Overnight deposit

Overnight deposit interest rates

The interest rates of overnight deposit are based on the interest rates of the interbank money market. Interest rate is expressed in percentages for the accounting year (360 days) and calculated based on the actual number of days. Customers can see the applicable interest rate on the account statement. 
 
If, at end of the calendar day, the amount does not exceed the minimum deposit amount indicated in the table, we will calculate the interest of that day based on the settlement account interest rate applicable for the respective currency. 
 
We transfer the interest of the overnight deposit to the settlement account of the customer on the morning of the following business day. Interest is paid if the accrued interest exceeds the minimum amount assigned to that currency. 

Minimum amounts by currencies: 
Euro – 1 EUR 
US dollar – 1 USD