SEB’s apartment building renovation loan can be used to finance various construction and renovation works, and the expert analysis and design costs associated with such works. Energy efficient apartment buildings save energy as well as money for the people living in the buildings when it gets cold outside.
Terms and conditions of an apartment building renovation loan | |
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Loan amount: | Minimum amount is EUR 10 000, maximum amount according to the apartment building’s solvency. |
Self-financing: | Starting from 0%. |
Term | Up to 20 years. |
Repayment: | Monthly repayment on the basis of a payment schedule for up to 15 years. |
Grace period: | A grace period of 12 months is possible during the renovation works. |
Service charges: | Up to 1% of the loan amount (min EUR 200). |
Collateral: | Collateral is the apartment association’s claims against its members in terms of paying management fees. Foundation KredEx surety, if necessary*. |
* The agreement fee and guarantee fee of KredEx must also be paid if their guarantees are used.
Documents required for an apartment building renovation loan
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