Change language:

Special offer: for customers who will conclude a consumer loan application for the purpose "Home renovation and furniture" or "Purchase of car" agreement 21.03.2023-22.05.2023 can apply for a loan with fixed interest rate of 9.9% and 7.9% with loan protection insurance.

The above offer is not binding on the bank and obtaining a loan depends on your solvency.

Home purchase or construction


Home loan

  • Loan amount starting from 10,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 1% of the loan amount, min 250 euros
  • Self-financing from 15%
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Home consumer loan

  • Interest rate from 6.9%
  • Loan amount 1,000−20,000 euros
  • Term from 6 months to 7 years
  • Contract fee 1% of the loan amount, min 75 euros
  • Self-financing is not required
  • Collateral is not required
  • Home insurance is not required

It is possible to get SEB Loan Protection together with the loan agreement.