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Home insurance


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Fill in only for a house
No deductible for covering fracture of glass panes, replacement of locks and rent of temporary housing.
Insurance includes also away from home cover (in a car, at work, at school, when travelling, on vacation).
An insured event under liability insurance is an unexpected, sudden and unforeseeable unlawful damage caused to a third party and resulting in the obligation of the policyholder and/or their family member to compensate for such damage pursuant to law. E.g., an insured event is damage, caused by snow falling off the roof of an insured building, water damage, which started from the premises, to the neighbours below.

Before asking for an offer and concluding an insurance contract, read the home insurance insurance service information document, which provides an overview of the insurance service, the restrictions and exclusions provided in its terms and conditions, home insurance terms and conditions and general terms and conditions of PZU insurance contracts. If necessary, consult an expert at SEB customer service at 665 5100.

The insurance agent receives an agency fee for insurance mediation, which is included in the insurance premium. The home insurance commission paid by PZU to the insurance agent is 26.7% of the insurance premium.

Consent for processing personal data

We would like to draw your attention to the fact that by requesting an insurance offer from PZU* via AS SEB Pank, you as a policyholder authorise PZU to process (incl. to forward to AS SEB Pank) all data (incl. personal data) specified about you in the insurance applications or offers or provided to PZU during your previous client relationship for the performance of the insurance contract within the extent. You may view the principles of personal data processing on the website of PZU.

As a policyholder, who is a natural person, you have the right to obtain from PZU as the controller of personal data at any time information about your personal data and the purpose of using the same and demand rectification of inaccurate data, as well demand at any time termination of processing your personal data, unless otherwise provided by law.

Notification on the resolving of disputes, financial supervision and the law applicable to the contract

Any complaint related to the insurance contract shall be forwarded by e-mail at or by post to PZU Kindlustus at Pärnu mnt 141, 11314 Tallinn. A response to the complaint is sent within 7 working days at the latest, unless the person who lodged the complaint is informed otherwise. You can review the general principles of complaint proceedings at the webpage of PZU.
In order to resolve the disputes arising from an insurance contract, you may contact the insurance conciliation body, operated by the Estonian Traffic Insurance Fund at Mustamäe tee 46, 10621 Tallinn. More detailed information is available on the webpage of Estonian Traffic Insurance Fund.
A client who is a consumer has a right to lodge a complaint also with the Consumer Disputes Committee, operating at the Consumer Protection Board at: Pronksi 12, 10117 Tallinn; phone +372 620 1707; More detailed information about the rules of procedure of the Consumer Disputes Committee can be found at
The policyholder has the right to make a complaint on the activity of the insurer to the Financial Supervisory Authority, located at Sakala 4, 15030 Tallinn. More detailed information about financial supervision is available on the webpage of the Financial Supervision Authority at


By clicking the button “Submit” you confirm that you have reviewed the home insurance service information document and agree with the processing of your data pursuant to the procedure set out hereinabove.