bank, the mobile app, or at an ATM | EUR 3.50 |
replacement | EUR 5 |
monthly fee | EUR 2 |
ISIC and ITIC cards | |
1. ISIC Tudeng (Student) | |
issue, replacement, prolongation | EUR 7.50 |
extension of the right to use the card | EUR 6 |
monthly fee | EUR 1 |
2. ISIC Õpilane (Scholar) | |
issue, replacement, prolongation | |
- until the age of 20 | free of charge |
- from the age of 20 | EUR 7.50 |
extension of the right to use the card from the age of 20 | EUR 6 |
monthly fee | EUR 1 |
3. ITIC Õpetaja (Teacher) | |
issue, replacement, prolongation | EUR 7.50 |
extension of the right to use the card | EUR 6 |
monthly fee | EUR 1 |
Other cards | |
1. Virtual Card | |
issue | EUR 2 |
2. Temporary-card | |
issue | EUR 3 |
(1) Starting from 08.01.2019 it is not possible to order Visa Electron debit card. Starting from 01.10.2020 it is not possible to order Visa Classic and Visa Business debit card.
(2) A card ordered to a bank office always activated by an employee of the bank office when the card is issued.
General transaction and service fees | |
---|---|
1. Payment at a service enterprise (fee for transaction in foreign currency will be added) | free of charge |
with a temporary-card |
transaction is not allowed |
2. Cash deposit in SEB Estonia ATM’s (1) | |
up to EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | free of charge |
if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | 0,3 % of the deposited amount |
3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia ATMs (2) | |
legal entity | EUR 0.19 + 0,3% of the withdrawn amount |
private individual | |
up to EUR 1000 in a calendar month per client (holder of account(s)) | free of charge |
- if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s)) |
0,3% of the withdrawn amount |
4. Cash withdrawal in Estonia from other banks ATMs | |
legal entity | EUR 2 + 2,5% of the withdrawn amount |
private individual | EUR 1 + 2,5% of the withdrawn amount |
with a temporary-card | transaction is not allowed |
5. Cash withdrawal abroad (fee for transaction in foreign currency will be added) | |
legal entity | EUR 2 + 2,5% of the withdrawn amount |
private individual | EUR 1 + 2,5% of the withdrawn amount |
with a temporary-card | transaction is not allowed |
6. Cash withdrawal at a service enterprise (fee as per price list of the enterprise to be added) | free of charge |
7. Fee for transaction in foreign currency (3) | |
transaction original currency is other (excl. EUR) | 1,5% of the transaction amount |
8. Balance inquiry (balance, last transactions) | |
from SEB Estonia ATM´s | free of charge |
from other bank’s ATM | EUR 0.40 / per inquiry |
9. Fee for change in debit card limit | |
at a bank office | EUR 2.50 |
internet-bank | free of charge |
10. Preparation of express bank cards | EUR 40 |
11. Debt claim letter of debit card by post | EUR 1.28 |
12. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time | EUR 65 |
13. Overdraft penalty | 0,2% per day |
14. Duplicate of POS receipt | |
domestic transaction | EUR 4 |
cross-border transaction | EUR 8 |
15. Unjustified demand for refund | |
domestic transaction | EUR 12 |
cross-border transaction | EUR 16 |
16. Sending a card by | |
mail in Estonia | free of charge |
registered mail in Estonia | EUR 2.50 |
mail outside Estonia | EUR 6 |
17. Taking a bank card from an ATM and returning it (4) | EUR 30 |
(1) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(2) The transaction is not permitted with a temporary card in SEB Latvia and SEB Lithuania ATMs.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, Mastercard), converted into euros according to their determined exchange rates.
(4) Confiscated cards are returned during the opening hours of the bank office of the bank. Only cards of other banks are returned.
Private individual | |
---|---|
1. Credit card with fixed payment | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | free of charge |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | free of charge |
replacement card | EUR 5 |
monthly fee | free of charge |
2. Picture card with fixed payment | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | free of charge |
3. Mastercard credit card, Visa Classic credit card, Mastercard Standard credit card (1) | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | free of charge |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | free of charge |
replacement card | EUR 5 |
monthly fee | EUR 1.60 |
4. Picture card credit card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 1,60 |
5. MC Gold credit card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 3,50 |
6. Mastercard Platinum credit card (with Priority Pass service and travel insurance Platinum) | |
activating the card at a bank office or through the customer support (2) | EUR 25 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 25 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
monthly fee | EUR 10 |
hooldustasu kuus | EUR 10 |
7. Mastercard World Elite credit card (with Priority Pass service and travel insurance World Elite) | |
issue (with the cover of Emergency service, incl. prolongation) | EUR 35 |
replacement card | EUR 15 |
additional card | EUR 35 |
monthly fee | EUR 35 |
Legal entity | |
1. Mastercard Business credit card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 2 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 2 |
replacement card | EUR 5 |
monthly fee | EUR 3 |
2. Mastercard credit card-Picture card | |
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 3 |
3. Mastercard Gold credit card |
|
activating the card at a bank office or through the customer support (2) | EUR 5 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 5 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 3,50 |
replacement card | EUR 5 |
monthly fee | EUR 7 |
4. Mastercard Platinum credit card (with Priority Pass service and travel insurance Platinum) | |
activating the card at a bank office or through the customer support (2) | EUR 25 |
activating the card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
activating the prolonged card and additional card at a bank office or through the customer support (2) | EUR 25 |
activating the prolonged card and additional card in the Internet Bank, the mobile app, or at an ATM | EUR 20 |
replacement card | EUR 10 |
monthly fee | EUR 12 |
(1) Starting from 02.10.2018 it is not possible to order Mastercard Standard credit card. Starting from 01.20.2020 it is not possible to order Visa Classic credit card.
(2) A card ordered to a bank office always activated by an employee of the bank office when the card is issued.
General transaction and service fees | |
---|---|
1. Approval of loan limit | free of charge |
2. Annual interest of used loan | 18% |
3. Credit card with fixed payment (MC Standard, Picture card) | |
interest on used credit | 18% per year |
4. Approval/extension of credit limit | free of charge |
5. Security deposit interest rate | one-month term deposit |
6. Agreement amendment | |
loan limit change | free of charge |
credit limit change | EUR 10 |
permanent change of monthly limit | |
at a bank office | EUR 3.20 |
internet-bank | free of charge |
7. Temporary card´s limit increase | 1,5% of additional limit, min. EUR 8 |
8. Regular statement | |
by e-mail to a legal entity(1) |
free of charge |
by post in Estonia |
EUR 0.4 per page, min EUR 4 |
by post outside Estonia |
EUR 0.4 per page, min EUR 10 |
9. Single statement at a bank office | |
for up to last 10 years | EUR 4 |
10. Balance inquiry (balance; last transactions) | |
from SEB Estonia ATM's | free of charge |
from other bank's ATM | EUR 0.40 / per inquiry |
11. Payment at a service enterprise (fee for transaction in foreign currency will be added) | free of charge |
12. Cash deposit in SEB Estonia ATM’s (2) | |
up to EUR 4000 in a calendar month per client (holder of account(s)) with credit and/or debit card | free of charge |
if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with credit and/or debit card | 0.3% of the deposited amount |
13. Cash withdrawal from cash machine or bank office (incl. abroad) Fee for transaction in foreign currency will be added | EUR 2 + 2.5% of the withdrawn amount |
14. Transfer of credit limit to current account | EUR 2 + 2% of the transaction amount |
15. Fee for transaction in foreign currency (3) | |
transaction original currency is other (excl. EUR) | 1,5% of the transaction amount |
16. Blocking of card by bank | free of charge |
17. Debt claim letter | EUR 5 |
18. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time | EUR 65 |
19. Duplicate of POS receipt | |
domestic transaction | EUR 4 |
cross-border transaction | EUR 8 |
20. Unjustified demand for refund | |
domestic transaction | EUR 12 |
cross-border transaction | EUR 16 |
21. Preparation of express bank cards | EUR 40 |
22. Sending a card by | |
mail in Estonia | free of charge |
registered mail in Estonia | EUR 2.50 |
mail outside Estonia | EUR 6 |
23. Using Priority Pass service | EUR 27 per using |
24. Taking a bank card from an ATM and returning it (4) | EUR 30 |
(1) Starting from 11.10.2018, it is not possible to order regular account statements by e-mail.
(2) Maximum cash deposit limit per private person (holder of account(s)) in a month EUR 10,000, per business customer (holder of account(s)) EUR 15,000 a month.
(3) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, Mastercard), converted into euros according to their determined exchange rates.
(4) Confiscated cards are returned during the opening hours of the bank office of the bank. Only cards of other banks are returned.
1. SEB Internet Bank for Private Individuals | |
sign-up | free of charge |
2. SEB Internet Bank for Business | |
sign-up | free of charge |
agreement amendment | |
- by a bank employee (1) | EUR 10 |
- by an administrator at the Internet Bank | free of charge |
monthly fee | free of charge |
automatic inquiry from commercial register | EUR 2.24 |
monthly fee for non-resident legal entities registered outside European Economic Area | EUR 10 |
3. SEB mobile app | |
sign-up | free of charge |
payment | commission fee of the respective payment in an electronic channel |
4. Other mobile services | |
information inquiries (as per operator’s price list) | |
Telia | EUR 0.38 |
Elisa | EUR 0.26 |
TELE2 | EUR 0.26 |
5. Express notification | |
agreement conclusion, amendment, termination | free of charge |
notification by SMS message | EUR 0.20 per message |
notification by e-mail | free of charge |
6. Standing payment order | |
agreement conclusion, amendment | free of charge |
agreement cancellation | free of charge |
payment | commission fee of the respective payment in an electronic channel |
7. Adding predefined payments | free of charge |
8. E-invoice with automated standing order | |
agreement conclusion, amendment, termination | free of charge |
internal payment | EUR 0.08 |
European ordinary payment (2) | EUR 0.19 |
9. Forwarding of e-invoices (3) | |
agreement conclusion | EUR 60 |
agreement amendment | EUR 20 |
agreement monthly maintenance fee | EUR 7 |
monthly fee of the agreement, incl. the use of e-invoice forwarding programme | EUR 12 |
fee for forwarding e-invoices (per every e-invoice sent) | EUR 0.15 |
template designed at company's request – implementation/ amendment | EUR 200 |
10. Digital coin jar | |
agreement conclusion | free of charge |
monthly maintenance fee | free of charge |
payment to savings deposit | free of charge |
11. Bank link | |
subscription | min EUR 65 |
transaction fee | 1% of transaction value, min EUR 0.13, max EUR 3.20 per transaction |
for Financial intermediation companies | EUR 1.28 |
amendment of agreement | EUR 15 |
authentication (3) | |
subscription | EUR 65 |
amendment of agreement | EUR 15 |
authentication fee | EUR 0,08 per transaction, min. EUR 20 per month |
12. Payment card servicing in a company | |
subscription | free of charge |
transaction processing fee | as per contract |
preparation and installation of POS Terminal as agreed with the client | free of charge |
preparation and installation of the POS Terminal the latest by the next banking day | EUR 75 |
monthly fee of Terminal | as agreed with the bank |
13. Host to host banking interface | |
direct connection |
|
agreement conclusion | EUR 65 |
monthly fee | min. EUR 50 |
14. Trading Station | |
subscription | free of charge |
15. Additional services | |
issue of a security device | |
- PIN calculator | EUR 15 |
- ID card reader with keyboard | EUR 17 |
replacement of PIN calculator | EUR 8 |
first issuance of Smart-ID at a bank office | free of charge |
subsequent issuance of Smart-ID at a bank office (4), (5) | EUR 5 |
16. Management of foreign accounts via SEB Estonia’s Internet Bank for Business |
|
Baltic Online (foreign accounts in SEB Baltic banks) |
|
- subscription to the service (6) |
EUR 15 |
- only the SEB Latvia or SEB Lithuania account(s) have been included in the client´s Internet Bank |
EUR 10 per month |
- both, the SEB Latvia and SEB Lithuania accounts have been included in the client´s Internet Bank |
EUR 15 per month |
- contract amendments |
EUR 10 |
17. Baltic Gateway | |
Direct channel | |
- sign-up fee |
EUR 50 |
- monthly fees for services |
|
- account statements (except current day) |
EUR 10 |
- current day statements (real-time account information) |
EUR 25 |
- payments and/or e-invoices |
EUR 25 |
Operator channel |
|
Package 1 – account statements (except current day) and payments |
|
- sign-up fee |
free of charge |
- monthly fee (7) |
EUR 5 |
Package 2 – account statements, payments and e-invoices |
|
- sign-up fee |
EUR 25 |
- monthly fee |
EUR 25 |
Fees for operator |
|
- sign-up fee |
EUR 50 |
- monthly fee |
as agreed with the bank |
18. E-invoice portal |
|
Package Basic |
|
- sign-up fee |
free of charge |
- monthly fee |
free of charge |
- sending an e-invoice to e- invoice portal* users and public bodies |
free of charge |
- sending an e-invoice to SEB Internet Bank** (3) |
EUR 0.24 |
Package Premium |
|
- sign-up fee |
free of charge |
- monthly fee (3) |
EUR 7 |
- sending an e-invoice to e- invoice portal* users and public bodies |
free of charge |
- sending an e-invoice to the internet application of any credit institution within the possibilities of the e-invoice portal (3) |
EUR 0.24 |
(1) Only those changes to the agreement which are made by an employee of the bank but can be made by a person with administrator rights at the Internet Bank for Business are subject to a fee.
(2) E-invoices with automated standing order are effected only in euros.
(3) VAT as per Value Added Tax Act will be added to the price.
(4) Except for minors.
(5) Price includes VAT as per Value Added Tax Act
(6) Cost per one company and one state to be joined.
(7) Monthly fee is not applied to clients with SEB Plans..
* E-invoice portal means the software offered by AS SEB Pank within the meaning of the e-invoice portal agreement and the environment arved.ee provided by Fitek AS.
** Under the Basic package, e-invoices can be forwarded to SEB Internet Bank for Private Individuals and SEB Internet Bank for Business.
1. Choice application for the II pillar pension fund | ||
over the counter or in the SEB Internet Bank | free of charge | |
under power-of-attorney | EUR 4.79 | |
2. Application for exchanging the II pillar pension fund units | ||
over the counter or in the SEB Internet Bank | free of charge | |
under power-of-attorney | EUR 6.39 | |
3. Securities account statement (1) | ||
over the counter | EUR 1.28 | |
SEB Internet Bank | free of charge | |
annual securities account statement of Baltic Central Securities Depository by regular mail | free of charge | |
4. Summary statement of pension account (1) | ||
over the counter | EUR 1.28 | |
5. Certificate of Income Tax | ||
over the counter | EUR 1.28 | |
6. Succession application | ||
resale of inherited fund units | EUR 22.37 | |
transfer of inherited fund units to the successor's pension account | EUR 6.39 | |
resale of inherited fund units and transfer to the successor's pension account | EUR 22.37 |
7. Payout applications | Bank office | SEB Internet Bank |
application for single payout | EUR 4.79 | EUR 3.52 |
funded pension application | EUR 6.39 | EUR 5.11 |
8. Application for exemption from payment of mandatory funded pension contributions | EUR 5 | free of charge |
9. Application for withdrawal of money from the mandatory funded pension | EUR 15 | EUR 7 |
10. Application for payment of mandatory funded pension contributions | free of charge | free of charge |
11. Application for cancellation of an application | free of charge | free of charge |
(1) According to Value Added Tax Act VAT 20 % will be added to the service fee
Private person | |
---|---|
1. Selection application | |
- submitting an application at a bank office or SEB Internet Bank | EUR 1.60 |
2. Application for switching fund units | |
- submitting an application for switching fund units at a bank office or SEB Internet Bank | EUR 3.20 |
3. Disbursement application | |
- submitting an application at a bank office or SEB Internet Bank | EUR 3.20 |
4. Succession application | |
- resale of inherited fund units | EUR 6.40 |
- transfer of inherited units to inheritor’s security account | EUR 6.40 |
- resale of inherited units with insurance agreement | EUR 6.40 |
Private person | |
---|---|
1. Home loan, mortgage loan | |
- agreement conclusion | 1% of the loan amount, min. EUR 250 |
- agreement amendment (1) | up to 1% of the remaining loan, min. EUR 250 |
- changing the payment date once in a year | free of charge |
- changing the payment date as of the second change of payment date in one year | EUR 20 |
- change of the current account(s) related to the loan | EUR 20 |
- extending the loan disbursement period | EUR 50 |
- grace period for the principle amount of the loan | EUR 50 |
2. Consumer loan | |
- agreement conclusion | 1,5% of the loan, min. EUR 35 |
- agreement amendment (1) | EUR 35 |
- changing the payment date once in a year | free of charge |
- changing the payment date as of the second change of payment date in one year | EUR 20 |
- change of the current account(s) related to the loan | EUR 20 |
- grace period for the principle amount of the loan | EUR 20 |
3. Overdraft | |
- agreement amendment (1) | EUR 15 |
- changing the payment date once in a year | free of charge |
- changing the payment date as of the second change of payment date in one year | EUR 20 |
4. Student loan | |
- agreement conclusion | free of charge |
- agreement amendment (1) | free of charge |
- amending the student loan repayment schedule | free of charge |
5.Endowment loan | |
- agreement amendment (1) | up to 1% of the remaining loan, min. EUR 250 |
- changing the payment date once in a year | free of charge |
- changing the payment date as of the second change of payment date in one year | EUR 20 |
- change of the current account(s) related to the loan | EUR 20 |
6. Limit loan | |
- agreement amendment (1) | up to 1% of the loan limit, min. EUR 35 |
- changing the payment date once in a year | free of charge |
- changing the payment date as of the second change of payment date in one year | EUR 20 |
7. Other loan-related services | |
-contractual penalty for the violation of the notification obligation stipulated in the agreement, incl. for not submitting the insurance policy of collateral | EUR 32 |
- contractual penalty for the violation of any other non-monetary obligation stipulated in the loan agreement | up to 5% of the loan amount outstanding at the moment of violation |
- re-registration of a pledge established on a building into a mortgage | free of charge |
- reminder of debt | free of charge |
- debt claim letter | EUR 5 |
- certificate on paid interests (2) | EUR 4 |
Legal entity | |
---|---|
1. Investment loan | |
- agreement conclusion | 1% of the loan amount, min. EUR 200 |
- agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
2. Working capital loan | |
- agreement conclusion | 1% of the loan amount, min. EUR 200 |
- agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
3. Overdraft | |
- agreement conclusion | 1% of the loan amount, min. EUR 200 |
- agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
- increasing the loan amount/limit | 1% additional loan amount/limit, min EUR 200 |
4. Start-up loan | |
- agreement conclusion | 1,5% of the loan amount |
- agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
5. Apartment building renovation loan | |
- agreement conclusion | 1% of the loan amount, min. EUR 200 |
- agreement amendment | 1% of the remaining loan /limit, min EUR 200 |
6. Other loan-related services | |
- contractual penalty for the violation of any other non-monetary obligation stipulated in the loan agreement | up to 5% of the loan amount outstanding at the moment of violation |
-re-registration of a pledge established on a building into a mortgage | free of charge |
- reminder of debt | free of charge |
- debt claim letter | EUR 5 |
(1) All amendments to the loan, which have not been indicated under separate clauses in the price list (incl. amendment of collateral in a notarised or other form).
(2) Commission fee applies to certificates issued at a bank office. A certificate issued automatically in the Internet Bank is free for the client (for enclosing electronically to income tax return).
Guarantee issued by AS SEB Pank | |
---|---|
1. Agreement conclusion and/or amendment | as agreed |
2. Fee for issuing a letter of guarantee under a limit agreement | EUR 95 |
3. Guarantee fee | determined as a percentage rate individually for each applicant on the basis of the client's risk and the validity of the guarantee, min. EUR 95 |
4 Fee for issuing a letter of guarantee with special wording | EUR 150 |
5. Preparation of a draft or a guarantee or an amendment | EUR 70 |
6. Payment of claims filed on the basis of guarantee | 0.1% of the amount of claim, min. EUR 150 |
7. Amendment of a guarantee (the relevant guarantee fee is added if the amount is increased and the validity extended) | EUR 95 |
8. Cancellation of a guarantee | EUR 70 |
9. Default interest (calculated on any debt from due date until actual date of payment) | 0,5% per day |
10. Information processing and forwarding fee (added to foreign guarantees) | depending on costs, min. EUR 10 |
11. Handling of documents or their drafts and payment fee | 0,15% of the amount of documents, min. EUR 95 |
12. Services provided to other credit institutions | the fee is set for each individual transaction |
Guarantee received by a client of AS SEB Pank | |
1. Advising | EUR 70 |
2. Advising of an amendment | EUR 70 |
3. Filing a payment claim to the bank that issued the guarantee when requested by client | EUR 100 |
4. Preparation of the draft of a guarantee, an amendment or a claim | depending on costs, min. EUR 70 |
5. Verification of the guarantee authenticity | EUR 70 |
6. Advising the issuing bank of cancellation of a guarantee | EUR 70 |
7. Information processing and forwarding fee | depending on costs, min. EUR 10 |
8. Handling of documents or their drafts and payment fee | 0,15% of the amount of documents, min. EUR 95 |
9. Services provided to other credit institutions | the fee is set for each individual transaction |
NB! The services charges of another bank may be added if another bank is used.
AS SEB Pank reserves the right to charge for additional services and/or time-consuming transactions in addition to the price list.
1. Waiver of documents against payment or acceptance | 0,2% of the collection amount, min. EUR 95 |
2. Fee for partial payment from second payment | EUR 70 |
3. Amendment fee | EUR 50 |
4. Deferred payment fee | EUR 32 |
5. Waiver of documents without payment or acceptance | EUR 50 |
6. Fee for refusal or cancellation | EUR 70 |
7. Re-assignment of the right of ownership to goods if the goods are sent to the name of AS SEB Pank | EUR 50 |
8. Information processing and forwarding fee | depending on costs, min. EUR 10 |
9. Default interest (calculated on any debt from due date until actual date of payment) | 0,5% per day |
NB! The services charges of another bank may be added if another bank is used.
AS SEB Pank reserves the right to charge for additional services and/or time-consuming transactions in addition to the price list.
Import letter of credit | |
---|---|
1. Agreement conclusion and/or amendment | as agreed |
2. Fee for issuing a documentary credit and/or a deferred payment with cash deposit | 1% of the amount of documentary credit per year, min. EUR 95 |
3. Fee for issuing a documentary credit and/or a deferred payment without cash deposit | determined individually for each applicant, min. EUR 95 per month or a part thereof |
4. Handling of documents or their drafts (calculated for each set of documents presented) | 0,15% of the amount of documents, min. EUR 95 |
5. Preparation of a draft of a documentary credit or an amendment | EUR 70 |
6. Amendment fee (excl increasing the amount and/or extending the validity) | EUR 70 |
7. Increasing the amount and/or extending the validity of a documentary credit | issuance and/or deferred payment fee |
8. Discrepancy fee (for presenting discrepant documents; normally paid by the beneficiary) | EUR 95 |
9. Information processing and forwarding fee | depending on costs, min. EUR 10 |
10. Making a payment to another bank (normally paid by the beneficiary) | EUR 32 |
11. Default interest (calculated on any debt from the due date until the actual date of payment) | 0,5% per day |
12. Services provided to other credit institutions | the fee is set for each individual transaction |
Export letter of credit | |
1. Advising fee | EUR 70 |
2. Confirmation fee | depending on the risk of the opening bank, min. EUR 95 |
3. Preparation of a draft of a documentary credit or an amendment | depending on costs, min. EUR 70 |
4. Handling of documents or their drafts (calculated each time a set of documents is verified) | 0,15% of the amount of documents, min. EUR 95 |
5. Payment fee upon payment of the amount of documents before the payment date of the documentary credit | 0,1% on the amount of payment, min. EUR 70 |
6. Deferred payment fee | EUR 70 |
7. Assignment of proceeds | EUR 150 |
8. Interest (calculated on the amount of documents paid to the client from the date the payment was made to the client until the date the payment made by the opening bank is received by AS SEB Pank, for a minimum of 10 calendar days) | defined separately for each client |
9. Amendment advice | EUR 70 |
10. Fee for refusal and/or cancellation | EUR 70 |
11. Transfer fee (the client must also pay all other fees according to the export documentary credit price list) | 0.25% of transferred documentary credit amount, min. EUR 95 |
12. Information processing and forwarding fee | depending on costs, min. EUR 10 |
13. Default interest (calculated on any debt from due date until actual date of payment) | 0,5% per day |
14. Services provided to other credit institutions | the fee is set for each individual transaction |
Documentary Credits are governed by the Uniform Customs and Practice for Documentary Credits, Pub. No 600, issued by the International Chamber of Commerce, Paris 2007.
NB! The services charges of another bank may be added if another bank is used. AS SEB Pank reserves the right to charge for additional services and/or time-consuming transactions in addition to the price list.
Securities account |
Private individual
|
Legal entity |
---|---|---|
Opening and closing |
||
1. Opening the intra-bank securities account |
free of charge |
free of charge |
2. Opening the Baltic securities account |
in the Internet Bank free of charge; |
EUR 25 |
3. Outgoing Portfolio Transfer of Baltic Securities account to another intermediary (21) |
EUR 15 |
EUR 15 |
4. Incoming Portfolio Transfer of Baltic Securities account from another intermediary |
free of charge |
free of charge |
5. Pledge account |
- |
EUR 35 |
6. Account closing |
free of charge |
free of charge |
7. Child’s special type of account (4) | EUR 50 | |
Statements issued by SEB Estonia (11) |
||
1. At a bank office |
EUR 4 |
EUR 4 |
2. Regular monthly statement of the intra-bank securities account by e-mail |
free of charge |
free of charge |
3. Transaction confirmation (for stock exchange transactions), from a bank office |
free of charge |
free of charge |
Statements issued by Baltic Central Securities Depository (11) |
||
1. Notice of opening the securities account (by regular mail) |
EUR 1 |
EUR 1 |
2. Ordering regular statements from Baltic Central Securities Depository (7) |
EUR 1.60 |
EUR 1.60 |
3. Daily-, 10-day, quarterly, monthly statement | ||
- domestic by regular mail |
EUR 4 |
EUR 4 |
- cross-border by regular mail |
EUR 6 |
EUR 6 |
- by e-mail |
EUR 0.30 |
EUR 0.30 |
Brokerage fee for securities (1, 2, 15, 16, 23) | Private individual and legal entity |
---|---|
1. Estonia, Latvia, Lithuania (Nasdaq Tallinn, Riga, Vilnius) | 0,1%, min. EUR 1 |
2. Norwegian, Swedish Finnish, Danish, Austrian, Belgian, Italian, Spanish, Dutch, Portuguese, French, German (Xetra), Swiss shares | 0,15%, min. EUR 15 |
3. British, Irish shares (8) | 0,15%, min. EUR 15 |
4. US shares | 0,15%, min. EUR 15 (but no less than 0.015 USD per share) |
5. Canadian shares | 0,15%, min. EUR 15 (but not less than 0,025 CAD per share) |
6. Sweden (AktieTorget) | 0,4%, min. EUR 15 |
7. Polish, Czech, Hungarian, Russian shares | 0,25%, min. EUR 25 |
8. Other shares | according to agreement |
9. Share purchase and sale offers and issues conducted through the auction environment of the exchange | 0,3%, min. EUR 1 |
10. Trading account | brokerage fee of the respective country |
Monthly securities account maintenance fee (1, 3, 6, 11, 14) | Private individual |
---|---|
1. Baltic and foreign securities (22) | |
up to EUR 35 000 | free of charge |
on the part exceeding EUR 35,000 | 0,009%, max. EUR 7,5 |
2. Trading account | 0,025%, min. EUR 3,20 |
Monthly securities account maintenance fee (1, 3, 6, 11, 14) | Legal entity | |
---|---|---|
Baltic securities | ||
1. Monthly maintenance fee of empty Baltic securities account | EUR 4,80 | |
2. Estonian securities up to EUR 2,000,000 | 0,004%, min. EUR 8 | |
3. Estonian securities over EUR 2,000,000 | EUR 80 + 0,001% of portfolio value exceeding EUR 2,000,000 | |
4. Only non-marketable Estonian securities (except fund units) (10) | EUR 4,80 | |
5. Latvian securities | 0,008%, min. EUR 8 | |
6. Lithuanian securities | 0,005%, min. EUR 8 | |
Minimum monthly fee | ||
Northern European equities | ||
1. Norway, Oslo SE | 0,008% | EUR 4 per group of countries |
2. Rootsi, Nasdaq Stockholm | 0,008% | |
3. Sweden, Spotligh | 0,008% | |
4. Finland, Nasdaq Helsinki | 0,008% | |
5. Denmark, Nasdaq Copenhagen | 0,008% | |
Western European equities | ||
1. Austria, Vienna SE | 0,008% | EUR 4 per group of countries |
2. Belgium, Euronext Brussels | 0,008% | |
3. Ireland,Dublin SE (8) | 0,008% | |
4. Italy, Milan SE | 0,008% | |
5. Spain, Madrid SE | 0,008% | |
6. Netherlands, Euronext Amsterdam | 0,008% | |
7. Portugal, Euronext Lisbon | 0,008% | |
8. France, Euronext Paris | 0,008% | |
9. Germany, Xetra | 0,008% | |
10. Great Britain, London SE (8) | 0,008% | |
11. Switzerland, SIX Swiss SE | 0,008% | |
Eastern European equities | ||
1. Poland, Warsaw SE (9) | 0,03% | EUR 4 per group of countries |
2. Czech Republic, Prague SE | 0,03% | |
3. Hungary, Budapest SE | 0,03% | |
Russian equities | ||
Russia, Moscow SE | 0,07% | EUR 25 |
North- American equities | ||
1. Canada / value of share less than CAD 20 | 0,015% | EUR 4 per group of countries |
2. Canada / value of share more than CAD 20 | ||
3. USA / value of share less than USD 7.5 | 0,015% | |
4. USA / value of share more than USD 7.5 | ||
Other shares | ||
1. Other countries (e.g. Japan, Hong Kong, Australia) | 0,05% or according to agreement | EUR 4 |
2. Trading account | 0,025% | EUR 3,20 |
Northern European bonds | Minimum monthly fee | |
1. Norway | 0,008% | EUR 4 per group of countries |
2. Sweden | 0,008% | |
3. Finland | 0,008% | |
4. Denmark | 0,008% | |
Western European bonds | ||
1. Austria | 0,008% | EUR 4 per group of countries |
2. Belgium | 0,008% | |
3. Ireland | 0,008% | |
4. Italy (20) | 0,008% | |
5. Spain | 0,008% | |
6. Netherlands | 0,008% | |
7. Portugal | 0,008% | |
8.France | 0,008% | |
9. Saksamaa | 0,008% | |
10. Germany | 0,008% | |
11. Switzerland | 0,008% | |
12. Eurobonds (ISIN starts with XS) | 0,008% | |
Eastern European bonds | ||
1. Poland (9) | 0,025% | EUR 4 per group of countries |
2. Czech Republic | 0,025% | |
3. Hungary | 0,025% | |
Russian bonds | ||
Russia | 0,05% | EUR 4 |
North-American bonds | ||
1. Canada | 0,008% | EUR 4 per group of countries |
2. USA (20) | 0,008% | |
Other bonds | ||
1. Other countries | 0,05% | EUR 4 per group of countries |
2. Structured foreign bonds, distributed by AS SEB Pank (13) | 0,008% | |
3. Structured foreign bonds, mediated by AS SEB Pank | monthly fee of the respective country |
Settlement fee for securities (1) | |
---|---|
Settlement fee (shares) (2, 16) is applied to OTC securities transfers | Private individual and legal entity |
1. Northen European shares (Norway, Sweden, Finland, Denmark, Germany), US shares | EUR 14 |
2. Austrian, Hungarian, Russian shares | EUR 45 |
3. Belgian, Italian, Spanish, Dutch, Portuguese, French, Swiss, Czech, Canadian shares | EUR 28 |
4. Polish shares (9) | EUR 28 |
5. Irish shares (8) | EUR 28 |
6. British shares (8) | EUR 20 |
7. Shares from other countries | EUR 75 or according to agreement |
8. Trading account | settlement fee of the respective country |
Settlement fee (bonds) (2, 16) | Private individual and legal entity |
1. Norway, Sweden, Finland, Denmark, Germany, eurobonds (ISIN starts with XS) | EUR 20 |
2. Austrian, Belgian, Irish, Spanish, Dutch, Portuguese, French, British, Swiss, Czech, Hungarian, Canadian bonds | EUR 28 |
3. Italian bonds (20) | EUR 28 |
4. Polish bonds (9) | EUR 28 |
5. Russian bonds | EUR 75 |
6. US bonds (20) | EUR 20 |
7. Bonds from other countries | EUR 75 |
8. Structured foreign bonds, distributed by AS SEB Pank (13) | EUR 20 |
9. Structured foreign bonds, mediated by AS SEB Pank | settlement fee of the respective country |
Fund transactions (19) |
Settlement fee |
Monthly maintenance fee (3, 11) |
---|---|---|
SEB Investment Management AB funds registred in Luxembourg (17) |
||
1. Purchase |
EUR 3.20 |
free of charge |
2. Sale |
EUR 3.20 |
|
3. Change of fund units |
EUR 3.20 |
|
4. Purchase of fund units with standing payment order of fundsaving |
free of charge |
|
Other funds registered in Estonia (1, 17) |
||
1. Purchase |
EUR 3.20 |
For private clients: up to €6,500 - €0.8; €6,500–€65,000 - €2.5; €65,000+ - €5 For legal persons as per the price list of Estonian securities. |
2. Sale |
EUR 3.20 |
Other transaction fees |
|
---|---|
Baltic Central Securities Depository and other Estonian securities |
|
1. Securities transfer against payment with defined counterparty |
EUR 3.20 |
2. Transfer without payment |
EUR 4.80 |
3. Transaction between the Baltic Central Depository and foreign depository |
EUR 20 |
4. Subscription to securities (19) |
EUR 3.20 |
5. Confirmation of stock exchange transaction |
EUR 3.20 |
6. Pledge registration |
EUR 15 |
7. Transfer of pledged securities |
EUR 15 |
Foreign securities |
|
1. SEB Estonia internal transaction |
EUR 4.80 |
2. Transaction with a determined counterparty |
settlement fee of the respective country |
3. Subscription to foreign securities (19) | settlement fee of the respective country |
4. Subscription to structured bonds (19) | EUR 3.20 |
5. Optional corporate events (12) | settlement fee of respective country |
6. Change of transaction terms/ cancellation of order (only upon agreement with the bank) | actual expenses or min. settlement fee |
Other services (11, 18) |
||
---|---|---|
1. Participation in the general meetings of shareholders |
as agreed with the bank |
|
2. Tax Relief at source– Baltic securities |
EUR 10 |
|
3. Tax Relief at source– foreign securities(18) |
EUR 20 + actual fees |
|
4. Tax reclaim - Baltic securities |
EUR 20 + actual fees |
|
5. Tax reclaimd – foreign securities (18) |
EUR 100 + actual fees |
|
6. Processing fee of the child’s special type of account | EUR 25 |
(1) Baltic securities are held in a Baltic securities account and foreign securities are held in an intra-bank account.
(2) Foreign bank fees exceeding the SEB Estonia transaction fee to be added.
(3) The maintenance fee for a private person’s securities account is calculated once a month on the last banking day on the basis of the aggregated value of securities kept on the securities accounts. The maintenance fee for a legal person’s securities account is calculated once a month on the last banking day on the basis of the aggregated value of securities kept on the securities accounts tied to one cash account.
When calculating the value of securities, the bank proceeds from the net asset value (NAV) of the fund unit, for bonds - from the nominal value, for traded shares - from the market value or the most recent price, known to the bank. For the rest of the securities, the bank proceeds from the par value of the security or the accounting par value of the security. If information about the par value cannot be obtained from the financial data vendor, the par value shall be deemed to be 1. The maintenance fee of the securities account and the fee for the statement shall be debited from the client’s cash account tied to the securities account once a month, the latest by the 15th day of the following calendar month. For private clients safekeeping fee shall be taken from the current account linked with the oldest securities account.
(4) A securities account opened on behalf of a minor or an adult with restricted active legal capacity, for whom guardianship has been established, for executing securities transactions on the account of the assets of a parent or guardian, arising from the Family Law Act. A service fee as per price list shall apply when opening a Baltic securities account.
(5) Processing of securities transactions related to the child’s special type of account, which requests further analysis in order to ascertain the eligibility of transactions on the child’s special type of account (securities, obtained previously on the account of assets of the parent or guardian, securities transactions between customers, etc.) Maximum time of processing is 5 working days.
(6) For ADR (American Depositary Receipt) and GDR (Global Depositary Receipt) bonds, direct costs related to safekeeping the securities may be added, which the bank debits from the client depending on the conditions of the specific ADR or GDR either once a month, quarter, half-year or year.
(7) Baltic Central Securities Depository gives issues a securities account statement upon request of the securities account owner once a year - free of charge.
(8) The Stamp Duty is generally levied on purchase transactions of British and Irish securities, which in Great Britain is 0.5% and in Ireland 1%.
(9) For transactions with certain Polish securities (such as OTC transaction without broker), the Stamp Duty of 1% on the transaction amount may be added. The buyer of the securities shall pay the Stamp Duty and submit the required documentation directly to the tax authority in Poland.
(10) If the securities account contains both, marketable as well as non-marketable Estonian securities (excl. fund units), which are registered with Baltic Central Securities Depository then the non-marketable securities (excl. fund units) are not included in the portfolio value and maintenance fee is charged only for the marketable securities.
(11) VAT shall be added to the service charge as per Value Added Tax Act. VAT is not added to monthly maintenance fee, if the securities account holds only the units or shares of a mutual fund stipulated in the Investment Funds Act or a mutual fund of a Member State of the European Economic Area.
(12 As regards the transaction fees for participants in optional corporate events, potential "out of pocket fees" (e.g. notary fees, transport costs) will be added, which will be divided between the participants in the corporate event pro rata to the quantity of their securities.
(13) Structured bonds, the issuers of which are credit institutions and the primary distribution of which has been introduced to the client by the Bank.
(14) Only those accounts, which contain only the securities of Estonian companies, which are either bankrupt or under liquidation, are exempt from a monthly maintenance fee, based on the information received from the Baltic Central Securities Depository. Monthly maintenance fee is not calculated, if the only securities held in the securities account throughout the entire calendar month are those, belonging to Estonian companies, which are in bankrupt or under liquidation.
(15) The commission fee rate of deals with a broker shall be calculated from the transaction amount
(16) A financial transaction tax of the respective country may be added to the transaction (e.g. 0.3% of the transaction amount in case of purchasing securities of an issuer in France and 0.2% of the transaction amount in case of purchasing securities of an issuer in Spain).
(17) Securities are held in an intra-bank securities account.
(18) In case of specific countries, foreign securities bank may not offer prevention and refund of income tax.
(19) An additional fee may be added to the transaction pursuant to the offering documents of the respective instruments.
(20) The precondition to executing transactions with these bonds is the submission of the required tax documentation. For this, please contact the bank before making the transaction.
(21) Applies, if the account includes securities with up to five different ISIN-codes. Starting from the transfer of sixth and subsequent securities positions with a different ISIN-code, a fee for securities transaction without payment shall be added.
(22) Baltic securities – Estonia, Latvia, Lithuania. Foreign securities: Norway, Sweden, Finland, Denmark, Austria, Belgium, Ireland, Italy, Spain, the Netherlands, Portugal, France, Germany, the United Kingdom, Switzerland, Poland, the Czech Republic, Hungary, Russia, Canada, United States, other countries.
(23) Fees apply to orders submitted via the Internet Bank or a bank office.
SEB Plans name | SEB Plans formalization fee (2) | SEB Plans monthly fee |
---|---|---|
1. Junior Plan | free of charge | free of charge |
2. SEB Youth Plan | EUR 0.32 | EUR 0.32 |
3. SEB + Plan | EUR 1.95 | EUR 1.95 |
4. SEB Super+ Plan | EUR 2.95 | EUR 2.95 |
5. SEB Family Plan (1) | EUR 3.50 | EUR 3.50 |
6. SEB Senior Plan | EUR 0.32 | EUR 0.32 |
(1) Client, who forms SEB Family Plan, can invite 7 members to Plan. For members monthly fee doesn’t expand.
(2) A client is not charged monthly fee for formalising a plan.
Product is not offered to non-resident legal persons.
Plans name | General monthly fee |
Special monthly fee (1) |
---|---|---|
1. Plan S | EUR 7 | EUR 6 |
2. Plan M | EUR 14 | EUR 12 |
3. Plan L | EUR 26 | EUR 22 |
4. Plan XL | EUR 48 | EUR 40 |
(1) Business Customers Plans are not offered to non-resident legal persons, providers of financial services or other similar services which require an activity licence, or persons related to such service providers.
(2) A special fee applies to a business customer, who has taken out a Bank Link contract, a contract for servicing payment cards, a credit card agreement, a loan-, leasing- or a factoring agreement.
1. Copying and transference of bank documents (1) | EUR 3 / per document |
2. Archive inquiry for document (1,2) | EUR 30 / per document |
3. Issuing and transference of certificates, confirmations (1) | |
on existence of an account and on the balance (balance confirmation) | EUR 9 |
certificate to Commercial register (on share capital) | EUR 9 |
certificate of income tax on interest (3) | EUR 9 |
certificate on existence/lack of obligations | EUR 9 |
transaction confirmation (stamp on the payment order) | EUR 3 |
letter of recommendation for another bank (4) | EUR 9 |
certificate of the occurrence of the card transaction | EUR 9 |
4. Responses to inquiries | |
to auditors | EUR 25, to groups of companies EUR 25 per member |
contract and balance inquiry on a business client (for liquidator) | EUR 30 |
certificates and responses to inquiries, which need special solutions (5) | EUR 30 per hour, min. EUR 30 |
5. A notice of debt | |
reminder of debt | free of charge |
debt claim letter | EUR 5 |
6. Transfer of documents and bank accessories (bankcard, ID-Card reader, PIN calculator, etc.) with courier service | as per price list of the respective courier company established to SEB |
7. Sending documents and bank accessories (ID-Card reader, PIN calculator) by registered mail | |
in Estonia | EUR 5 |
outside Estonia | EUR 10 |
8. Pension Plan Agreement | |
contract fee | free of charge |
annual fee | free of charge |
9. Fee for the establishment of account pledge | EUR 180 |
10. Statement of Fees in SEB Internet Bank for private client and at a bank office (6) | free of charge |
(1) A forwarding fee shall be added to the price:
by mail in Estonia – EUR 2;
by mailoutside Estonia – EUR 5;
(2) Price already contains fee of copy making from document
(3) Commission fee applies to certificates issued at a bank office. A certificate issued automatically in the Internet Bank is free for the client (for enclosing electronically to income tax return).
(4) The bank is entitled not to issue a recommendation.
(5) Preparing other responses and certificates for inquiries, not separately indicated in the price list. The bank is entitled to refuse to accept the orders for preparing certificates or other documents that need a special solution.
(6) A document for private clients that contains information on the service charges paid for the typical payment services relating to the current account and card account, the interest earned in the selected period and the interest calculated for the use of the overdraft limit. Possible periods are pervious calendar year and current year.
Monthly fee | |
---|---|
1. Monthly fee for SEB Private Banking for clients with liquid assets (EUR 200,000 at minimum) (1) | EUR 35 |
2. Monthly fee for the SEB Private Banking Plan for clients with liquid assets (EUR 200,000 at minimum) (1) | EUR 55 |
3. SEB Private Banking monthly fee for customer with assets less than EUR 200,000 | EUR 100 |
Management and consultation fees | |
1. Investment portfolio management (including the monthly fee for Private Banking) (2) | up to 1,2% per year |
2. Client-managed portfolio account agreement and periodic accounting (including the monthly fee for Private Banking) (2) | up to 0,9% per year |
Card fees | |
Mastercard World Elite credit card (with Priority Pass service and travel insurance World Elite) | |
- issue (with the cover of Emergency service, incl. prolongation) | EUR 35 |
- monthly fee | EUR 35 |
- replacement card | EUR 15 |
-additional card | EUR 35 |
Safe deposit boxes | |
Safe deposit box rental at Tornimäe 2, Tallinn | Based on personalised offer (depends on the size of safe deposit box) |
(1) Bank´s price list applies to services not specified in the price list.
(2) Price includes VAT as per Value Added Tax Act.
(3) No new contracts are signed from 01.01.2021.
(4) VAT as per Value Added Tax Act will be added to the price.
Life insurance |
---|
SEB Loan Protection |
Risk insurance |
SEB Loan Insurance |
Pension |
Growth Portfolio for Pension |
Guaranteed Pension Insurance |
Savings |
Growth Portfolio |
Valid from 01.01.2021
Entry into contract | |
---|---|
1. Entry into lease contract | Starting from 1% of the acquisition cost of the lease item, min €225 |
2. Conclusion of a new lease contract on the residual value of the ending lease contract | 1% of the acquisition cost of the lease item, min €160 |
Amendment of contractual conditions | |
1. Amendment of contract, incl. change of lease period, change of repayment schedule, transfer of contract to new lessee, other contractual changes | 1% on outstanding residual value (1), |
min €160 | |
2. Amendment of contract due to partial early performance of financial lease contract of a private individual, if ohter conditions are not changed | No contract amendment fee (for fixed interest, interest difference charge shall be paid) |
3. Amendment of payment day of a valid lease contract upon client's request | €30, first amendment free of charge |
4. Reinstatement of contract | € 160 |
Debt notice to the lessee (2) | |
1. Reminder of debt | Free of charge |
2. Debt claim letter | € 5 |
Authorisations, reports, certificates, invoices, other (2) | |
1. Unattested power of attorney, incl. for changing the register entry in the e-service of Road Administration |
€12 Upon expiry / pre-term termination of lease contract, first authorisation free of charge |
2. Notarised power of attorney | € 90 |
3. Change of register data during the lease period by the lessor | €12, state fee to be added. Upon expiry / pre-term termination of lease contract, initiating the change of owner free of charge |
4. Processing a claim arising from the violation of parking conditions, traffic regulations, or other legislation (including moving costs of the vehicle) |
€36 Incurred costs will be added |
5. Consent for subleasing the property | € 42 |
6. Cancellation / amendment of redemption invoice of property upon client's request | € 12 |
7. Confirmation of balance statement presented by the client | Free of charge |
8. Issuing a certificate, consent, copy of contract, duplicate invoice (older than 1 month), fuel card statement or balance confirmation upon client's request | € 12 |
9. Issue of a specific statement or report upon the client's request; confirmation of a period turnover statement provided by the client | € 30 |
10. Sale of the lease object to a third party | € 50 |
11. Contractual penalty for delays in the timely return of the lease object | €50 per day |
12. Releasing additional collateral (surety, guarantee) | € 100 |
Pre-term termination of lease contract (2) | |
1. Pre-term termination of private person's operating lease contract | As per contractual conditions |
2. Pre-term termination of private person's financial lease contract | As per contractual conditions |
3. Pre-term termination of legal person's operating lease contract | Unless otherwise specified in the agreement, the fee for early repayment is 2.5% on outstanding residual value (1), min €225; for operating lease, VAT shall be added (3); |
4. Pre-term termination of legal person's finacial lease contract | Unless otherwise specified in the agreement, the fee for early repayment is 2.5% on outstanding residual value (1), min €225 (3); |
(1) Outstanding residual value is the total sum of unpaid instalments, balance of VAT(loan) and residual value.
(2) Service fees include VAT as per Value-Added Tax Act
(3) In case of fixed interest, interest difference charge will be added in the amount of the costs incurred due to the pre-term repayment of the credit.
Valid from 01.01.2021
General transaction and service fees of Factoring (1) | |
---|---|
1. Conclusion and/or extension of a factoring agreement | Fee as agreed, min €200 |
2. Changing the agreement limit | Fee as agreed, min €200 |
3. Invoice handling fee | Fee as agreed |
4. Adding/changing obligor limit (payers without credit insurance) | € 35 |
5. Adding/changing obligor limit (payers with credit insurance) | € 55 |
6. Changing other terms and conditions of the agreement (excluding changing and/or extending the agreement limit) | € 65 |
7. Preparation of non-standard factoring reports and certificates | €30 per hour, min €30 |
(1) Service fees include VAT as per Value-Added Tax Act
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