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Baltic Gateway
New application programming interface to integrate with the bank
- Direct connection to accounting software
- Secure data exchange in real-time
- Convenient and automated way of using banking services
SEB Baltic Gateway is a solution for direct bank and accounting software connection and data exchange. It offers the possibility to get account information, as well as forwarding of payment orders round-the-clock. Baltic Gateway is based on RESTful API-s with XML format messages.
SEB Baltic Gateway services and advantages:
- intraday reports to get real-time account information
- pre-generated previous day (End of Day) account statement for automatic processing of incoming and outgoing payments
- get account statements from the past 2 years
- sign and initiate SEPA, SEPA Instant or international payment orders and receive the statuses of payments directly in your accounting software
- identical technical solution and ISO file format enables integrating your accounting software with all the Baltic banks of the SEB Group
To use Baltic Gateway services you need to:
- have a current account in SEB
- sign the Baltic Gateway Service Agreement
- install the service according to the SEB Baltic Gateway technical specification or use accounting software provided by bank’s cooperation partner (Operator)
-
list of operators who have developed technical connection with SEB:
- Tarkvaralabor OÜ: korto.ee
- Merit Tarkvara AS: merit.ee
- Briox Estonia OÜ: briox.ee
- Acclouding OÜ: acclouding.ee
- SimplBooks OÜ: simplbooks.ee
- Excellent Business Solutions Eesti AS: excellent.ee
- Smart Accounts OÜ: smartaccounts.eu
- Directo OÜ: directo.ee
Contact the bank to obtain more details about SEB Baltic Gateway and for signing the Service Agreement.
In order to use the Baltic Gateway API-s you need below technical set up:
- a software that can send and receive data in ISO 20022 XML format
- a valid authentication certificate (public key infrastructure technology - PKI), which ensures the authentication of the customer and the security of the service. More details about acceptable certificates can be found in SEB Baltic Gateway technical specification.
- in order to use the services with signing (for example payment authorization) an electronic signature or e-seal issued by the Qualified Trust Service Provider (QTSP) is needed in relevant Baltic country. List of QTSPs
- create requests based on SEB Baltic Gateway technical specification
SEB Baltic Gateway techincal specification Specification and examples of ISO XML files
More details about technical requirements can be found in SEB Developer portal.
Baltic Gateway terms and conditions
| 17. SEB Baltic Gateway | |
| Direct channel | |
|
- sign-up fee |
EUR 50 |
|
- monthly fees for services |
|
|
- account statements (except current day intraday) and/or POS reports |
EUR 10 |
|
- account intraday reports (real-time account information) |
EUR 25 |
|
- payment initiation and/or e-invoice forwarding |
EUR 25 |
|
Operator channel |
|
|
Package 1 – account statements (except intraday), POS reports and payments initiation |
|
|
- sign-up fee |
free of charge |
|
- monthly fee (7) |
EUR 5 |
|
Package 2 – account statements, account intraday reports, POS reports, payment initiation and e-invoices forwarding |
|
|
- sign-up fee |
EUR 25 |
|
- monthly fee |
EUR 25 |
|
Fees for operator |
|
|
- sign-up fee |
EUR 50 |
|
- monthly fee |
as agreed with the bank |
|
18. E-invoice portal |
|
|
Package Basic |
|
|
- sign-up fee |
free of charge |
|
- monthly fee |
free of charge |
|
- sending an e-invoice to e- invoice portal* users and public bodies |
free of charge |
|
- sending an e-invoice to SEB Internet Bank** (3) |
EUR 0.24 |
|
Package Premium |
|
|
- sign-up fee |
free of charge |
|
- monthly fee (3) |
EUR 7 |
|
- sending an e-invoice to e- invoice portal* users and public bodies |
free of charge |
|
- sending an e-invoice to the internet application of any credit institution within the possibilities of the e-invoice portal (3) |
EUR 0.24 |
(1) Only those changes to the agreement which are made by an employee of the bank but can be made by a person with administrator rights at the Internet Bank for Business are subject to a fee.
(2) E-invoices with automated standing order are effected only in euros.
(3) VAT as per Value Added Tax Act will be added to the price.
(4) Except for minors.
(5) Price includes VAT as per Value Added Tax Act
(6) Cost per one company and one state to be joined.
(7) Monthly fee is not applied to clients with SEB Plans..
* E-invoice portal means the software offered by AS SEB Pank within the meaning of the e-invoice portal agreement and the environment arved.ee provided by Fitek AS.
** Under the Basic package, e-invoices can be forwarded to SEB Internet Bank for Private Individuals and SEB Internet Bank for Business.