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- Gold debit card
Gold debit card
A sign of the best client relationship
- Priority service at a bank office
- Special offers from our partners
- Priority service by phone on 665 5100*
To our best clients, we offer the Visa Gold card ensuring exclusive service and various benefits in our bank as well as in other service enterprises. Upon request, you may order also a Gold credit card.
Priority service at a bank office
We provide significant economy of time and faster service to our Gold Card holders at our bank offices. Our ticket machines issue you a preferential ticket, when you enter your Gold card.
Offers from SEB partners
Gold Card holders also enjoy the offers made by SEB partners. We also send personalised offers to the Internet Bank inbox of Gold clients. You will also see partner offers when withdrawing money from an ATM.
Take a look at the Gold card partner offers here.
To apply for the card, you must have a Gold Client status in SEB.
To apply for the card fill in the debit card application in Internet Bank or at your nearest SEB branch.
We shall send the answer to your application in a few days. In case of a positive answer, we shall inform you of the day, when you can come and pick up your card.
Terms and conditions of international debit card agreement
* priority service to a gold client, if you call from the number provided in your contact data.
| Ordinary cards | |
|---|---|
| 1. MC contactless debit card, VISA Electron debit card, MC debit card (1) | |
| issue | |
|
first card to account |
free of charge |
|
every next card to account |
EUR 3 (2) |
| prolongation | free of charge |
| replacement | EUR 3 |
| monthly fee | EUR 1 |
| 2. MC Business debit card, VISA Business debit card | |
| issue | |
|
first card to account |
free of charge |
|
every next card to account |
EUR 3 (2) |
| prolongation | free of charge |
| replacement | EUR 3 |
| monthly fee | EUR 1,50 |
| 3. VISA Gold debit card | |
| issue | |
|
first card to account |
free of charge |
|
every next card to account |
EUR 3 (2) |
| prolongation | free of charge |
| replacement | EUR 3 |
| monthly fee | EUR 1.50 |
| 4. Pildikaart debit card for private individual | |
| issue, replacement, prolongation | EUR 3.20 |
| monthly fee | EUR 1 |
| 5. Pildikaart debit card for legal entity | |
| issue, replacement, prolongation | EUR 5 |
| monthly fee | EUR 1.50 |
| ISIC and ITIC cards | |
| 1. ISIC Tudeng (Student) | |
| issue, replacement, prolongation | EUR 6.33 |
| extension of the right to use the card | EUR 4 |
| monthly fee | EUR 0.50 |
| 2. ISIC Õpilane (Scholar) | |
| issue, replacement, prolongation | |
| - until the age of 20 | free of charge |
| - from the age of 20 | EUR 6.33 |
| extension of the right to use the card from the age of 20 | EUR 4 |
| monthly fee | EUR 0.50 |
| 3. ITIC Õpetaja (Teacher) | |
| issue, replacement, prolongation | EUR 6.33 |
| extension of the right to use the card | EUR 4 |
| monthly fee | EUR 1 |
| Other cards | |
| 1. Virtual Card | |
| issue | EUR 2 |
| 2. Postipank-card | |
| monthly fee | free of charge |
| 3. Temporary-card | |
| issue | EUR 2,50 |
(1) Starting from 02.10.2018 it is not possible to order MC debit card.
(2) Ordered from electronic services – free of charge.
| General transaction and service fees | |
|---|---|
| 1. Payment at a service enterprise (fee for transaction in foreign currency will be added) | free of charge |
| with a Postipank-card | transaction is not allowed |
|
with a temporary-card |
transaction is not allowed |
| 2. Cash deposit in SEB Estonia ATM’s | |
| up to EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | free of charge |
| if the amount exceeds EUR 4000 in a calendar month per client (holder of account(s)) with debit and/or credit card | 0,3 % of the deposited amount |
| 3. Cash withdrawal in SEB Estonia, SEB Lithuania, SEB Latvia ATMs (1) | |
| legal entity | EUR 0.19 + 0,3% of the withdrawn amount |
| private individual | |
| up to EUR 1000 in a calendar month per client (holder of account(s)) | free of charge |
|
- if the amount exceeds EUR 1000 in a calendar month per client (holder of account(s)) |
0,3% of the withdrawn amount |
| with a Postipank-card | EUR 0.58 per transaction |
| 4. Cash withdrawal in Estonia from cross-use ATMs | |
| legal entity | EUR 2 + 2,5% of the withdrawn amount |
| private individual | EUR 1 + 2,5% of the withdrawn amount |
| with a Postipank-card | transaction is not allowed |
| with a temporary-card | transaction is not allowed |
| 5. Cash withdrawal abroad (fee for transaction in foreign currency will be added) | |
| legal entity | EUR 2 + 2,5% of the withdrawn amount |
| private individual | EUR 1 + 2,5% of the withdrawn amount |
| with a Postipank-card | transaction is not allowed |
| with a temporary-card | transaction is not allowed |
| 6. Fee for transaction in foreign currency (2) | |
| transaction original currency is other (excl. EUR) | 1,5% of the transaction amount |
| 7. Balance inquiry (balance, last transactions) | |
| from SEB Estonia ATM´s | free of charge |
| from other bank’s ATM | EUR 0.40 / per inquiry |
| 8. Fee for change in debit card limit | |
| over the counter | EUR 1.60 |
| internet-bank | free of charge |
| 9. Preparation of express bank cards | EUR 40 |
| 10. Debt claim letter of debit card by post | EUR 1.28 |
| 11. Contractual penalty for use of blocked card, breach of limit or amounts not paid in time | EUR 65 |
| 12. Debit card finder’s reward/refund for card confiscation and/or Emergency Service user charge in case there is no Emergency Service insurance | actual expenses, up to EUR 130 |
| 13. Overdraft penalty | 0,2% per day |
| 14. Duplicate of POS receipt | |
| domestic transaction | EUR 4 |
| cross-border transaction | EUR 8 |
| 15. Unjustified demand for refund | |
| domestic transaction | EUR 12 |
| cross-border transaction | EUR 16 |
| 16. Sending a card by | |
| registered mail (Estonia and foreign countries) | EUR 2.50 |
| mail (Estonia and foreign countries) | free of charge |
| 17. Travel insurance Gold (for VISA Gold debit card holders) | EUR 69 |
(1) The transaction is not permitted with a Post Bank or a temporary card in SEB Latvia and SEB Lithuania ATMs.
(2) All claims for Card Operations executed in a foreign currency are received by the Bank from international card organisations (Visa, Mastercard), converted into euros according to their determined exchange rates.
