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A service for managing the cash flows of the Baltic States

  • The only prerequisite is the SEB Internet Bank for Business contract in one Baltic State
  • A possibility to originate transfers from the SEB Estonia, Latvia and Lithuania SEB current accounts via the Internet Bank for Business of one Baltic State

Baltic Online

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Baltic Online is a simple and convenient service that allows you to promote your business and manage the finances of your company in real time in each of the Baltic States. To add SEB accounts located in Latvia and Lithuania to the Internet Bank for Business, contact your client executive.

The advantages of Baltic Online

  • You only need one SEB Internet Bank for Business contract.
  • A central real-time overview of the Baltic SEB current accounts in the SEB Internet Bank for Business.
  • You can view and manage all your own accounts / accounts of your subsidiaries in the SEB Baltic banks in real time.
  • You can make transfers from the accounts of SEB in all three Baltic States via the Internet Bank for Business of SEB Estonia.
  • Allows for consolidating the monitoring the payments and receipts of the Baltic companies into one country.

Possibilities of Baltic Online

  • You can view and make transfers from the SEB current accounts located in other Baltic countries. For example, a business client of SEB Estonia can view and make transfers from SEB current accounts located in Latvia and Lithuania.
  • Possibility to authorise other companies in the Baltic States to view and use the SEB current accounts located in Estonia.
  • When you join the Baltic Online service, you will immediately see the financial history of the last three months.

The users of Baltic Online can be granted the following rights:

  • view your account balance;
  • view your receipts;
  • view the payments made;
  • make transfers.

Functionality of the service in your Internet Bank for Business

Overview of current accounts

You can view also the current accounts of SEB Latvia and Lithuania on the Internet Bank for Business of SEB Estonia.

Notifications of transactions on your account

The bank holding the account will send an automatic notification to the user about every movement on the account.
The bank statement service has also been added.

Initiation of transfer orders

It is also possible to originate domestic, SEPA and international payments from the current accounts in Latvian and Lithuanian SEB banks, which can be managed in the local Internet Bank for Business.

Notification of invalid transfer orders

In case of failed transfer orders, a notification will be sent to the mailbox in the Internet Bank together with the reason for the failure.

Principles of pricing

  • The fee for entry into and amendment of the contract, as well as the monthly maintenance fee, are charged according to the price list of the company that manages the current accounts of SEB Baltic branches in their local Internet Bank for Business. These fees are paid, for example, by the parent company that sees the accounts of the subsidiary in their Internet Bank for Business.
  • Commission fees for the payments are charged at the location bank of the account. For example, the commission fee for the transfer orders originated from the account of a subsidiary is paid by the respective subsidiary that has authorised its parent company to manage its accounts in the framework of the Baltic Online service.


The commission fees of Baltic Online can be found from the section “Additional services” of the price list: select the sub-section “Management of foreign accounts via SEB Estonia’s Internet Bank for Business” and then “Baltic Online (foreign accounts in SEB Baltic banks)”.

1. SEB Internet Bank for Private Individuals
sign-up free of charge
2. SEB Internet Bank for Business
sign-up free of charge
agreement amendment
- by a bank employee (1) EUR 10
- by an administrator at the Internet Bank free of charge
monthly fee free of charge
automatic inquiry from commercial register EUR 2.24
monthly fee for non-resident legal entities registered outside European Economic Area EUR 10
3. SEB mobile app
   sign-up free of charge
   payment commission fee of the respective payment in an electronic channel
4. Other mobile services
information inquiries (as per operator's price list)
   - Telia EUR 0.38
   - Elisa EUR 0.26
   - TELE2 EUR 0.26
5. Express notification
agreement conclusion, amendment, termination free of charge
notification by SMS message EUR 0.20 per message
notification by e-mail free of charge
6. Standing payment order
agreement conclusion, amendment at the Internet Bank free of charge
agreement conclusion, amendment at a bank office EUR 5
agreement cancellation free of charge
payment commission fee of the respective payment in an electronic channel
7. Adding predefined payments free of charge
8. E-invoice with automated standing order
agreement conclusion, amendment, termination free of charge
internal payment EUR 0.08
European ordinary payment (2) EUR 0.19
9. Forwarding of e-invoices (3)
agreement conclusion EUR 60
agreement amendment EUR 20
agreement monthly maintenance fee EUR 7
monthly fee of the agreement, incl. the use of e-invoice forwarding programme EUR 12
fee for forwarding e-invoices (per every e-invoice sent) EUR 0.15
template designed at company's request – implementation/ amendment EUR 200
migration of standing orders according to the agreement
10. Digital coin jar
agreement conclusion free of charge
monthly maintenance fee free of charge
payment to savings deposit free of charge
11. Bank link
subscription min EUR 65
transaction fee 1% of transaction value, min EUR 0.13, max EUR 3.20 per transaction
- for Financial intermediation companies EUR 1.28
amendment of agreement EUR 15
authentication (3)  
- subscription EUR 65
- amendment of agreement EUR 15
- authentication fee EUR 0.08 per transaction, min. EUR 20 per month
12. Payment card servicing in a company
subscription free of charge
transaction processing fee as per contract
preparation and installation of POS Terminal as agreed with the client free of charge
preparation and installation of the POS Terminal the latest by the next banking day EUR 75
monthly fee of Terminal as agreed with the bank
13. Trading Station
subscription free of charge
14. Additional services
issue of a security device  
- PIN calculator EUR 15
replacement of PIN calculator EUR 8
first issuance of Smart-ID at a bank office free of charge
subsequent issuance of Smart-ID at a bank office (4), (5) EUR 5
15. Management of foreign accounts via SEB Estonia's Internet Bank for Business
Baltic Online (foreign accounts in SEB Baltic banks)  
- subscription to the service (6) EUR 15
- only the SEB Latvia or SEB Lithuania account(s) have been included in the client´s Internet Bank EUR 10 per month
- both, the SEB Latvia and SEB Lithuania accounts have been included in the client´s Internet Bank EUR 15 per month
- contract amendments EUR 10
16. SEB Baltic Gateway
Direct channel  
sign-up fee EUR 50
account statements (except intraday) and/or POS reports EUR 10 per month
account intraday reports (real-time account information) EUR 25 per month
payment initiation and/or e-invoice forwarding EUR 25 per month
account information from other banks EUR 10 per month
e-signing EUR 0.10 per signature
Operator channel  
- sign-up fee free of charge
Basic services – account statements (except intraday), account information from other banks, POS reports and payment initiation  EUR 5 per month (7)
- account intraday reports (real-time account information) EUR 10 per month
- e-invoice forwarding EUR 10 per month
- e-signing EUR 0.10 per signature
Fees for operator  
sign-up fee EUR 50
monthly fee as agreed with the bank
17. E-invoice portal
E-invoice portal package Basic  
sign-up fee free of charge
monthly fee free of charge
sending an e-invoice to e- invoice portal* users public bodies and to SEB Internet Bank** up to 5 invoices per month free of charge (8)
E-invoice portal package Premium  
sign-up fee free of charge
monthly fee (3) EUR 7
sending an e-invoice to e- invoice portal* users public bodies, to SEB Internet Bank** and to application of any credit institution within the possibilities of the e-invoice portal (3) up to 30 invoices free of charge, each subsequent invoice 0.24 euros

(1) Only those changes to the agreement which are made by an employee of the bank but can be made by a person with administrator rights at the Internet Bank for Business are subject to a fee.
(2) E-invoices with automated standing order are effected only in euros.
(3) VAT as per Value Added Tax Act will be added to the price.
(4) Except for minors.
(5) Price includes VAT as per Value Added Tax Act
(6) Cost per one company and one state to be joined.
(7) Monthly fee is not applied to clients with SEB Plans. Starting from 16.04.2024 the monthly fee will not be applied to clients using business customers´ Standard, Standard+, Premium, Premium+ plans.
(8) After sending five invoices, the opportunity to join the E-invoice portal package Premium.

* E-invoice portal means the software offered by AS SEB Pank within the meaning of the e-invoice portal agreement and the environment arved.ee provided by UnifiedpostAS.
** Under the E-invoice portal Basic package, e-invoices can be forwarded to SEB Internet Bank for Private Individuals and SEB Internet Bank for Business.