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Steps to open a savings account
Sign a savings deposit agreement with your online bank
Choose between three different saving solutions
Withdraw the amount you have collected at the time that suits you best
Grow money safely
- An open-ended deposit provides easy access to money at an interest rate of 1.8% per year.
- A state guarantee protects deposits up to €100 000.
- Withdrawals free of charge from the third day onwards, giving you time to think and access money at a low cost. Requesting a same day transfer to your current account will incur a service fee of 0.5%, min €1.60.
Three unique saving solutions:
- Using a Digital Coin Jar, which rounds up payments to the nearest whole euro and saves you the difference.
It sounds simple and attractive: all you have to do is pay with a card to save money. SEB's unique product Digikassa makes it possible to collect so conveniently that it is almost unnoticeable. All you have to do is pay with a bank card - there is nothing else to do. - With a standing order, setting a fixed amount and frequency.
A solution that allows you to make regular payments on a daily, monthly or yearly basis. - With one-off payments
Top up your savings at a time that suits you.
More about savings deposit
Frequently asked questions
Currencies deposited - EUR - A global deposit is a deposit with no time limit that can only be opened in euro.
Minimum initial deposit - 0. The deposit can be opened with a balance of 0 and withdrawals are allowed up to the 0 balance of the deposit.
Interest on withdrawal - must be more than 1 euro. If the accrued interest is less than EUR 1, the interest is deferred to the following month.
You can set a linked account limit for the account linked to your savings deposit. Minimum 10 EUR excess above this limit will be automatically transferred to your savings deposit account each day at no service fee.
