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Second pillar disbursement solutions

The money saved in the second pillar can be withdrawn by a person who has reached retirement age.
The disbursement solution depends on the amount that you have collected.

  • You have saved less than €2050 in the second pillar

    One-time disbursement

    Money received from the sale of pension fund units will be transferred to your current account in one sum.

    You can submit your application at the Internet Bank or at an SEB branch

    Read more

  • You have saved €2052–10.260 in the second pillar

    Funded pension

    You will receive regular disbursements as long as your pension account still has units.

    You can submit your application at the Internet Bank or at an SEB branch

    Read more

  • You have saved more than €10.260 in the second pillar

    Pension agreement

    SEB will make regular payments to you for the rest of your life.

    Read more

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SEB is the only bank in Estonia which offers all collection and disbursement solutions

Withdrawing money is optional

If you wish, you can delay withdrawing the money or leave it to your heirs.

 

If you continue working in retirement, you can continue collecting

Your second pillar pension contribution will be deducted from your salary until the end of the year during which you receive your first second pillar disbursement.

 

How much have I collected in the second pillar?

The amount collected in the second pillar can be seen Internet Bank or on your Pension Centre account.

 

Topics of interest

 

Any questions?

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