Vehicle insurance

Comprehensive motor insurance helps avoid major financial loss upon accidents and ensures the smooth continuing of everyday life.

A motor third party liability insurance contract constitutes an obligatory liability insurance of the possessor of the vehicle.

All vehicles entered in the Traffic Register must have motor third party liability insurance.

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Advantages

All-risk insurance cover, incl. in case of a traffic accident, natural disaster, fire, theft, vandalism, stealing or robbery
24/7 roadside assistance in Europe by PZU Autoabi
Lease value insurance (vehicle up to seven years old, indemnity limit up to 50,000 euros)
Deductible in the case of hitting an animal or bird is 0 euros

In cooperation with insurance partner PZU Kindlustus

We offer insurance solutions, which help in managing all vehicle-related risks. PZU comprehensive motor vehicle insurance is designed for SEB clients, who seek better protection for their passenger cars and vans and need a high-quality insurance solution. The insurance offer includes an offer for comprehensive motor vehicle insurance (unless the age of the vehicle exceeds 24 years) and an offer for motor third party liability insurance.

PZU Kindlustus is the recognised insurance partner of the Estonian Vehicle Dealers and Services Association.

Comprehensive motor vehicle insurance plans

Kasko Premium

All-risk insurance
24-hour PZU roadside assistance in Europe
New value insurance (vehicle up to one year old)
Lease value insurance (vehicle up to seven years old, indemnity limit up to 50,000 euros)
Deductible in the case of hitting an animal or bird is 0 euros
Repair of window glass without a deductible
Optional deductible when replacing window glass
Compensation of vehicle keys in case of their theft, loss or damage
One set of stored tires and wheels up to 5,000 euros
Carry-cots, roof rails, and roof boxes installed in the vehicle or attached to the vehicle are insured to the extent of the sum insured
Bicycles attached to the vehicle are insured against the risk of an accident and a traffic accident to the extent of the sum insured for accessories

The following additional covers can be selected in the Kasko Premium package for an additional payment:

replacement car (up to 30 days)
accident insurance for passengers
trailer insurance
luggage insurance

Kasko Premium Pluss

in addition to the Kasko Premium package:

Technical failure insurance (vehicle up to eight years old, mileage limit 160,000 km)
Replacement car (up to 30 days)
No deductible when replacing window glass
Travel interruption insurance
Accident insurance for passengers
Pet insurance
Repair of a non-warranty vehicle at a car dealership
+ 10% additional indemnity in case of total destruction (except for new value insurance)

Additional protections for additional payment:

luggage insurance

Compare plans

The terms and conditions are valid for quotes issued and contracts entered into as of 28.04.2023. You can see the conditions applicable to the comprehensive insurance contract concluded before 28.04.2023 in the issued policy. The terms and conditions can be found on the PZU website.

Motor third party liability insurance is required for participating in traffic

All vehicles entered in the Traffic Register must have motor third party liability insurance. A motor third party liability insurance contract constitutes an obligatory liability insurance of the possessor of the vehicle and it is governed by the Motor Third Party Liability Insurance Act. In the case of a traffic accident or another insured event, the insurer will indemnify the proprietary and personal damage caused by the possessor of the vehicle to the other persons involved in a traffic accident.

Policy can be concluded with a term up to 1 year and either as automatically renewable or automatically non-renewable agreement
Under the automatically renewable motor third party liability insurance agreement, the vehicle is always covered with insurance and you do not have to do anything at the end of the one-year policy period. Before the end of the validity term, the policyholder receives a new policy
Automatically non-renewable contract ends upon expiry of the yearly insurance period and a new motor third party liability insurance agreement must be removed from the insurance cover
Provides insurance cover in the European Economic Area and other countries who have joined the green card system

Concluding an insurance agreement

1.
Ask for an insurance offer on SEB webpage

2.
We will contact you to agree on the most suitable offer

3.
PZU will send you the insurance documents and the invoice to pay

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Contact details

If you have questions about conclusion of a new agreement call SEB Customer Support +372 665 5100

If you have questions about your existing insurance call PZU Customer Support +372 622 4545 at any time