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Company vehicle insurance 

You can insure lorries, buses, trailers, motorcycles, and motorhomes owned by the company.

The insurance offer includes both a comprehensive (casco) insurance quote and a motor third party liability (traffic) insurance quote.

Ask for an insurance offer

Insurance solution for vehicles

In cooperation with PZU Kindlustus, we distribute to our customers:

Comprehensive insurance (casco insurance), which helps you to helps avoid major financial loss upon accidents and ensures the smooth continuing of everyday life.

  • You can take out casco insurance for a vehicle
  • Payment of the insurance premium at a payment frequency that suits you.
Motor third party liability insurance (traffic insurance) – the insurer will indemnify the proprietary and personal damage caused by the possessor of the vehicle to the other persons involved in a traffic accident.
  • Payment of the insurance premium at a payment frequency that suits you.
Before concluding an insurance contract, be sure to read on the PZU Kindlustus website:
  • the comprehensive motor insurance product information document (bus, trailer, motorcycle. lorry), which provides a general overview of the casco insurance service;
  • the motor third party liability insurance product information document, which provides a general overview of the traffic insurance service;
  • the general terms and conditions of insurance contracts;
  • the terms and conditions of PZU Comprehensive Motor Insurance S100/2025, which provides a complete list of insured events and covers, sums insured and indemnity limits, as well as payment restrictions and exclusions.

Traffic insurance is regulated by the Motor Insurance Act and Law of Obligations Act.

If necessary, consult an expert by calling SEB customer support at 665 5100.

Casco insurance

Casco insured events and services to be indemnified are:

  • accident (damage or destruction of the insured object as a result of an external mechanical impact, traffic accident, natural disaster, fire or explosion);
  • vandalism;
  • theft;
  • damage caused to the vehicle or trailer upon loading (in the case of a special agreement indicated in the policy);
  • PZU Autoabi roadside assistance for motorcycles or motorhomes;
  • replacement trailer insurance (in the case of a special agreement indicated in the policy).
     

The insured value is the market price of the vehicle in Estonia.

Any special equipment required for the intended use of the vehicle (lifting, refrigerating, heating, etc.) are insured with the vehicle, unless otherwise agreed in the insurance contract.

New value insurance covers the purchase price of the vehicle (if the vehicle has been registered for the first time in Estonia less than 1 year ago and the mileage does not exceed 40,000 km).

The cost of repairing and replacing window glass will be indemnified without the application of deductible (based on the terms and conditions).

Traffic insurance

All vehicles entered in the Traffic Register must have motor third party liability insurance. A motor third party liability insurance contract constitutes an obligatory liability insurance of the possessor of the vehicle, and it is governed by the Motor Insurance Act and the Law of Obligations Act. 

In the case of a traffic accident or another insured event, the insurer will indemnify the proprietary and personal damage caused by the possessor of the vehicle to the other persons involved in a traffic accident.

  • A motor third party liability insurance contract can be concluded with a term of up to 1.
  • Motor third party liability insurance provides insurance cover in the countries of the European Economic Area and other green card countries.

Read more on PZU Kindlustus website:
More information about traffic insurance
More information about the Green Card

Insurance contract conclusion

1.
Ask for an insurance offer on SEB's webpage
2.
We will contact you to make an insurance offer
3.
We will forward you the insurance documents and the invoice for the payment of the insurance premium
Ask for an insurance offer

Contact details

If you have any questions about concluding a new insurance contract,
call SEB customer support at +372 665 5100

If you have any questions about an existing insurance contract,
call PZU customer support at +372 622 4545

PZU is AB "Lietuvos draudimas" Estonian branch trademark in Estonia. AB "Lietuvos draudimas" is a Lithuanian insurance company, that is part of the international PZU Group. AS SEB Pank and AS SEB Liising act as the insurance agents of the Estonian branch of AB "Lietuvos draudimas" and have been entered into the list of insurance intermediaries published on the website of the Estonian Financial Supervision Authority. The list is available at www.fi.ee.

An insurance agent receives an agency fee for mediating the insurance, which is included in the insurance premium. The agency fee payable by PZU to the agent is 16,7% of the insurance premium for comprehensive motor vehicle insurance and 14% of the insurance premium for motor third party liability insurance.