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We have a special offer for You

Customers who submitted a consumer loan application between 1.10 and 30.11.2025 will have a fixed interest rate of 8.9% (7.9% with loan protection insurance) per annum and a contract fee of 0 euros, except for the purposes of "loan refinancing", "real estate purchase", "purchase of solar panels" and "increasing home energy efficiency".


The above offer is not binding on the bank and obtaining a loan depends on your ability to pay.

Home purchase or construction

Home loan

  • Loan amount starting from 15,000 euros
  • Term up to 30 years
  • Interest rate 3-, 6-, or 12-month EURIBOR + individual interest margin
  • Contract fee 0.4% of the loan amount, min 190 euros
  • Self-financing from 15%
  • Real estate collateral is required
  • Home insurance is required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Submit application Read more

Home small loan

  • Loan amount 5,000−20,000 euros
  • Term from 6 months to 7 years
  • Interest rate from 6.9%
  • Contract fee 1% of the loan amount, min 75 euros
  • Self-financing is not required
  • Collateral is not required
  • Home insurance is not required

It is possible to get PZU Home insurance, and together with the loan agreement, SEB Loan Protection.

Submit application Read more