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Consumer loan

  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Interest rate from 7%
  • Contract fee 1,5% of the loan amount, min 35 euros
  • Collateral is not required
  • Home insurance is not required

It is possible to get SEB Loan Protection together with the loan agreement.

Student loan

  • Loan amount up to 2,500 euros per academic year
  • Term depends on the length of your studies
  • Repayment of the principal amount starts one year after graduation.
  • Interest rate 5%
  • Contract fee is not required
  • The following security must be provided to obtain the loan: sureties from two persons or mortgage on residential property in Estonia

Repayment of the student loan and payment of interest will be suspended for the duration of parental leave until the child reaches the age of three, during military service, and for the period of medical residency. The state pays the entire interest on the student loan for this period.