Fast and secure financial data exchange with the bank
SEB Baltic Gateway is an application programming interface (API) for direct connection and data exchange between the bank and accounting or any other type of software. This allows your company to use banking services conveniently from your own software and automate accounting operations.
Connect your accounting software directly with SEB
Exchange data securely in real-time
Automatically receive information about transactions in your SEB’s account and in other Baltic banks
SEB Baltic Gateway possibilities
Available services for the operator channel depends on your accounting software provider, while with direct integration you can connect any service which you need.
Statements and reports
- Account statements: for previous day and for any period in past 2 years.
- Account intraday reports: get transactions throughout the day for near real time view of your account.
- Account information from other banks: receive transactions and balance from your company’s accounts opened in other banks (currently enabled for: SEB, Swedbank and Luminor in Baltics, LHV).
- POS terminal reports: card payments data if you have card merchant agreement.
Payment features
- Payment import: send payment orders for confirmation in business internet bank.
- Payment initiation: send digitally signed payment orders for immediate execution and get processing statuses. All types of payments and different features are supported, like consolidated payment.
- E-Signing service for easier digital signature creation needed for payment initiation
Other services
- E-invoice forwarding: send e-invoices to your customers and receive reports about concluded applications.
Choose a suitable usage model for your business needs
Two usage models are supported, you can either connect through supported operator or develop a direct integration.
Operator channel
Easy and cost-efficient way to use services in case you are working with an accounting software which is already connected with SEB as an operator:
- Tarkvaralabor OÜ: korto.ee
- Merit Tarkvara AS: merit.ee
- Briox Estonia OÜ: briox.ee
- Acclouding OÜ: acclouding.ee
- SimplBooks OÜ: simplbooks.ee
- Excellent Business Solutions Eesti AS: excellent.ee
- Smart Accounts OÜ: smartaccounts.eu
- Directo OÜ: directo.ee
- Vallaste ja Partnerid OÜ: vjap.ee
Using basic services via operator channel is free of charge for a customer with a service plan.
How to get started
- Board member of the company needs to sign the agreement in internet bank.
- After signing the agreement, SEB will activate the services within 1 working day.
- Activate the service in accounting software or notify your operator about agreement with SEB.
Direct channel
In case you prefer to connect your software directly with the bank, we offer an option for custom-built service usage. Review the services and consult with your IT provider regarding the integration with our modern and developer friendly API-s.
How to get started
- Develop and test your technical solution.
- Apply for SEB Baltic Gateway agreement by contacting the bank.
- Services are activated after agreement has been signed.
Need an advice?
- Please contact the bank at +372 665 5100 or info@seb.ee.
- We will contact you within 1-2 business days
- Receive individual consultations and adjusted solutions
Technical requirements
In order to use the API's your company needs to correspond to the principles and requirements established in the technical specification:
- develop and maintain software that would enable functional and secure data exchange with SEB and usage of the messages in correct formats;
- be able to create a valid electronic signature or e-seal in the case of services which require additional confirmation (for example payment initiation);
- obtain certificate for authentication from SEB to enable authenticated and secure connection;
- ensure the security of the private key related to the certificate for authentication, software and related systems which are used for exchanging the messages, as well as the integrity and confidentiality of the exchanged data.
SEB Baltic Gateway technical specification (PDF)
More details about the technical requirements can be found in SEB developer portal.
Prices and conditions
| 17. SEB Baltic Gateway | |
| Direct channel | |
| - sign-up fee | EUR 50 |
| - account statements (except intraday) and/or POS reports | EUR 10 per month |
| - account intraday reports (real-time account information) | EUR 25 per month |
| - payment initiation and/or e-invoice forwarding | EUR 25 per month |
| - account information from other banks | EUR 10 per month |
| - e-signing | EUR 0.10 per signature (9) |
| Operator channel | |
| - sign-up fee | free of charge |
| - Basic services – account statements (except intraday), account information from other banks, POS reports and payment initiation | EUR 5 per month (7) |
| - account intraday reports (real-time account information) | EUR 10 per month |
| - e-invoice forwarding | EUR 10 per month |
| - e-signing | EUR 0.10 per signature (9) |
| Fees for operator | |
| - sign-up fee | EUR 50 |
| - monthly fee | as agreed with the bank |
(7) Monthly fee is not applied to clients with SEB Plans.
(9) Free trial period applies for this service until 31.03.2023.
